The top-rated commercial insurance agent in Jersey City, New Jersey is Kacey Padlo - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Freeway Insurance, Tawanda Jackson - State Farm Insurance Agent, Alberto Santana - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 2 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 3 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 6 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 7 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 8 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
| 9 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
| 10 | The Blake Agency | 52 Atlantic St | (201) 209-0065 |
Kacey Padlo - State Farm Insurance Agent in Jersey City, NJ, offers a range of commercial insurance services, including general liability and business property coverage. It works with clients to design protection plans suited to their specific operational needs and offers ongoing policy reviews. Regular service includes risk assessments and claim support. The agency services a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Freeway Insurance serves the Jersey City metro area and surrounding Hudson County as a commercial insurance agent. The company connects local businesses with policies that address general liability, property coverage, and workers’ compensation needs. By working with multiple carriers, the agency helps clients compare options to protect their operations efficiently. Its team focuses on understanding the unique risks businesses face in this region. It specifically handles commercial auto insurance for local fleets and professional liability coverage for area service providers.
Tawanda Jackson - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Jersey City, New Jersey. They provide commercial insurance agent services, helping clients assess coverage needs for operations and property liability. The agency is dedicated to tailoring insurance plans that fit specific business requirements within the local market. Its services also cover neighboring communities throughout the Hudson County metro area including Bayonne.
Alberto Santana's State Farm Insurance Agency serves Jersey City and the surrounding Hudson County communities, handling commercial insurance for local businesses. It addresses the coverage needs of small to mid-sized enterprises, including liability, property, and workers' compensation policies. The agency works closely with clients to identify specific risks and potential exposures common to the area. To manage a typical job, the agent conducts a detailed review of the business operations and then customizes coverage options to suit the client's budget and regulatory requirements.
Soliman Agency LLC, operating as an Allstate Insurance office in Jersey City, NJ, provides commercial insurance agents who distinguish between one-time business insurance purchases and recurring coverage policies. This firm offers liability protection, property insurance, and workers’ compensation plans tailored to local businesses and their daily operational risks. Professionals at this agency focus on helping independent contractors and commercial property owners secure appropriate protection throughout their contract or tenancy duration. Service runs on either a scheduled renewal cycle for ongoing policies or on an as-needed basis for short-term coverage.
J&J Assurance Group in Jersey City, NJ provides commercial insurance agents with specialized policy options for diverse business risks, including liability and property coverage. It also offers guidance on general insurance procurement for small and midsize enterprises operating in the region. As winter approaches, the firm helps clients review their policies for potential snow removal liabilities and weather-related business interruption exposures.
As seasonal weather brings new risks to Jersey City businesses, Men Ins Agency works with commercial clients to review their current coverage. The company assists local shop owners, contractors, and service providers in identifying gaps in their property and liability policies. Business owners can meet with an agent to explore different insurance options tailored to their specific operations in the area. Every new inquiry begins with a thorough property and business risk inspection to determine the appropriate coverage needs.
JC Insurance Agency works with business owners in Jersey City to secure property and liability coverage that protects operations and assets. The agency specializes in adding appropriate endorsements for client-specific risks such as equipment breakdown, cyber liability, and business interruption. Commercial insurance clients include office tenants needing general liability and property protection, warehouse operators requiring higher limits for inventory storage, and food service establishments in need of spoilage and liquor liability coverage.
JC Professional Insurance serves Jersey City residents with the commercial insurance needs of small and medium-sized businesses. This local agency covers typical downtown storefronts, neighborhood service providers, and regional contractors requiring liability, property, and vehicle coverage. The office advises clients on risk management for daily operations within Hudson County. After policies are in place, the team stays in contact with each business for periodic policy reviews and any coverage adjustments needed between annual renewal visits.
Serving Jersey City businesses, The Blake Agency distinguishes between one-time policy setups for new ventures and recurring service adjustments for evolving commercial needs. Their coverage options address property, liability, and other operational exposures essential for local commerce. Designed to protect company assets and manage daily risks, this agency provides ongoing support for claims and policy changes. Service runs on a scheduled basis, with periodic reviews to match shifting business and regulatory requirements rather than on an as-needed or one-time contact.
What Does a a Commercial Insurance Agent in Jersey City Cost?
Commercial insurance costs in New Jersey vary widely based on business type, size, location, and coverage limits. A small retail shop in Jersey City might pay between 500 and 2,000 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars or more for a full package including workers comp. Costs also depend on claims history and payroll. This is general information and not insurance advice.
About commercial insurance agents in Jersey City
Commercial insurance agents in Jersey City help local businesses find the right coverage for their specific needs. New Jersey requires all businesses with employees to carry workers compensation insurance. Agents can guide you through state regulations and help protect your company from liability and property risks.
Frequently Asked Questions
What types of commercial insurance do Jersey City businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey law mandates workers comp for most employers and commercial auto insurance for business vehicles.
How do I choose a commercial insurance agent in Jersey City?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks like flooding or urban liability. Check their reviews and compare quotes from multiple agents.
Does New Jersey require specific insurance for small businesses?
Yes. New Jersey requires workers compensation insurance for any business with one or more employees. If you have a commercial vehicle, you need commercial auto insurance. Other coverages like general liability are not required by law but are often needed by landlords or clients.
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