The top-rated commercial insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, JN Insurance Agency, Cosmo Insurance Agency. This directory lists 14 commercial insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 4 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 5 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 6 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 7 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 8 | United Claims Specialists | 411 Hackensack Ave Suite 200 | (201) 720-5556 |
| 9 | Americas Group | 235 Moore St Suite 101 | (201) 843-3791 |
| 10 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
Omar Juarbe - State Farm Insurance Agent serves the Hackensack, New Jersey area as a local commercial insurance agent. This agency helps business owners secure policies that protect their companies against common operational risks such as property damage and liability claims. Clients in the region can receive personalized guidance to select commercial auto coverage and workers’ compensation insurance tailored to their specific business needs.
Kyle Rourke - State Farm Insurance Agent in Hackensack, New Jersey, offers a range of commercial insurance services designed to protect local businesses. Its service and maintenance plans include regular policy reviews to keep coverage aligned with evolving business operations and updated industry risks. The agent oversees a portfolio that encompasses single-family homes, apartments, retail locations, and restaurants, ensuring each property type receives tailored liability and property protection.
JN Insurance Agency serves local business owners, property managers, and commercial landlords in Hackensack, New Jersey. It helps clients secure coverage for general liability, property damage, and workers’ compensation, matching policies to each company’s operational risks. The agency works with contractors, retail shops, and office-based firms to address their specific insurance needs. Its services also extend to companies operating in neighboring communities across Bergen County, including Paramus and Teaneck.
Cosmo Insurance Agency provides a range of commercial insurance services for businesses in and around Hackensack, New Jersey, including policy consultation and risk assessment for various industries. Its service plans focus on tailoring coverage to meet the specific operational needs of each client, with ongoing support to adjust policies as businesses evolve. The agency works to protect the assets and liabilities of its commercial clients across different property types, such as single-family homes, apartments, retail spaces, and restaurants.
Graham Family Agency serves Hackensack and the surrounding Bergen County communities, handling commercial insurance needs for local businesses. The agency works with clients to secure policies that protect company assets, property, and liability exposures. It understands the specific risks faced by operations in this close-knit metropolitan market. To complete a typical policy, the agency begins by assessing a client’s business operations, then compares coverage options from multiple carriers to build a balanced plan that meets the client’s budget and risk profile.
Kusel Associates Insurance in Hackensack, NJ helps local businesses distinguish between one-time policy options for short-term projects and recurring coverage for ongoing operations. Their work primarily addresses commercial insurance needs, including general liability and property protection tailored to area businesses. Service arrangements are flexible, with consultations typically offered on an as-needed basis to accommodate changing risks and renewals.
Alfredo Caba offers specialized commercial insurance agent services for local businesses in Hackensack, New Jersey, including general liability, property, and workers’ compensation coverage. It also provides tailored risk assessment to help companies manage their unique operational exposures. The firm works closely with clients to review policy options and ensure appropriate coverage limits are maintained. As the end of the fiscal year approaches, it assists business owners in adjusting policies to reflect new assets or changes in employee count.
United Claims Specialists, located in Hackensack, New Jersey, serves as a commercial insurance agent, helping businesses customize policies that address their operational exposures. It assists local companies by recommending specialty add-ons such as business interruption coverage and general liability enhancements tailored to specific work environments. The agency focuses on protecting property, managing liability risks, and securing employee-related insurance needs. Its commercial insurance capabilities extend to serve a range of sectors, including offices, warehouses, and food service establishments.
As businesses in Hackensack prepare for winter weather, protecting against liability and property damage becomes a priority. Americas Group helps commercial clients review coverage for snow removal risks and seasonal interruptions. As a commercial insurance agent, the firm works with local owners to assess general liability, commercial property, and worker protections. Policies are selected based on each company’s operations and potential exposure. An initial consultation begins with an inspection of the business premises and a review of current coverage gaps.
Farmers Insurance - Alex Vivien in Hackensack, NJ handles both residential and commercial insurance needs. For business clients, the agency structures policies to cover property, liability, and other operational risks common in the local area. After an initial policy is set, the agent continues to be available for periodic coverage reviews and adjustments. Business owners can request timely updates or schedule a follow-up meeting when their operations change or a policy renewal approaches between regular visits.
What Does a a Commercial Insurance Agent in Hackensack Cost?
Commercial insurance costs in New Jersey vary by business type size and risk factors. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 15000 dollars annually for comprehensive coverage. Workers compensation rates are set by the state and depend on your payroll and industry classification. This is general information not insurance advice.
About commercial insurance agents in Hackensack
Commercial insurance agents in Hackensack New Jersey help businesses protect their assets and operations. New Jersey requires all employers to carry workers compensation insurance and commercial auto insurance for company vehicles. A local agent can guide you through these requirements and find policies that fit your specific industry needs.
Frequently Asked Questions
What types of commercial insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most employers and commercial auto insurance for business vehicles. Some professions like contractors and healthcare providers must also carry general liability insurance to maintain their licenses.
How do I choose a commercial insurance agent in Hackensack?
Look for an agent with experience in your industry and knowledge of New Jersey insurance laws. Check their licensing through the New Jersey Department of Banking and Insurance and ask about the specific carriers they represent.
Can I bundle multiple business insurance policies in New Jersey?
Yes many commercial insurance agents offer business owner policies that combine general liability property and business interruption coverage. Bundling can simplify management and may reduce overall premiums.
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