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Commercial Insurance Agents in St Paul, MN

Directory of commercial insurance agents in St Paul, Minnesota. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 commercial insurance agents in St Paul, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HomeServices Insurance, Inc.
119 14th St NW Suite 150, St Paul, MN 55112
(800) 277-0013 homeservicesinsurance.com
Theisen Escobar Agency
428 Minnesota St UNIT 500, St Paul, MN 55101
(651) 309-6040 theisenescobaragency.com
Garry Insurancenter
2555 7th Ave E, St Paul, MN 55109
(651) 777-8361 garryinsurance.com
Krog Insurance
637 Snelling Ave N, St Paul, MN 55104
(651) 483-2919 kroginsurance.com
Farmers Insurance - Patrick Loucks
991 Smith Ave S W, St Paul, MN 55118
(651) 714-7979 agents.farmers.com
Wilebski Insurance Agency
101 5th St E suite 202 a, St Paul, MN 55101
(651) 283-9371 wilebski-ins.com
Insurance Group™
445 Minnesota St #1500, St Paul, MN 55101
(763) 233-6405 insurancegroupusa.com
Cox Insurance Associates, Inc
1639 Larpenteur Ave W, St Paul, MN 55113
(651) 647-0001 coxins.net
Wiessner Insurance
250 Hamline Ave S, St Paul, MN 55105
(651) 698-0771 wiessneragency.com
Quality Insurance Service
236 Larpenteur Ave W, St Paul, MN 55113
(651) 489-1347 qualityinsuranceservice.com
NSI Agency
322 County Rd D E, St Paul, MN 55117
(763) 296-1010 insuremeez.com
Champion Insurance Services Inc
821 Raymond Ave Bldg, St Paul, MN 55114
(651) 644-6464 championinsuranceusa.com
East Metro Insurance Agency, LLC Bill Runck
1901 Minnehaha Ave E, St Paul, MN 55119
(651) 323-2021 eastmetroinsurance.com
Gallagher Insurance, Risk Management & Consulting
2685 Long Lake Rd, St Paul, MN 55113
(651) 644-7200 assuredpartners.com
Wheeler Agency Inc
4535 Hodgson Rd #600, St Paul, MN 55126
(651) 765-0935 wheeleragencyinc.com
Northland Insurance Co
385 Washington St, St Paul, MN 55102
(800) 237-9334 northlandins.com
ONE Insurance Agency
3001 White Bear Ave, St Paul, MN 55109
(763) 888-8837 myoneinsuranceagency.com
Boom Affordable Car Insurance - St Paul MN
506 E Kenny Rd #130, St Paul, MN 55130
(216) 616-9252
V J Insurance
426 Wabasha St S, St Paul, MN 55107
(651) 330-7208
SR22 Insurance Agency Of Minnesota
370 Jackson St, St Paul, MN 55101
(218) 656-6021 sr22insurancestpaul.online

Commercial insurance agents in St Paul Minnesota help businesses secure coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance under Minnesota Statutes Chapter 176. Local agents understand the specific risks facing businesses in the Twin Cities metro area including weather related exposures and regional industry needs.

What Does a Commercial Insurance Agent in St Paul Cost?

Commercial insurance costs in Minnesota vary by industry revenue and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the Minnesota Department of Commerce and average 1.50 to 3.00 dollars per 100 dollars of payroll. A full BOP policy for a small business often ranges from 1000 to 3000 dollars annually. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do St Paul businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Minnesota law mandates workers compensation for businesses with one or more employees. Agents can also advise on professional liability and cyber insurance.
How do Minnesota business laws affect insurance requirements?
Minnesota Statute 176.135 requires workers compensation coverage for most employers. The state also has specific commercial auto insurance minimums. Agents stay current on these laws to ensure your policy meets legal standards.
Can a commercial insurance agent help with a St Paul home based business?
Yes many agents offer policies for home based businesses in St Paul. Standard homeowners policies often exclude business liability. A commercial agent can find a business owners policy BOP that covers your specific operations.