The top-rated commercial insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 17 commercial insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 8 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 9 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 10 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
Butler & Associates Insurance Agency serves commercial clients throughout Dakota County. From its Apple Valley location, the agency works closely with business owners to identify appropriate insurance solutions. It provides coverage for property, liability, and other operational exposures that local companies frequently face. Each insurance program is arranged to match the unique requirements of a particular enterprise. The agency regularly helps clients procure commercial auto policies for their vehicle fleets and general liability insurance to protect against third-party claims.
Joe Etten - State Farm Insurance Agent in Apple Valley, Minnesota, serves local homeowners, business owners, and property managers who need commercial coverage for liability, property, and income protection. The agency helps clients assess their unique risks and select appropriate policies for their operations. It works with small and medium-sized enterprises to address general liability, workers’ compensation, and commercial auto needs. Joe Etten - State Farm Insurance Agent also serves businesses in the greater Lakeville area and surrounding south metro communities.
Dave Melle - State Farm Insurance Agent in Apple Valley, MN provides commercial insurance solutions tailored for businesses of various sizes. The agency offers comprehensive policies covering property, liability, and workers' compensation, and works with clients to develop risk management strategies and adjust coverage as needs evolve. Regular policy reviews help ensure protection remains aligned with business operations. The company serves a range of property types including single-family homes, apartments, retail spaces, and restaurants.
Serving Apple Valley and the surrounding Minnesota communities, Brett McSparron - State Farm Insurance Agent works as a commercial insurance agent. It handles business insurance policies designed to protect local companies from common operational risks. A typical job begins with a discussion of the client's specific business activities and coverage needs. The agency then compares available plan options to find appropriate liability and property protections. It concludes each engagement by clearly explaining all policy terms and exclusions to the business owner before finalizing any coverage.
Farmers Insurance - Kara Petter in Apple Valley, MN provides commercial insurance coverage tailored to business needs. Clients can choose between one-time policies for specific projects or recurring plans for ongoing operations, with options for general liability, property, and workers’ compensation. The agency helps local businesses navigate risk by offering customized packages that address common commercial exposures in the region. Service operates on a scheduled basis, with periodic reviews to adjust coverage as business needs change.
Retta Insurance Agency LLC in Apple Valley, MN specializes in commercial insurance coverage, including property and liability policies tailored for local businesses. It also provides general risk management advice to help companies navigate everyday operational exposures. With its deep understanding of regional commercial needs, the agency assists clients in addressing seasonal disruptions such as winter weather property damage or summer construction liability issues.
As businesses in Apple Valley face the seasonal shifts in liability and vehicle exposure, Kiley and Associates LLC American Family Insurance provides commercial coverage solutions tailored to local operations. The agency helps small and mid-sized firms navigate property and general liability risks common across the Twin Cities suburbs. Business owners can discuss their specific exposures during an initial consultation, followed by a thorough review of their premises and fleet needs to determine appropriate policy limits. This process begins with scheduling an on-site inspection and risk assessment.
Elfstrum Consulting Inc provides commercial insurance agent services in Apple Valley, MN, focusing on securing business coverage tailored to local operational risks. Its specialty offerings include liability protections and property policies designed to address common commercial exposures. The company assists clients with risk assessment and policy selection to match specific industry needs. Commercial sectors it can serve include offices, warehouses, and food service establishments requiring appropriate insurance solutions for their unique operational demands.
Mayer Insurance Agency provides residential insurance solutions for homeowners and renters in Apple Valley, Minnesota. For commercial clients, the agency delivers property and liability coverage tailored to local business operations. They serve the broader Twin Cities region, ensuring businesses have protection against common operational risks. Between regular visits, agents follow up on policy adjustments and provide prompt service when claims or coverage questions arise, maintaining continuous support throughout each policy period.
Debra Suman American Family Insurance, based in Apple Valley, MN, is known for providing commercial insurance agent services that help local businesses manage risk and protect their assets. This agency works with a range of companies to secure coverage for property, liability, and other common business exposures. For those facing unique operational challenges, the office can also assist with specialized add-ons such as equipment breakdown insurance.
What Does a a Commercial Insurance Agent in Apple Valley Cost?
The cost of commercial insurance in Apple Valley varies widely based on business size, industry, and claims history. For a small retail shop, general liability may range from $500 to $1,500 per year, while a construction contractor might pay $2,000 to $5,000 annually for a comprehensive package. Workers compensation rates in Minnesota are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.
About commercial insurance agents in Apple Valley
Apple Valley business owners can work with a commercial insurance agent to protect their company from financial loss. Minnesota law requires certain coverages, such as workers compensation for businesses with employees. A local agent helps you navigate these requirements and find policies tailored to your specific industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do Apple Valley businesses need?
Common coverages include general liability, property insurance, and workers compensation. Minnesota law mandates workers compensation for most employers with one or more employees. An agent can help you assess additional needs like commercial auto or professional liability.
How does a commercial insurance agent in Apple Valley help with Minnesota compliance?
Agents stay informed about Minnesota insurance regulations, such as the state minimum requirements for commercial auto liability and workers compensation. They ensure your policies meet legal standards and advise on coverage gaps that could lead to penalties.
Can I bundle multiple commercial policies with one agent in Apple Valley?
Yes, many agents offer package policies that combine general liability, property, and other coverages. Bundling often provides cost savings and simplifies management. Your agent can review your operations to recommend a suitable package.
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