The top-rated commercial insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 10 commercial insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Anoka County area including Andover, Minnesota, offering commercial insurance agent services. The agency helps business owners protect their assets through comprehensive commercial policies. It works with clients to assess risks and design coverage tailored to each enterprise’s specific operational needs. Common commercial insurance solutions include property insurance for buildings and equipment, as well as general liability coverage for workplace accidents or customer injuries. The agency also handles commercial auto insurance for vehicles used in business operations.
Larsen Insurance Group in Andover, MN provides a comprehensive range of commercial insurance solutions for local businesses. Their services include risk assessment and policy placement, with ongoing maintenance plans that help clients review coverage needs as their operations change. They also offer periodic policy audits to ensure adequate protection. The agency services a variety of property types, including single-family homes used for business, apartment complexes, retail storefronts, and full-service restaurants.
Baker Insurance Brokers serves local small business owners, property managers, and commercial landlords in Andover, Minnesota, by helping them secure appropriate liability, property, and workers’ compensation coverage. The agents take time to understand each client’s unique risk exposures and then match them with policies from several insurers. Their office assists with renewals and policy questions throughout the year. They also provide commercial insurance services for businesses in the adjacent communities of Ham Lake and Oak Grove.
Serving Andover, Minnesota, and the surrounding communities, Hemgren Family Insurance handles commercial insurance needs for local businesses. They work to protect small to mid-sized companies from common operational risks, property damage, and liability concerns that arise in this area. Their approach begins with an assessment of each client’s specific operations and liabilities, then recommends appropriate coverage packages to match those exposures. They then work through each policy detail with the business owner before finalizing the arrangement.
Mike Mattingley - State Farm Insurance Agent in Andover, MN, helps businesses distinguish between one-time event insurance and recurring commercial coverage tailored to ongoing operations. The agency offers policies that protect against property damage, liability claims, and potential business interruptions specific to the local area. Services for commercial clients run on an as-needed basis, whether for a new venture, a seasonal adjustment, or an annual policy review.
As the seasons change in Andover, local small businesses often find themselves reviewing their liability coverage. Briena Nyquist American Family Insurance provides commercial insurance agent services tailored to these shifting needs in the area. For a small retail shop or a growing service contractor, the agent assists with structuring a basic business owner’s policy. Limits can be adjusted as inventory changes or operations expand. Protecting property and general liability are common first discussions. Each new client begins with a thorough on-site inspection or an initial needs assessment call.
Marci Hawkins American Family Insurance specializes in commercial insurance solutions, offering tailored policies for diverse business needs. The agency assists local entrepreneurs and established companies with coverage options, including general liability and property protection, to safeguard commercial operations and assets in Andover, Minnesota. It also guides clients through risk management and policy adjustments. As spring approaches, it helps businesses prepare for seasonal weather-related disruptions, such as wind or hail damage, by reviewing and updating existing commercial policies to ensure adequate coverage during the storm season.
Christiansen Insurance Agency works with businesses to secure coverage tailored to their daily risks and operational needs. Based in Andover, MN, the agency serves as a commercial insurance agent, helping clients navigate policies that protect assets, manage liability, and sustain continuity. Additional specialty offerings include coverage for property, general liability, and workers’ compensation. The agency can equip a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Oak Grove Insurance Agency - David Johnson handles residential insurance needs in Andover, Minnesota, while also offering commercial coverage for local businesses. Their commercial insurance services include policies for property, liability, and workers’ compensation, tailored to small and mid-sized companies in the Andover area. Clients can expect thorough policy reviews and prompt assistance with claims. Agents maintain ongoing communication so they can follow up on coverage adjustments or discuss renewal options between regular annual visits.
Ames Insurance of Andover, Minnesota, is known for helping local businesses manage their unique commercial insurance risks. The agency works with companies to structure coverage that addresses general liability, property, and workers' compensation needs. Policyholders benefit from guidance in selecting appropriate limits and deductibles for their specific industries. This service often extends to reviewing commercial auto policies for company fleets. An additional specialty is offering tailored inland marine cover for equipment and tools commonly used in this region.
What Does a a Commercial Insurance Agent in Andover Cost?
Costs for commercial insurance in Minnesota vary by business type, size, and risk factors. A small retail shop in Andover might pay 500 to 1,500 dollars per year for general liability, while a construction contractor could pay 3,000 to 10,000 dollars annually for comprehensive coverage. Workers compensation rates are set by the Minnesota Department of Commerce and depend on your industry classification. This is general information, not insurance advice.
About commercial insurance agents in Andover
Commercial insurance agents in Andover, Minnesota help local businesses secure coverage for property, liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance under Minnesota Statutes Chapter 176. An agent can guide you through these requirements and tailor a policy to your specific industry and location.
Frequently Asked Questions
What types of commercial insurance do Andover businesses need?
Common coverages include general liability, commercial property, and workers compensation. Minnesota law mandates workers compensation for most businesses with employees. Your agent can also recommend business interruption or commercial auto insurance based on your operations.
How does Minnesota law affect commercial insurance in Andover?
Minnesota requires commercial auto insurance with minimum liability limits of 30/60/10. Workers compensation rules under Minnesota Statutes 176.021 apply to nearly all employers. An agent familiar with Andover can help you comply with these state-specific requirements.
Can I bundle multiple policies with one commercial insurance agent?
Yes, many agents offer business owner policies that bundle general liability and property insurance. Bundling can simplify management and may reduce overall costs. Your agent can review your needs and suggest a package that fits your Andover business.
Commercial Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Cottage Grove · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato