The top-rated commercial insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 594 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, Atlas Insurance Brokers. This directory lists 20 commercial insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 6 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 7 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 8 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 9 | Safechoice Insurance Agency | 894 7th St NW | (507) 280-9282 |
| 10 | The Frankot Agency: Allstate Insurance | 3147 Superior Dr NW STE 100 | (507) 289-9235 |
Shawn Christensen - State Farm Insurance serves the Rochester, MN, metro area as a local commercial insurance agent. The company helps business owners evaluate their unique risk exposures and secure appropriate coverage to protect their assets and operations. It works with a wide range of local industries to design tailored policies that meet specific business needs. Among its handled services, the agency specializes in providing general liability protection for small retail shops and property insurance for locally owned office buildings.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN offers a full range of commercial insurance policies designed to protect local businesses from operational risks. Their service plans include personalized policy reviews to adjust coverage as business needs change, along with prompt claims assistance to help clients navigate losses efficiently. The agency provides coverage for various property types, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
Businesses, commercial property managers, and entrepreneurs in Rochester, MN turn to Fortress Insurance & Financial Services for essential coverage. The agency provides liability, property, and workers’ compensation policies tailored to local industry needs. Serving the commercial sector, it helps clients manage risks unique to this region’s economic landscape. Its team advises on coverage options to protect assets and operations. The agency also extends its services to nearby Byron and the surrounding Olmsted County communities.
Atlas Insurance Brokers serves Rochester, Minnesota, and the surrounding communities with commercial insurance solutions. The agency handles a broad range of coverage types, including property, liability, workers’ compensation, and business interruption policies tailored for local enterprises. To complete a typical job, Atlas begins by reviewing a client’s operations and risk exposures, then compares multiple carriers to secure appropriate protection. This method ensures each policy aligns with the specific needs of the business while remaining cost-effective and compliant with regional regulations.
Connor Faupel Insurance Agency, a commercial insurance agent in Rochester, MN, distinguishes between one-time policy placements, such as for special events or single project liability, and recurring service options that address ongoing business exposures. Coverage solutions are tailored to protect local enterprises from property damage, general liability, and workers’ compensation risks. These policies help business owners manage financial uncertainty by transferring specific operational hazards to an insurer. Service for existing clients typically runs on an as-needed basis for adjustments, renewals, or new coverage requests.
Specializing in liability coverage, property protection, and workers’ compensation policies, Ted W. Smith Insurance in Rochester, MN, serves local businesses with tailored commercial insurance plans. It also handles general risk assessments and policy reviews to safeguard assets and operations. As seasons change, the agency assists clients in updating coverage for winter-related hazards, such as snow removal liability and property damage from ice or freezing pipes.
As spring construction picks up across Rochester, local contractors and small businesses frequently reassess their liability coverage. Sam Ghareeb Insurance Broker serves these commercial clients by offering tailored insurance policies that address property, general liability, and workers' compensation risks specific to the region. Understanding that each operation faces unique exposures, the broker works closely with clients to evaluate their current needs and policy gaps. The process typically begins with a consultation to review the business’s daily operations and asset profile, followed by an on-site inspection of the commercial premises.
All Apple Insurance Agency / Paul M. Peterson in Rochester, MN helps businesses manage their liability and property risks through comprehensive commercial insurance coverage. The agency specializes in adding tailored coverages such as workers' compensation, general liability, and business interruption insurance to protect against unexpected losses. Their client relationships focus on assessing unique operational exposures for each company. This allows them to serve a variety of commercial sectors, including offices, warehouses, and food service establishments that require specific protection for their daily activities and assets.
Safechoice Insurance Agency in Rochester, MN assists local residents with their homeowners insurance needs. They also provide a full range of business insurance options for commercial clients throughout the greater Rochester area. Every commercial policy is reviewed to match the specific risks and operations of each enterprise. Their approach allows business owners to adjust coverage as their company changes over time. This agency stays in contact between scheduled visits to address any policy updates or emerging coverage requirements for the next renewal period.
The Frankot Agency: Allstate Insurance in Rochester, MN is known for providing commercial insurance agent services to local businesses of varying sizes. It helps clients secure policies that cover property, liability, and business interruption risks. Additional expertise extends to workers’ compensation coverage for employers and their staff. It also offers commercial auto insurance to protect company vehicles and drivers on the road.
What Does a a Commercial Insurance Agent in Rochester Cost?
The cost of commercial insurance in Minnesota varies widely by industry, business size, and coverage limits. A small retail shop might pay between $500 and $1,500 per year for general liability. A construction company could pay $3,000 to $10,000 or more annually for a comprehensive package. Premiums are influenced by your claims history and location in Rochester. This is general information and not insurance advice.
About commercial insurance agents in Rochester
Commercial insurance agents in Rochester, Minnesota help business owners find coverage for property, liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. A local agent can explain how state regulations affect your business policy.
Frequently Asked Questions
What types of commercial insurance do Rochester businesses need?
Common coverages include general liability, property insurance, and commercial auto. Minnesota law requires workers compensation for businesses with one or more employees. An agent can help you assess your specific risks.
How does Minnesota law affect commercial insurance policies?
Minnesota statutes set minimum requirements for workers compensation and commercial auto liability. For example, Minnesota requires uninsured motorist coverage on commercial auto policies. Your agent can explain these legal requirements.
What is the typical process to get a commercial insurance quote in Rochester?
You provide details about your business operations, revenue, and number of employees. The agent then shops your information among multiple insurance carriers. Quotes are usually available within a few business days.
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