The top-rated commercial insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 15 commercial insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves Prior Lake and surrounding Scott County as a commercial insurance agent, providing local businesses with essential coverage solutions. The agency helps clients manage risk through general liability and property insurance tailored to small and mid-sized companies. Business interruption coverage is also available to protect against income loss during unexpected closures. Specific services handled in this area include commercial auto insurance for fleet vehicles and workers’ compensation policies designed for local industry needs.
AB & B Insurance provides a full range of commercial insurance products for businesses in the Prior Lake, Minnesota area. Its service model focuses on assessing each client’s specific risk exposures and offering tailored coverage solutions that adapt as the business grows. The company maintains ongoing contact with policyholders to review coverages and adjust limits as needed. It services a variety of properties, including single-family homes used for home-based businesses, apartment complexes, retail storefronts, and full-service restaurants.
Jeremy Senn - State Farm Insurance Agent serves homeowners, businesses, and property managers in Prior Lake, Minnesota, providing commercial insurance policies that protect assets, liability, and operations. The agency offers tailored coverage options for small and mid-sized businesses, helping clients manage risk with personalized recommendations. Commercial agents in this area typically help local enterprises secure general liability, property, and workers’ compensation policies to maintain stability. This agency also covers businesses and residential properties in nearby Savage and surrounding Scott County communities.
Lakes Insurance serves Prior Lake and the surrounding communities of Scott and Carver counties as a commercial insurance agent. It handles business insurance policies, including general liability and property coverage, which protect local shops and contractors from common operational risks. The agency also assists companies in assessing their specific exposures and choosing appropriate protection. To complete a typical job, the agent reviews each client’s operations and coverage needs, then presents policy options that match the specific requirements of the business.
Prior Lake State Agency in Prior Lake, MN, distinguishes between one-time commercial insurance purchases, such as a standalone policy, and recurring service options that provide ongoing adjustments as a business evolves. Their coverage offerings address common local risks like property damage, liability claims, and industry-specific exposures facing area enterprises. Clients can select between a single initial consultation or a continuous, managed plan that adapts to changing operations. Service here runs on either a one-time basis for isolated needs or an as-needed schedule for periodic reviews and policy updates.
DeRose Commercial Insurance Group in Prior Lake specializes in tailored coverage solutions for businesses, including property, liability, and workers’ compensation policies. It also provides general commercial insurance services to protect local enterprises against common operational risks. The agency helps companies navigate industry-specific exposures and regulatory requirements typical in the area. During seasonal shifts or unexpected disruptions, it assists clients in reviewing and adjusting their coverage to address evolving weather-related or liability concerns.
As summer storms and winter freezes test commercial properties in Prior Lake, Van Curler Independent Insurance Agency helps local business owners secure coverage that matches their operational risks. This commercial insurance agent works closely with clients to identify exposures ranging from liability concerns to property protection. The agency emphasizes tailored policies that fit specific industries, ensuring coverage reflects actual business needs rather than generic plans. A thorough on-site inspection or initial assessment of current policies typically begins the process of building a more appropriate insurance portfolio.
Nick Atkinson & Associates Inc American Family Insurance works with businesses in Prior Lake, MN to secure coverage tailored to operational risks. Commercial insurance agents assess liability, property, and fleet exposures to recommend appropriate protections. The agency specializes in adding policies for special events, equipment breakdown, and business interruption. Such supplemental options help prevent financial gaps when unexpected losses occur. This agency can serve commercial sectors including offices, warehouses, and food service operations.
Oak Tree Insurance serves Prior Lake and the surrounding area as a commercial insurance agent. The company helps businesses assess their unique liability exposures, property coverage needs, and operational risks. Clients receive guidance through policy selection, claims support, and coverage reviews. Services are tailored to local industries, from retail shops to construction contractors. As an additional specialty, Oak Tree Insurance can secure workers’ compensation policies to protect employees and comply with state requirements.
What Does a a Commercial Insurance Agent in Prior Lake Cost?
Typical annual costs for a small business commercial insurance package in Minnesota range from 500 to 3,000 dollars for general liability, with workers compensation adding 0.75 to 2.50 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars per vehicle. Actual costs depend on your business type, location, claims history, and coverage limits. This is general information, not insurance advice.
About commercial insurance agents in Prior Lake
Commercial insurance agents in Prior Lake, Minnesota help local businesses find coverage for property, liability, and workers compensation. Minnesota law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through state-specific requirements and find policies that fit your Prior Lake business needs.
Frequently Asked Questions
What types of commercial insurance do Prior Lake businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Minnesota law mandates workers comp for most employers. An agent can help you assess risks specific to your industry and location.
How do I choose a commercial insurance agent in Prior Lake?
Look for an agent licensed in Minnesota with experience in your industry. Ask about their familiarity with local risks like weather or seasonal tourism. Check their reputation with the Minnesota Department of Commerce.
Does Minnesota require commercial auto insurance for business vehicles?
Yes, Minnesota law requires liability coverage for all registered vehicles. Minimum limits are 30,000 dollars per person for injury and 10,000 dollars for property damage. A commercial agent can help you meet these requirements and add optional coverages.
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