The top-rated commercial insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance. This directory lists 13 commercial insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 5 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 6 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 7 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 8 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 9 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 10 | Monson Agency | 1737 Cope Ave E | (651) 777-7469 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN, metro and surrounding Ramsey County. This commercial insurance agent provides coverage solutions for local businesses. It works with clients to assess their unique operational risks and liabilities. The agency helps secure policies that protect assets and maintain business continuity. Specific services include liability insurance for small shops and property coverage for commercial buildings.
Aaron Runk - State Farm Insurance Agent provides commercial insurance coverage tailored for small and mid-sized businesses in Maplewood, Minnesota. The agency works with clients to design policies that protect against common operational risks and liability exposures. Ongoing account reviews help ensure coverage adjusts as businesses grow or change. Regular policy check-ins and claims support are part of its maintenance approach. Its commercial clients include single-family homes operated as businesses, apartment buildings, retail shops, and independent restaurants.
Jody Baber - State Farm Insurance Agent in Maplewood, MN serves homeowners, business owners, and property managers throughout the area. It provides commercial insurance policies that help protect local companies from common operational risks, liability concerns, and property damage. The agency works with clients to assess their specific coverage needs and offers personal consultations. It also serves neighboring communities in the greater Saint Paul metro region, including North Saint Paul and Oakdale.
Serving Maplewood and the surrounding communities throughout the Saint Paul metro area, Mark Ellingson: Allstate Insurance handles a full range of commercial insurance agent needs for local businesses. This includes typical policies for general liability, property coverage, and workers' compensation to protect various small and midsize operations. The agency regularly helps clients evaluate their specific risk exposures to build straightforward coverage packages that meet compliance requirements. For a typical job, it begins with a detailed discussion of the business's operations and then compares available options to assemble a balanced policy.
Commercial insurance clients in Maplewood, MN have a choice between a single, one-time policy purchase or an ongoing service arrangement with recurring policy reviews and adjustments. Rising Star Insurance Brokers offers tailored coverage for local businesses, addressing property, liability, and other commercial exposures specific to the area. The agency works to match each client’s operational risks with appropriate options from its partner carriers. Their support runs on a scheduled basis, with regular account check-ins and renewal planning built into the service model.
EP&B Insurance provides commercial coverage tailored to the needs of local businesses in Maplewood, MN. It assists with general liability, property, and workers’ compensation policies for a range of small to mid-sized enterprises. The agency also evaluates unique risks specific to each client’s industry, helping to adjust coverage as operations expand or change. As winter approaches, it frequently advises Maplewood companies on protecting their assets from seasonal liabilities such as slip-and-fall claims and snow removal property damage.
As local businesses in Maplewood prepare for the winter freeze or summer storm season, Danna Agency helps secure the right policies to protect their operations. This commercial insurance agent works with various enterprises in the area to assess liability, property, and workers’ compensation needs. They analyze each client’s specific risk profile before recommending appropriate coverage options. A typical first step involves scheduling an on-site inspection of your business premises to evaluate exposures in person.
Midwest Insurance Agencies works with businesses to secure coverage that addresses common operational risks and liability concerns. The firm additionally helps local clients tailor policies with specialized endorsements for property, equipment, and liability protection. It serves commercial sectors including offices needing general liability and business property coverage, warehouses requiring inventory and equipment-specific policies, and food service operations seeking protection for premises, product liability, and kitchen equipment.
Bee Lor Insurance Agency serves clients in the Maplewood area, providing residential insurance coverage to protect homes and personal property. The agency also offers commercial insurance for local businesses, helping them manage liability, property, and operational risks. Located in Maplewood, MN, the team works with area companies to tailor coverage that addresses their specific needs. After issuing a policy, the agency follows up to review any changes and stays in touch with clients between regular visits to ensure their coverage remains appropriate.
Monson Agency in Maplewood, Minnesota, is known for providing comprehensive commercial insurance coverage to local businesses. The agency assists clients in securing general liability, property, and workers’ compensation policies tailored to their operational needs. It also helps business owners navigate coverage for commercial vehicles and professional liability risks. For companies with specific exposure, Monson Agency can add on specialized protection for equipment breakdown and business income interruption.
What Does a a Commercial Insurance Agent in Maplewood Cost?
Typical costs for a small business general liability policy in Minnesota range from 400 to 1,500 dollars per year. Workers compensation premiums vary by industry and payroll, often starting around 1,000 dollars annually for low risk businesses. Commercial auto insurance averages 1,200 to 2,400 dollars per vehicle per year. These are general estimates and your actual cost will depend on your business type, location, claims history, and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Maplewood
Commercial insurance agents in Maplewood, Minnesota help local businesses find coverage for property, liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance under Minnesota Statutes Section 176. A local agent can explain how Minnesota specific regulations affect your business policy needs.
Frequently Asked Questions
What types of commercial insurance do Maplewood businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Minnesota law requires workers comp for most employers with one or more employees. An agent can help you assess which coverages fit your specific business operations.
How do I choose a commercial insurance agent in Maplewood?
Look for an agent licensed in Minnesota with experience in your industry. You can check a agents license status through the Minnesota Department of Commerce. Ask about their familiarity with local risks like weather or regional business trends.
Does Minnesota have special insurance requirements for contractors?
Yes, contractors in Minnesota must carry workers compensation insurance if they have employees. Many clients also require proof of general liability and sometimes surety bonds. An agent can help you meet these requirements for construction or remodeling work.
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