The top-rated commercial insurance agent in West Bloomfield Township, Michigan is PKIG | Phil Klein Insurance Group, rated 4.9 stars across 641 reviews. Other highly rated options include Agency Advantage Insurance Agency, AAA Insurance - Waredni Insurance Agency, LLC, All Forms Insurance Agency. This directory lists 12 commercial insurance agents serving West Bloomfield Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PKIG | Phil Klein Insurance Group | 7125 Orchard Lake Rd #302 | (248) 682-7445 |
| 2 | Agency Advantage Insurance Agency | 7011 Orchard Lake Rd Suite 104 | (866) 680-7283 |
| 3 | AAA Insurance - Waredni Insurance Agency, LLC | 7035 Orchard Lake Rd Suite 100 | (248) 906-3400 |
| 4 | All Forms Insurance Agency | 5600 W Maple Rd Ste D403 | (248) 496-8480 |
| 5 | Monique Woods Agency-Insurance | 5640 W Maple Rd #202 | (248) 301-6620 |
| 6 | Highstreet ProLaw Group — formerly Paragon Underwriters, Inc. | 7115 Orchard Lake Rd # 500 | (248) 851-3066 |
| 7 | Nationwide Insurance: Jeffrey H Kaplan | 6960 Orchard Lake Rd #203 | (248) 539-9070 |
| 8 | AAA Insurance - Clifford Wallace Insurance Agency | 6057 Haggerty Rd | (248) 669-1966 |
| 9 | Dp Insurance Agency LLC | 4061 Haggerty Rd | (248) 779-7715 |
| 10 | JKW Insurance Agency | 7071 Orchard Lake Rd | (866) 217-9755 |
PKIG | Phil Klein Insurance Group serves businesses throughout Oakland County, including the West Bloomfield Township area. As a commercial insurance agent, it structures policies to protect companies against general liability, property damage, and worker-related risks. The agency works with local enterprises to secure proper coverage limits and manage evolving exposures in the region. It handles specialized services such as commercial auto insurance for fleet vehicles and professional liability protection for service-based firms.
Agency Advantage Insurance Agency in West Bloomfield Township, MI provides a comprehensive range of commercial insurance coverages tailored to business needs essential for operation in this region. It offers ongoing policy maintenance and regular risk management reviews to help clients adjust their plans as their operations evolve over time. The agency services a diverse mix of commercial properties, including single-family homes used for business, apartment buildings, retail storefronts, and restaurants within the local area.
Commercial insurance agents at AAA Insurance - Waredni Insurance Agency, LLC serve local homeowners, businesses, and property managers in West Bloomfield Township, Michigan. They provide coverage for commercial property, liability, and business interruption to protect against unexpected losses. These agents work to tailor policies that meet the specific operational needs of each enterprise. Consultations help clients understand risk exposure and appropriate coverage limits. The agency also extends its commercial insurance services to clients throughout the neighboring communities of Farmington Hills and Novi.
Serving West Bloomfield Township and the surrounding communities of metro Detroit, All Forms Insurance Agency handles commercial policies for local businesses. It works to secure coverage for property, liability, and other operational risks that companies in the area typically face. The agency offers advice to help clients select appropriate policy limits and deductibles. To handle a typical job, it begins by reviewing a business’s specific exposures and then recommends coverage options tailored to those unique needs.
Monique Woods Agency-Insurance in West Bloomfield Township, MI provides both one-time coverage for isolated needs and recurring policies for ongoing business operations. Commercial insurance agents here typically address liability, property, and workers’ compensation while tailoring plans to small and mid-sized regional firms. Policies help protect against common operational risks such as equipment damage, client lawsuits, and supply chain disruptions. Service for new and existing clients operates on a scheduled basis for policy reviews and renewals, with as-needed availability for mid-term adjustments or urgent claims.
Highstreet ProLaw Group, formerly Paragon Underwriters, Inc., offers commercial insurance agent services in West Bloomfield Township, MI, specializing in risk assessment for local businesses. It provides general coverage analysis and policy procurement for small to mid-sized enterprises in the area. Agents work with clients to identify liability exposures and secure appropriate property and casualty policies. The company helps businesses address the increased risks of liability claims during major community festivals and seasonal construction projects in the region.
As a commercial insurance agent, Nationwide Insurance: Jeffrey H Kaplan works with business owners in West Bloomfield Township, MI to assess their unique risk exposures and secure appropriate liability and property coverage. In addition to basic business owner policies, the firm can tailor specialty add-ons like commercial auto, workers' compensation, and inland marine insurance. It regularly serves offices, warehouses, and food service operations looking for dependable protection against everyday operational risks.
As the Metro Detroit business environment shifts with seasonal demands in West Bloomfield Township, AAA Insurance - Clifford Wallace Insurance Agency helps local enterprises secure appropriate policies for property, liability, and workers compensation. Acting as a commercial insurance agent, the company assesses each client's operations to recommend coverage that fits their specific industry and risk profile. A typical first step involves scheduling an on-site inspection of the business premises and reviewing current insurance paperwork to identify potential gaps.
Dp Insurance Agency LLC in West Bloomfield Township, Michigan helps residents in the area secure protection for their homes and personal property. For commercial clients, the agency works to find appropriate coverage for local business operations and liability needs. The team reviews policies to address the common risks faced by companies in the region. After handling an initial claim or consultation, the agency often follows up to adjust coverage as a business grows or changes between regular service visits.
JKW Insurance Agency in West Bloomfield Township, Michigan, is known for helping local businesses navigate commercial insurance coverage. The agency works with clients to identify appropriate property and general liability policies tailored to their operations. Services typically include evaluating risk exposures for local retailers, service providers, and small manufacturers. The agency also addresses auto insurance for company fleets. In addition to core coverages, it can arrange business interruption insurance to protect income when operations are temporarily halted.
What Does a a Commercial Insurance Agent in West Bloomfield Township Cost?
Typical costs for a small business general liability policy in Michigan range from 400 to 1,500 dollars per year. Workers compensation premiums vary by industry and payroll but average around 1 to 3 dollars per 100 dollars of payroll. Commercial auto policies can cost 1,200 to 3,000 dollars annually per vehicle. These are general estimates and actual costs depend on your specific business risks location and claims history. This is general information and not insurance advice.
About commercial insurance agents in West Bloomfield Township
Commercial insurance agents in West Bloomfield Township help local businesses find the right coverage for property liability and workers compensation. Michigan law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through specific requirements for Oakland County businesses.
Frequently Asked Questions
What types of commercial insurance do West Bloomfield businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Michigan law requires no-fault auto insurance for commercial vehicles. An agent can help you assess risks specific to your industry.
How does Michigan workers compensation law affect my business?
Michigan workers compensation is mandatory for most employers. It covers medical expenses and lost wages for work related injuries. An agent can help you comply with state regulations and find a policy that fits your payroll.
Can a commercial insurance agent help with business interruption coverage?
Yes agents can help you evaluate business interruption insurance which replaces lost income if your operations stop due to a covered event. This is especially important for West Bloomfield businesses that rely on local foot traffic or seasonal revenue.
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