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Compare Commercial Insurance Agents in Bay City, MI
Browse commercial insurance agents serving Bay City, Michigan. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Bay City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 commercial insurance agents in Bay City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mark Townsend
509 E Midland St, Bay City, MI 48706
(989) 469-0009
agents.farmers.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570
jonlaportebaycity.com
Weaver Group Insurance Agency
916 Washington Ave STE 204, Bay City, MI 48708
(989) 391-5085
locator.meemic.com
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541
mciinsurance.com
The Kory Agency
900 S Euclid Ave, Bay City, MI 48706
(989) 391-5200
thekoryagency.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651
sig-mi.com
Farmers Insurance - Miranda Keenan
264 Uptown Dr, Bay City, MI 48708
(989) 671-9899
agents.farmers.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160
michfb.com
Hine-Knopp-Vernon Insurance Agency
501 E Midland St, Bay City, MI 48706
(989) 894-2769
hineknoppvernoninsurance.net
Future Insurance Agency
501 S Euclid Ave, Bay City, MI 48706
(989) 922-0049
futureins.com
DuRussel Insurance Agency
3741 Wilder Rd # C, Bay City, MI 48706
(989) 671-8206
durussel.com
The Lenar Agency
916 N Euclid Ave, Bay City, MI 48706
(989) 401-7770
Aird Insurance Group - Farm Bureau Insurance
903 Saginaw St, Bay City, MI 48708
(989) 792-9687
airdinsurancegroup.com
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860
michfb.com
Wise Insurance
607 S Euclid Ave, Bay City, MI 48706
(989) 667-3339
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
721 Washington Ave ste 505, Bay City, MI 48708
(989) 414-1377
secureassetsia.com
Heritage Wise Group
800 S Euclid Ave, Bay City, MI 48706
(989) 781-3010
heritagewisegroup.com
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099
valleyunitedinsurance.com
Mid Michigan Insurance and Financial Services, LLCs
815 E Midland St Suite 2, Bay City, MI 48706
(989) 327-9660
mmifsllc.com
Fremont Insurance
2105 10th St, Bay City, MI 48708
(989) 891-9324
Commercial insurance agents in Bay City Michigan help local businesses secure coverage for property liability and workers compensation. Michigan law requires most employers to carry workers compensation insurance under the Workers Disability Compensation Act. Agents in Bay City can assist with tailoring policies to meet state specific requirements and local industry risks.
What Does a Commercial Insurance Agent in Bay City Cost?
Typical costs for commercial insurance in Michigan vary widely by industry and coverage level. A small retail business might pay between 500 and 1500 dollars per year for a basic business owners policy. A construction company with higher liability risks could pay 3000 to 8000 dollars annually. Workers compensation premiums are based on payroll and industry classification with rates set by the Michigan Workers Compensation Agency. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Bay City businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto. Michigan law mandates workers compensation for most employers with three or more employees. Agents can also advise on professional liability or cyber insurance based on your business type.
How does Michigan no fault insurance affect commercial auto policies?
Michigan is a no fault state for auto insurance meaning each partys own insurer pays for medical expenses regardless of fault. Commercial auto policies in Bay City must include personal injury protection and property protection insurance as required by the Michigan Insurance Code. An agent can help you understand these mandatory coverages.
Can a commercial insurance agent help with a business owners policy in Bay City?
Yes a commercial insurance agent can bundle general liability and property insurance into a business owners policy or BOP. This is a common option for small to medium sized businesses in Bay City. The agent will review your operations to ensure the policy meets Michigan specific requirements and your coverage needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.