The top-rated commercial insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include AAA Insurance - Ali Insurance Agency, Bergstrom Insurance Agency, Loma Portal Insurance Services. This directory lists 11 commercial insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 2 | AAA Insurance - Ali Insurance Agency | 29525 W Nine Mile Rd | (313) 992-0006 |
| 3 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 4 | Loma Portal Insurance Services | 32813 Middlebelt Rd Suite M | (248) 702-5866 |
| 5 | H W Kaufman Financial Group | 30833 Northwestern Hwy # 220 | (248) 916-1984 |
| 6 | Anne Insurance Group | 38345 W 10 Mile Rd # 230 | (248) 991-0016 |
| 7 | VTC Insurance Group - Farmington Hills | 37000 Grand River Ave #150 | (248) 471-0970 |
| 8 | Burns & Wilcox Ltd | 30833 Northwestern Hwy # 220 | (248) 932-9000 |
| 9 | United Insurance Services LLC | 28230 Orchard Lake Rd #203 | (248) 737-0022 |
| 10 | Al Bourdeau Insurance Agency | 30777 Northwestern Hwy #201 | (248) 855-6690 |
Wolf-Chandler Agency, LLC serves businesses throughout Oakland County from its base in Farmington Hills, Michigan. As a commercial insurance agent, the firm helps local companies assess their operational risks and secure appropriate coverage. It focuses on policies that protect against property damage, liability claims, and other exposures common to small and mid-sized businesses in the region. The agency specifically handles general liability insurance and workers’ compensation policies for clients in the greater Detroit area.
AAA Insurance - Ali Insurance Agency offers a full range of commercial insurance services to protect businesses in Farmington Hills, MI. These services include general liability, property, and workers' compensation coverage tailored to local needs. The agency provides ongoing policy reviews and risk management support to help clients maintain appropriate protection as their operations evolve. It services a diverse mix of properties, including single-family homes, apartments, retail locations, and restaurants.
Bergstrom Insurance Agency in Farmington Hills, Michigan serves small and medium-sized businesses, property managers, and local entrepreneurs seeking commercial coverage. The agency helps these clients protect their operations from unexpected property damage, liability claims, and income disruption. General commercial insurance agents in this area assist businesses with policy selection and risk management strategies tailored to each client’s specific industry and needs. Bergstrom Insurance Agency also extends its services to commercial clients throughout the neighboring communities of Novi, Southfield, and the greater Oakland County metro.
Loma Portal Insurance Services provides coverage for businesses throughout Farmington Hills, Michigan, and the greater Oakland County area. As a commercial insurance agent, the company handles policies for a range of industries, from independent contractors to larger operations. Its work involves matching general liability, property, and workers compensation protections with each client's specific exposures. To handle a typical job, it assesses a business's unique daily risks and then presents suitable coverage options from multiple carriers for the owner to compare.
For businesses weighing a one-time policy purchase against an ongoing risk management partnership, H W Kaufman Financial Group in Farmington Hills, MI, offers both options when securing commercial liability or property coverage. As a commercial insurance agent, the firm evaluates each client’s unique operational exposures to craft appropriate protection. Its services run on either a scheduled or as-needed basis to accommodate changing business conditions throughout the year.
Anne Insurance Group in Farmington Hills, MI, offers commercial policies tailored to property, liability, and workers’ compensation needs. It also provides general business insurance coverage that protects local companies from common operational risks. By assessing each client’s specific industry exposures, the agency helps secure appropriate protection for assets and daily operations. As winter ice and snow create slip-and-fall hazards for businesses in the region, it assists clients in reviewing liability coverage to address those seasonal risks.
As Michigan businesses prepare for the unpredictable shifts of each season, from winter snow removal liabilities to summer construction risks, VTC Insurance Group - Farmington Hills helps local owners secure appropriate liability protection. The agency specializes in matching commercial clients with tailored policies that address region-specific exposures, such as property damage and employee safety. Their process begins with a thorough on-site inspection of the business premises to identify unique operational hazards and coverage gaps before offering a comprehensive slate of options.
Burns & Wilcox Ltd in Farmington Hills, MI serves local business owners by arranging commercial insurance policies that cover general liability and property exposures. The agency specializes in adding coverage for professional liability and environmental risks. It sources policies for small to medium operations facing distinct challenges in the regional market. Its client base includes professional offices, warehouse operators, and food service establishments.
United Insurance Services LLC helps homeowners and renters in Farmington Hills, MI, secure residential property coverage. For businesses, the agency tailors commercial insurance policies, such as general liability and property protection, to local enterprises across the metro area. They assist new and established companies in assessing their specific risks. The team follows up after claims to ensure customer satisfaction, and it provides policy reviews between regular visits to keep coverage aligned with changing commercial needs.
Al Bourdeau Insurance Agency specializes in providing tailored coverage for small business owners, independent contractors, and retail operations. The agency works with clients to analyze their unique operational liabilities and property needs, then sourcing appropriate policies to safeguard their commercial assets and daily activities. Serving the Farmington Hills area, the firm assists local businesses in navigating the shifting requirements of commercial auto and liability insurance, helping them address new exposures that arise during seasonal inventory increases or winter weather disruptions.
What Does a a Commercial Insurance Agent in Farmington Hills Cost?
Commercial insurance costs in Michigan vary by business type size and risk. A small retail shop might pay 500 to 1500 per year for general liability. A construction contractor could pay 3000 to 8000 annually for workers comp and liability combined. Factors include payroll revenue claims history and location. This is general information not insurance advice.
About commercial insurance agents in Farmington Hills
Commercial insurance agents in Farmington Hills Michigan help local businesses secure coverage for property liability and workers compensation. Michigan law requires employers with one or more employees to carry workers compensation insurance. An agent can explain how Michigan no-fault auto rules affect commercial fleet policies and help you meet state requirements.
Frequently Asked Questions
What types of commercial insurance do businesses in Farmington Hills typically need?
Common coverages include general liability commercial property workers compensation and commercial auto. Michigan law mandates workers comp for most employers. Many businesses also need professional liability or cyber insurance based on their industry.
How does Michigan no-fault insurance affect commercial auto policies?
Michigan is a no-fault state which means your commercial auto policy must provide personal injury protection PIP benefits. The Michigan Catastrophic Claims Association MCCA assesses fees on each vehicle. Your agent can help you choose the right PIP coverage level for your fleet.
Do I need a commercial insurance agent if I have a home based business in Farmington Hills?
Yes home based businesses often require separate commercial coverage because a standard homeowners policy excludes business liabilities. Michigan law does not exempt home businesses from workers compensation requirements if you have employees. An agent can tailor a business owners policy BOP for your operation.
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