ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Saginaw, MI

Browse commercial insurance agents serving Saginaw, Michigan. Updated 2026-07-14.

The top-rated commercial insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include L.A. Insurance, Safeguard Insurance Agency, Mid-Valley Insurance and Financial. This directory lists 24 commercial insurance agents serving Saginaw.

Showing 24 commercial insurance agents in Saginaw, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1My Member Insurance Agency-Thomas Twp Office7531-2 Gratiot Rd Suite 2(989) 781-2662
2L.A. Insurance4234 Dixie Hwy(989) 755-8055
3Safeguard Insurance Agency2475 Midland Rd(989) 799-4800
4Mid-Valley Insurance and Financial9080 Gratiot Rd ste 100(989) 781-3070
5Jennifer Howie & Associates - Farm Bureau Insurance6137 Tittabawassee Rd Suite 4(989) 220-1415
6Emil Rummel Insurance Agency Inc4884 Gratiot Rd UNIT 15(989) 793-2100
7Future Insurance Agency5580 State St # 1(989) 799-8808
8Preferred First Insurance7773 Bay Rd(989) 799-9082
9Coppolino Insurance Agency3123 Davenport Ave(989) 792-1666
10Nichole Frick at Comparion Insurance Agency5157 Hampton Pl(989) 486-6787
MM
7531-2 Gratiot Rd Suite 2
My Member Insurance Agency-Thomas Twp Office
Commercial Insurance Agent · Saginaw, MI

My Member Insurance Agency-Thomas Twp Office serves Saginaw County and the surrounding region of Michigan, providing commercial insurance agent services for local businesses. It assists clients with coverage options designed to protect their commercial assets and operations. The agency works with companies to identify appropriate policies that address their specific industry needs and risk exposures. It handles general liability coverage as well as commercial property insurance for businesses throughout the Saginaw area.

LI
4234 Dixie Hwy
L.A. Insurance
Commercial Insurance Agent · Saginaw, MI

L.A. Insurance serves homeowners, businesses, and property managers in Saginaw, Michigan, providing commercial insurance agent services that help protect assets and manage liability risks. Tailored policies address the unique exposures faced by local enterprises, from retail shops to industrial operations. Risk assessment is conducted with an understanding of regional economic conditions and property values. Business owners can obtain coverage for property, general liability, and commercial auto. The company also extends its services to clients throughout Saginaw County and the nearby community of Bridgeport.

SI
2475 Midland Rd
Safeguard Insurance Agency
Commercial Insurance Agent · Saginaw, MI

Headquartered in Saginaw, Michigan, Safeguard Insurance Agency provides a full range of commercial insurance agent services, including the evaluation and placement of standard business liability policies. The agency also coordinates regular service reviews to help adjust coverage as a client’s operational exposures change over time. In addition, it offers maintenance plan consultations aimed at keeping insurance limits aligned with evolving assets and liabilities. Safeguard Insurance Agency typically serves commercial properties such as single-family homes used for business, apartments, retail storefronts, and restaurants throughout the local region.

MV
9080 Gratiot Rd ste 100
Mid-Valley Insurance and Financial
Commercial Insurance Agent · Saginaw, MI

Mid-Valley Insurance and Financial serves businesses, property managers, and commercial property owners throughout Saginaw, Michigan. As a commercial insurance agent, the company helps clients secure coverage for property, liability, and other operational risks. It works with local enterprises to assess their unique needs and find appropriate policies from various carriers. The firm also assists with commercial auto, workers’ compensation, and business interruption coverage. Its services extend to nearby communities in Saginaw County, including the township of Buena Vista.

JH
6137 Tittabawassee Rd Suite 4
Jennifer Howie & Associates - Farm Bureau Insurance
Commercial Insurance Agent · Saginaw, MI

Jennifer Howie & Associates - Farm Bureau Insurance serves the greater Saginaw, MI area and surrounding communities. It handles commercial insurance needs for local businesses, covering liability, property, and related coverage options. The agency works with business owners to identify specific operational risks and exposures. For a typical job, it begins by reviewing a client’s current policies and business activities, then matches coverage recommendations to the unique demands of each commercial operation to ensure appropriate protection.

ER
4884 Gratiot Rd UNIT 15
Emil Rummel Insurance Agency Inc
Commercial Insurance Agent · Saginaw, MI

When spring thaws yield to summer construction in Saginaw, small businesses often face new liability exposures as they expand operations. Emil Rummel Insurance Agency Inc provides commercial insurance policies to local enterprises, helping them manage risks through standard coverages for property, general liability, and workers compensation. The company assists clients in understanding how seasonal shifts can affect their coverage needs. To begin a customized risk review, the agency typically schedules an on-site inspection of the business premises and operations first.

FI
5580 State St # 1
Future Insurance Agency
Commercial Insurance Agent · Saginaw, MI

Future Insurance Agency specializes in commercial property, liability, and workers’ compensation coverage for businesses in Saginaw, Michigan. It also provides general business insurance packages tailored to local retail, construction, and service industries. Protecting against unexpected losses and liability claims is a core part of its daily work. The agency helps businesses stay compliant with Michigan’s insurance requirements for commercial vehicles and seasonal operations. For Saginaw firms, it particularly assists with managing coverage needs during winter storm recovery and the resulting property damage claims.

PF
7773 Bay Rd
Preferred First Insurance
Commercial Insurance Agent · Saginaw, MI

Preferred First Insurance in Saginaw, MI, distinguishes between one-time policy placements for temporary project needs and recurring coverage plans for ongoing business operations. The agency specializes in commercial insurance, addressing risks from property damage to liability exposures faced by local enterprises. As a licensed commercial insurance agent, it provides access to multiple carriers and tailors coverage to specific industry requirements. Service runs on either a one-time basis for discrete purchases or an as-needed schedule for policy reviews and revisions.

CI
3123 Davenport Ave
Coppolino Insurance Agency
Commercial Insurance Agent · Saginaw, MI
NF
5157 Hampton Pl
Nichole Frick at Comparion Insurance Agency
Commercial Insurance Agent · Saginaw, MI
RM
5347 Dixie Hwy
R. A. Monk Insurance Agency, Inc.
Commercial Insurance Agent · Saginaw, MI
(989) 777-0470
monkinsurance.com
HR
4735 Mackinaw Rd
Hughes Robinson Financial – Horace Mann Insurance
Commercial Insurance Agent · Saginaw, MI
(989) 790-9579
horacemann.com
FI
314 N Hamilton St Ste 102
Farmers Insurance - Tyler Harlan
Commercial Insurance Agent · Saginaw, MI
(989) 305-1273
agents.farmers.com/mi/saginaw/tyler-harlan
SI
132 N Washington Ave
Shelby Insurance Agency
Commercial Insurance Agent · Saginaw, MI
(989) 755-4978
progressiveagent.com/agents/michigan/saginaw/shelby-insurance-agency-inc
AI
5140 State St # 203
Aird Insurance Group- Farm Bureau Insurance
Commercial Insurance Agent · Saginaw, MI
(989) 792-9687
airdinsurancegroup.com
AO
865 Midland Rd
Auto-Owners Insurance Saginaw Claims
Commercial Insurance Agent · Saginaw, MI
(989) 792-1571
auto-owners.com
PI
7950 Gratiot Rd
PLPD Insurance - Saginaw
Commercial Insurance Agent · Saginaw, MI
(989) 921-1600
plpd.com/locations/saginaw-michigan
CT
30 N Center Rd UNIT 1
Cathy Tafel - State Farm Insurance Agent
Commercial Insurance Agent · Saginaw, MI
(989) 793-9344
tafelagency.com
CI
5157 Hampton Pl
Comparion Insurance Agency
Commercial Insurance Agent · Saginaw, MI
(989) 486-6800
comparioninsurance.com/insurance-agent/michigan/saginaw-035d
CF
6137 Tittabawassee Rd Suite 4
Campos Family Agency
Commercial Insurance Agent · Saginaw, MI
(989) 220-3181
michfb.com/insurance/find-an-agent/dezi-campos-6137-tittabawassee-rd-ste-4
GL
4120 Davenport Ave
Great Lakes Bay Agency Inc
Commercial Insurance Agent · Saginaw, MI
(989) 799-2800
GI
5311 Hampton Pl
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · Saginaw, MI
(800) 875-8395
locations.ajg.com/us/mi/saginaw/5311-hampton-place
NI
3211 Shattuck Rd
NuStar Insurance
Commercial Insurance Agent · Saginaw, MI
(989) 792-4060
SB
1258 S Washington Ave
Saginaw Bay Underwriters
Commercial Insurance Agent · Saginaw, MI
(989) 752-8600
sbuins.com

What Does a a Commercial Insurance Agent in Saginaw Cost?

Commercial insurance costs in Michigan vary widely by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for combined coverages. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.

About commercial insurance agents in Saginaw

Commercial insurance agents in Saginaw Michigan help local businesses protect their assets and operations. Michigan state law requires certain businesses to carry workers compensation insurance and commercial auto insurance. An agent can guide you through coverage options tailored to Saginaw industries like manufacturing and agriculture.

Frequently Asked Questions

What types of commercial insurance do Saginaw businesses need?

Common coverages include general liability property insurance commercial auto and workers compensation. Michigan law mandates workers comp for most employers with one or more employees. An agent can assess your specific risks and recommend appropriate policies.

How does Michigan no-fault law affect commercial auto insurance?

Michigan is a no-fault state for auto insurance including commercial vehicles. This means your policy pays for medical expenses and lost wages regardless of fault. Commercial auto policies must meet minimum liability limits set by Michigan law.

Can a commercial insurance agent help with business interruption coverage?

Yes agents can help you obtain business interruption insurance. This coverage replaces lost income if your Saginaw business must close due to a covered event like a fire or storm. It is often bundled with property insurance.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.