The top-rated commercial insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency, Metro Agency, Inc.. This directory lists 19 commercial insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 3 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 4 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 5 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 6 | AAA Insurance - Waely Insurance Agency | 28436 Joy Rd | (313) 998-3553 |
| 7 | AAA Insurance - Mark Ismail Insurance Agency | 33539 Plymouth Rd | (734) 742-5650 |
| 8 | Garwood Buda Knight & Associates | 33039 Schoolcraft | (313) 255-9350 |
| 9 | L.A. Insurance | 17114 Farmington Rd | (734) 266-0800 |
| 10 | Aliaksandr Niakliayeu I Advisors Insurance Group | 19575 Victor Pkwy #190 | (734) 441-6015 |
Loyalty Insurance serves businesses throughout the Livonia and Wayne County area as a commercial insurance agent. The agency helps local companies evaluate their unique operational exposures and secure appropriate coverage packages. Property insurance protects physical assets such as buildings and equipment from damage. Liability coverage addresses legal risks arising from customer injuries or product defects. Workers' compensation policies are vital for covering employee workplace injuries. The agency also handles commercial auto insurance for company fleets and vehicles used for business operations.
Cheryl Bowker: Allstate Insurance provides a full range of commercial insurance services for businesses in Livonia, Michigan, including general liability, property, and workers' compensation coverage. The agency assists clients with policy selection, risk assessment, and claims support to help maintain consistent coverage throughout the year. Tailored insurance plans are offered for single-family homes, apartments, retail stores, and restaurants.
Perfect Price Insurance Agency in Livonia, Michigan covers business owners, property managers, and commercial operators seeking professional risk management. The agency focuses on commercial insurance, helping clients match appropriate policies to their operational exposures, liability concerns, and property needs within the local market. Services include evaluating coverage options for various small to midsize business types. The agency also serves adjacent communities throughout the western Detroit metro area, including nearby Westland and Garden City.
Metro Agency, Inc. serves Livonia, Michigan and the surrounding communities, focusing exclusively on commercial insurance for businesses of varying types and sizes. It handles general liability, property coverage, and workers’ compensation policies designed to protect local enterprises from common operational risks. The company works closely with each client to first assess specific exposures, then customizes an appropriate policy plan through a careful review of available coverage options.
Compass Insurance Agency in Livonia, MI distinguishes between one-time policy placements for specific projects or temporary needs and recurring commercial coverage for ongoing operations. Their services include general liability and property insurance to protect businesses against common operational risks. Consultations assess unique exposures such as equipment breakdown or liability from client interactions. This commercial insurance agent provides service on an as-needed basis, accommodating policy renewals, mid-term adjustments, or urgent claims assistance.
AAA Insurance - Waely Insurance Agency in Livonia, MI specializes in creating customized commercial insurance packages for local businesses. The agency handles a broad range of general commercial insurance services, including liability coverage, property protection, and business interruption insurance. Small retailers and service providers in southeastern Michigan typically seek tailored policies that address their specific operational risks. As winter approaches in Livonia, the agency frequently helps contractors and fleet operators review their policies to ensure adequate coverage for snow removal liabilities and vehicle accidents on icy roads.
As winter weather approaches in Livonia, local businesses require coverage that accounts for seasonal risks like snow removal liabilities and burst pipes indoors. A commercial insurance agent such as the AAA Insurance - Mark Ismail Insurance Agency works with businesses to find appropriate policies for property, liability, and lost-income protection. Their process begins with analyzing each business’s unique operations and potential exposures. After discussing current coverages and gaps, the agent schedules an on-site inspection of the premises to assess physical assets and safety protocols before tailoring a quote.
Garwood Buda Knight & Associates provides commercial insurance services to businesses throughout the Livonia area. The agency specializes in tailoring risk management solutions and coverage packages for a diverse range of operations. Standard property and liability policies are paired with targeted add-ons, such as equipment breakdown protection and business interruption insurance, to address specific operational exposures. The firm is equipped to serve commercial sectors including office environments, warehouse facilities, and food service establishments.
L.A. Insurance in Livonia, Michigan serves residential clients and also provides commercial insurance agent coverage for local businesses in the area. As a commercial agency, it helps companies manage liability, property, and other policy needs common to the region. Businesses in Livonia and nearby communities can meet with the agency to review coverage options designed to protect their operations. The agency remains available for follow-up policy updates or to address coverage changes between regular visits.
Aliaksandr Niakliayeu I Advisors Insurance Group provides residential insurance services for homeowners in the Livonia area. Beyond personal coverage, the agency also offers commercial insurance agent support for local businesses seeking general liability and property policies. Serving clients throughout southeastern Michigan, the team designs coverage plans to protect commercial assets from common risks. After policy placement, representatives continue to assist with coverage adjustments and claims follow-up, ensuring businesses receive responsive support between regular visits to address any evolving needs.
What Does a a Commercial Insurance Agent in Livonia Cost?
Typical costs for commercial insurance in Michigan vary widely by industry and coverage level. A small business might pay between 500 and 3000 dollars per year for a basic general liability policy. Workers compensation rates in Michigan are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. Commercial auto insurance can range from 1200 to 5000 dollars annually per vehicle. These are general estimates and your actual cost will depend on your specific business operations and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Livonia
Commercial insurance agents in Livonia Michigan help local businesses find the right coverage for their specific needs. Michigan law requires certain types of commercial insurance such as workers compensation for most employers with one or more employees. An agent can guide you through options like general liability property insurance and commercial auto to protect your Livonia business.
Frequently Asked Questions
What types of commercial insurance are required in Michigan?
Michigan law requires workers compensation insurance for most employers with one or more employees. Businesses with commercial vehicles must carry no-fault auto insurance which includes personal injury protection and property protection insurance. Other coverages like general liability are not required by law but are often mandated by landlords or contracts.
How do I choose a commercial insurance agent in Livonia?
Look for an agent who is licensed in Michigan and has experience with businesses similar to yours. Ask about their knowledge of Livonia-specific risks and their ability to compare quotes from multiple carriers. A good agent will explain policy terms clearly and help you understand your coverage needs.
What factors affect the cost of commercial insurance in Michigan?
Costs depend on your business type size location and claims history. For example a small retail shop in Livonia might pay less than a construction company due to different risk levels. Michigan insurance rates are also influenced by state regulations and local market conditions.
Commercial Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Dearborn · Detroit · East Lansing · Farmington Hills · Flint · Garden City