The top-rated commercial insurance agent in Lansing, Michigan is Farmers Insurance - Kyle Campbell, rated 5.0 stars across 345 reviews. Other highly rated options include Farmers Insurance - Sarah Schafer, L.A. Insurance, Kevin Damesworth at the David Chapman Agency. This directory lists 24 commercial insurance agents serving Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Kyle Campbell | 303 S Waverly Rd Ste 3 | (517) 280-5030 |
| 2 | Farmers Insurance - Sarah Schafer | 6540 Millennium Dr #180 | (517) 580-8135 |
| 3 | L.A. Insurance | 5031 S Cedar St Ste. 3 | (517) 887-2222 |
| 4 | Kevin Damesworth at the David Chapman Agency | 5700 W Mt Hope Hwy Suite 2 | (517) 319-8223 |
| 5 | Stark Agency Inc | 431 N Clippert St | (517) 332-7500 |
| 6 | Harmon Insurance Group | 3815 W St Joseph St Suite A-350 | (517) 285-9074 |
| 7 | Stop 1 Insurance Agency LLC | 6100 S Cedar St #2 | (517) 993-5300 |
| 8 | Diversified Insurance Group | 1901 E Michigan Ave | (517) 908-3999 |
| 9 | Rathbun Insurance | 529 W Saginaw St | (517) 482-1316 |
| 10 | Auto-Owners Insurance Home Office | 6101 Anacapri Dr | (800) 346-0346 |
Farmers Insurance - Kyle Campbell serves the Lansing, Michigan metro area as a commercial insurance agent. The agency provides business liability coverage and property insurance tailored for local enterprises. It also helps clients secure workers’ compensation policies to protect employees. For companies needing to transport goods or operate vehicles, the agency handles commercial auto insurance policies in this region.
Farmers Insurance - Sarah Schafer offers a wide range of commercial insurance agent services in Lansing, MI, covering risk assessment and policy placement for local businesses. The agency develops customized coverage plans to address property, liability, and income protection needs for its clients, and provides ongoing policy reviews to ensure proper maintenance as business operations evolve. The firm typically serves single-family homes, apartments, retail stores, and restaurants, tailoring each policy to the specific hazards and liabilities common to those property types in the area.
L.A. Insurance serves businesses, property managers, and commercial property owners throughout the Lansing, Michigan area. It handles a range of commercial coverage, helping clients assess their liability, property, and operational risks. The agency works with local proprietors to tailor policies that address specific business needs, from retail shops to light industrial operations. Its services extend to small enterprises and larger commercial accounts as well. Beyond central Lansing, the agency also covers insurance needs in the nearby community of East Lansing.
As Michigan's winter weather subsides and businesses in Lansing begin planning their outdoor summer operations, Kevin Damesworth at the David Chapman Agency provides coverage for seasonal risks like equipment liability and property damage. A commercial insurance agent helps local companies manage liabilities unique to this region's industrial and agricultural base. The agency conducts an annual inspections process to assess current coverage limits and address emerging exposures before summer projects start.
Stark Agency Inc in Lansing, MI provides both one-time commercial policy evaluations and ongoing coverage management for local businesses. General liability, property, and workers’ compensation insurance are arranged to protect company assets against operational risks. Claims support and policy adjustments are included for clients who maintain continuous service agreements. Service runs on a scheduled annual review basis or as needed for endorsements and certificate requests.
Harmon Insurance Group specializes in securing coverage for commercial property, liability, and workers' compensation. The firm serves businesses throughout the Lansing area by evaluating risk and matching policies to operational needs. It assists independent contractors, retail operations, and service providers with insurance renewals and claims support. Seasonal concerns include protecting construction equipment during winter months and adjusting liability limits for summer festivals or seasonal staffing changes.
Stop 1 Insurance Agency LLC provides commercial insurance services to businesses in the Lansing, Michigan area. Its core work involves securing general liability policies that protect against common operational risks. Specializing in property and casualty coverage, the agency also helps clients obtain tailored insurance to safeguard company vehicles and equipment. Inventory loss protection and business interruption policies are further add-ons it can arrange. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Diversified Insurance Group, based in Lansing, Michigan, is known for providing commercial insurance coverage tailored to local businesses. It serves a broad range of industries, helping clients manage property, liability, and workers' compensation risks with policies designed to protect their operations. The agency works with multiple carriers to match coverage to each company’s specific needs and budget. In addition to standard business insurance, Diversified Insurance Group offers specialized coverage for contractors and construction firms, including builder’s risk and equipment floaters.
Rathbun Insurance provides residential insurance services in Lansing, Michigan, and also offers commercial insurance agent assistance for local businesses. This agency connects area companies with coverage options suited to protect their operations and assets. Clients receive professional guidance in selecting appropriate policies for their specific commercial needs. The agency serves businesses throughout the Lansing region. After securing an initial policy, Rathbun Insurance handles ongoing service requests, such as policy adjustments or claims support, that arise between regular scheduled reviews.
Serving the greater Lansing area and its surrounding communities throughout central Michigan, Auto-Owners Insurance Home Office provides commercial insurance agent services. It handles general liability, property coverage, and business income protection for local enterprises. Assessing each client’s specific operational risks and industry exposures informs its tailored policy recommendations. It works directly with business owners to identify unique needs and then coordinates coverage options to match those requirements efficiently.
What Does a a Commercial Insurance Agent in Lansing Cost?
Typical costs for commercial insurance in Michigan vary widely by industry. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for a package policy including workers compensation. Larger businesses with more employees and higher revenues will see higher premiums. This is general information and not insurance advice.
About commercial insurance agents in Lansing
Commercial insurance agents in Lansing Michigan help business owners find the right coverage for their specific needs. Michigan law requires certain businesses to carry workers compensation insurance and commercial auto insurance. A local agent understands the unique risks faced by businesses in the Lansing area including weather related claims and liability concerns.
Frequently Asked Questions
What types of commercial insurance are required in Michigan?
Michigan law requires businesses with employees to carry workers compensation insurance. Commercial auto insurance is also required for any vehicle owned or used by a business. Other coverages like general liability are not legally required but are strongly recommended by agents.
How do I choose a commercial insurance agent in Lansing?
Look for an agent who has experience with your specific industry and understands Michigan insurance regulations. Ask about their access to multiple insurance carriers so they can compare options for you. A good agent will also explain policy details and help you understand your coverage limits.
What factors affect the cost of commercial insurance in Michigan?
Costs depend on your business type, number of employees, annual revenue, and claims history. Location in Lansing also matters due to local crime rates and weather risks. Premiums can range from a few hundred dollars for a small policy to tens of thousands for high risk industries.
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