The top-rated commercial insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 18 commercial insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 7 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 8 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
| 9 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 10 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
Jane Staples - State Farm Insurance Agent serves Waldorf, Maryland, and the surrounding Charles County region, providing commercial insurance agency services for local business owners. The agency helps companies address their liability, property, and operational coverage needs. Business clients can obtain professional guidance for tailoring policies that protect commercial assets and manage risks common to the area. Specific services this office handles include general liability insurance for small to mid-sized businesses and workers compensation coverage for area employers.
Julian Coates - State Farm Insurance Agent in Waldorf, MD, provides a full range of commercial insurance services designed to cover business operations, liability, and property risks. Its service plans include personalized policy reviews and ongoing risk management consultations to help local businesses adapt as their coverage needs change over time. The agency maintains tailored insurance options for properties such as single-family homes, apartment complexes, retail storefronts, and restaurants throughout the area.
Serving Waldorf, Maryland and the surrounding communities in Southern Maryland, Trevant Insurance Agency handles commercial insurance for local businesses. It offers coverage for property, liability, and other standard protections against common operational risks. The agency works to match each policy to the specific exposures of the client’s industry. From assessing a small retail shop’s needs to reviewing a contractor’s general liability, it begins with a detailed consultation to understand the business’ daily operations and unique liability concerns.
Allstate Insurance: Bill Waugh & Associates in Waldorf, MD serves homeowners, businesses, and property managers needing reliable commercial insurance protection. The agency provides policies that safeguard local assets against liability, property damage, and other common workplace risks. Clients receive guidance on selecting appropriate coverage for their operations. They also assist those in the surrounding Charles County region and the greater Southern Maryland metro area.
A.F. Szabo Insurance Agency Inc., based in Waldorf, MD, assists local businesses with commercial insurance. They distinguish between straightforward one-time liability policies and broader recurring packages that include ongoing property and workers’ compensation coverage. Their work helps professionals meet legal requirements and protect against common operational risks in the Maryland region. Service can be arranged on a one-time basis for a single project or set up on a recurring schedule with regular policy reviews and renewals, depending on the client’s specific needs and the intended duration of coverage.
Oliver Mack Insurance specializes in tailored liability and property coverage for small to mid-sized businesses in the Waldorf, MD area. It also handles general commercial insurance needs, such as workers’ compensation and commercial auto policies. The agency works closely with business owners to identify specific operational risks and recommend appropriate protection. It often assists local contractors and retailers with managing seasonal exposures, including weather-related property damage during winter storms.
As businesses in Waldorf prepare for seasonal weather shifts or annual policy reviews, Hugh R.A. Stewart Insurance Agency helps local commercial clients reassess their liability and property coverage. This firm serves as a commercial insurance agent in Charles County, offering general and specialty lines that address risks common to small and mid-sized enterprises. Their work includes explaining policy exclusions, limits, and deductibles to ensure business owners understand their protection. An agent typically begins by scheduling an on-site inspection walkthrough to survey operations, inventory, and building conditions before quoting any plan.
A&A Insurance Center - Tag & Title Services in Waldorf, MD provides commercial insurance coverage to help businesses manage their operational risks. The agency also offers tag and title services to assist clients with vehicle registration and related administrative needs. Custom policies are developed to protect assets, liabilities, and inventory for a range of local enterprises. Typical commercial sectors served include professional offices, warehouses, and food service operations.
Johnson Insurance Group, Inc.: Allstate Insurance serves residential clients in Waldorf and the surrounding area with property and liability coverage, then extends its expertise to commercial insurance agents seeking business policies. It offers protection for various local enterprises, from small retail shops to professional offices. The agency handles initial risk assessments and policy creation, then coordinates adjustments or renewals between scheduled service visits to keep coverage current.
TOMASKO ENTERPRISES INC - INSURANCE is a commercial insurance agent based in Waldorf, Maryland. The agency serves local businesses by identifying appropriate coverage options to protect against common operational risks. Its team works with clients to structure policies that address liability concerns and property exposures. For companies needing more specific protection, the agency can arrange specialized policies. A valuable add-on service it provides is commercial umbrella liability coverage for extended risk layers.
What Does a a Commercial Insurance Agent in Waldorf Cost?
The cost of commercial insurance in Maryland varies widely by industry business size and risk factors. A small retail shop in Waldorf might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more annually. Workers compensation rates in Maryland are set by the state and depend on your payroll and classification code. This is general information and not insurance advice.
About commercial insurance agents in Waldorf
Commercial insurance agents in Waldorf Maryland help local businesses find the right coverage for their specific needs. Maryland law requires certain businesses to carry workers compensation insurance if they have employees. Agents in Waldorf can guide you through options like general liability property and commercial auto insurance to protect your business.
Frequently Asked Questions
What types of commercial insurance do businesses in Waldorf need?
Common types include general liability commercial property workers compensation and commercial auto insurance. Maryland requires workers compensation for most employers with one or more employees. Your agent can help you assess which coverages are necessary for your specific industry.
How do I choose a commercial insurance agent in Waldorf Maryland?
Look for an agent with experience in your industry and knowledge of Maryland insurance regulations. Check their licensing through the Maryland Insurance Administration. Ask about their claims process and how they handle policy renewals.
Are there Maryland laws that affect commercial insurance requirements?
Yes Maryland has specific laws for workers compensation commercial auto liability and professional liability. For example Maryland requires all commercial vehicles to meet minimum liability limits. Businesses in certain fields like healthcare or construction may have additional state-mandated coverage requirements.
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