The top-rated commercial insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, CNR Insurance Inc, Goosehead Insurance - Tim Coe. This directory lists 24 commercial insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 4 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 5 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 6 | Roslynne Ross: Auto Insurance | 914 Forest Dr #201 | (410) 280-1928 |
| 7 | Marshelle Ball - State Farm Insurance Agent | 175 Admiral Cochrane Dr # 200 | (443) 808-8741 |
| 8 | O'Brien & Associates | 339 Buschs Frontage Rd #206 | (410) 571-5900 |
| 9 | Reyes Insurance LLC | 1831 Forest Dr # A | (443) 440-0989 |
| 10 | Bay Area Insurance | 1 Annapolis St STE 100 | (410) 647-7333 |
Mathes Insurance Advisors, Inc. serves commercial clients across the Annapolis metro area and Anne Arundel County. As a local commercial insurance agent, the company helps businesses assess their unique liability exposures and secure appropriate coverage policies in a complex regulatory environment. The advisors focus on tailoring protection plans for small and mid-sized enterprises, with an emphasis on property and casualty insurance solutions to safeguard assets and daily operations.
JSR Insurance provides a full range of commercial insurance agent services in Annapolis, MD, including liability, property, and workers' compensation coverage. It offers ongoing service plans that include regular policy reviews and claims assistance to help businesses manage their risk exposure. These maintenance plans ensure clients receive timely updates on coverage changes and local regulatory requirements. JSR Insurance services a variety of commercial properties, such as single-family homes used for business operations, apartments, retail stores, and restaurants.
CNR Insurance Inc serves business owners, property managers, and commercial landlords in the Annapolis area, offering commercial insurance agent services that include policy management for general liability and property coverage. It assists local contractors, retailers, and commercial real estate operators in evaluating risk exposures and securing appropriate limits. The agency provides ongoing support during policy renewals and claims navigation. Its coverage extends to surrounding communities such as Crownsville and all of Anne Arundel County.
Goosehead Insurance - Tim Coe serves Annapolis, Maryland, and the surrounding communities with commercial insurance agent services. The agency handles a range of business insurance needs, including general liability, property coverage, and workers' compensation for local companies. In the Annapolis area, commercial insurance agents typically assess each business's specific risks and coverage gaps. Goosehead Insurance - Tim Coe approaches a typical job by first reviewing the client's operations and exposure points before comparing policy options from multiple carriers.
Old Bay Insurance Agency in Annapolis, MD helps commercial clients distinguish between one-time policies for specific projects or events and recurring coverage for ongoing business operations. Coverage options are tailored to address general liability, property, and industry-specific risks faced by local enterprises. The agency does not schedule fixed intervals for review; instead it provides services on an as-needed basis, with clients contacting the office to discuss policy adjustments or new exposures as they arise.
Roslynne Ross: Auto Insurance specializes in commercial auto liability, physical damage coverage, and fleet insurance for local businesses. Serving Annapolis and the surrounding region, this commercial insurance agent works closely with clients to assess risk exposure and secure appropriate policy limits tailored to their operations. It helps contractors, delivery services, and other commercial vehicle operators navigate coverage requirements throughout the year, particularly during peak summer tourism seasons when traffic volume increases in the historic waterfront district.
As seasonal hazards or unexpected liability exposures arise for Annapolis businesses, commercial insurance needs often shift quickly. Marshelle Ball - State Farm Insurance Agent focuses on reviewing local operations to align coverage with current risks, whether a waterfront restaurant requires additional property protection or a construction shop needs updated liability limits. This agency works to connect clients with policies that match real-world exposures without overcomplicating the process. Coverage review often begins with an on-site consultation where an agent inspects the business premises and documents key operations to recommend appropriate protections.
O'Brien & Associates serves residential properties in Annapolis, Maryland, offering protection for homes and personal belongings. For commercial clients, the agency provides insurance for businesses, including liability, property, and workers' compensation coverage tailored to local operations throughout the Annapolis area. Commercial policies are designed to address the specific risks faced by small to mid-sized enterprises in this region. Customers returning for regular policy reviews receive updated coverage options to match their changing business landscape between scheduled renewal visits.
Reyes Insurance LLC represents area businesses seeking coverage for daily risks and operational liabilities. The agency specializes in tailored commercial insurance, offering essential add-ons such as liability protection, property coverage, and workers’ compensation policies. Serving the Annapolis, MD community, it helps entrepreneurs safeguard their assets against unforeseen events. This commercial insurance agent supports a variety of sectors, including professional offices, warehouses, and food service establishments.
Bay Area Insurance in Annapolis, Maryland, is known for providing comprehensive commercial insurance coverage tailored to local businesses. Its services range from general liability and property insurance to workers' compensation and business auto policies. The agency works with companies of various sizes, assessing risks common to the Annapolis area, including those related to maritime and waterfront operations. A specialty service it can add on is professional liability coverage for consultants and service-based enterprises.
What Does a a Commercial Insurance Agent in Annapolis Cost?
Commercial insurance costs in Maryland vary by industry, location, and coverage limits. A small retail shop in Annapolis might pay $500 to $1,500 per year for general liability. A construction contractor could pay $3,000 to $10,000 annually for a package policy. Workers compensation rates are set by the Maryland Insurance Administration and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Annapolis
Commercial insurance agents in Annapolis, Maryland help business owners find coverage for property, liability, and workers compensation. Maryland law requires all employers with one or more employees to carry workers compensation insurance. Local agents understand the specific risks for businesses near the Chesapeake Bay, such as flood exposure and maritime operations.
Frequently Asked Questions
What types of commercial insurance are required in Maryland?
Maryland law requires workers compensation insurance for most employers. Businesses with commercial vehicles must carry auto liability insurance. Some professions, like contractors and healthcare providers, need specific bonds or malpractice coverage.
How do I choose a commercial insurance agent in Annapolis?
Look for an agent licensed in Maryland with experience in your industry. Ask about their knowledge of local risks like flood zones in Annapolis. Check if they work with multiple carriers to compare options for your business.
What information do I need to get a commercial insurance quote?
You will need your business license number, estimated annual revenue, number of employees, and details about your operations. For property coverage, provide the building value and contents list. For liability, describe your services and any past claims.
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