The top-rated commercial insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 993 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, John F Cooper Jr - State Farm Insurance Agent. This directory lists 21 commercial insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 5 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 6 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 7 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 8 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
| 9 | Insurance One Group |Gaithersburg, MD | 9711 Washingtonian Blvd Suite 550 | (301) 840-7283 |
| 10 | General Insurance Group Inc | 101 Lakeforest Blvd # 480 | (866) 417-9090 |
Christian Durand - State Farm Insurance Agent serves the Gaithersburg, MD area and nearby Montgomery County as a commercial insurance agent. The agency helps local business owners protect their operations with customized coverage solutions. Their commercial services address the unique risks faced by small and medium enterprises in the region. Clients can secure policies that cover property damage, liability, and business interruption. The agent also handles workers’ compensation and commercial auto insurance for companies with fleet vehicles.
Juan Aguirre - State Farm Insurance Agent provides commercial insurance coverage for a range of business needs, including liability and property protection. Its service plans are designed to help local businesses manage risks and maintain adequate coverage over time. Clients can discuss policy adjustments and claims support with the agency directly. The company services commercial properties such as small retail stores, restaurants, apartment complexes, and single-family homes used for business purposes in the Gaithersburg area.
Capitol Benefits, LLC serves businesses, homeowners, and property managers in Gaithersburg, Maryland, by providing commercial insurance agent services. The company helps clients secure coverage tailored to their specific operational risks and asset protection needs. Its offerings include arranging policies for general liability, property damage, and business interruption. Working closely with local enterprises, the firm assists in evaluating insurance requirements and selecting appropriate carriers. It also extends its services to commercial clients located in the broader Washington, D.C. metropolitan area, including neighboring Rockville.
John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD serves businesses in Montgomery County and the surrounding Washington, D.C. metro communities. It handles commercial insurance needs such as general liability, property, and workers compensation policies for local enterprises. The agency finds appropriate coverage solutions by first assessing each client's specific operational risks and then matching them to available plans from its provider network.
A commercial insurance agent distinguishes between one-time policies for unique events and recurring service plans for ongoing business needs. Coverage typically helps protect against property damage, liability claims, and other operational risks facing local companies. Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, serves businesses in Gaithersburg, MD, as a commercial insurance agent. Service for commercial clients generally operates on either a one-time basis for individual projects or a scheduled annual renewal cycle, as dictated by the policy's present requirements.
Fidencio Gonzalez: Allstate Insurance provides commercial insurance agent services, specializing in coverage for local businesses and their specific liability needs. The agency also serves the Gaithersburg, MD area with general property and auto insurance for companies. It helps area business owners evaluate risks with tailored policy options. This includes assisting new contractors in acquiring necessary coverage before their first project begins or when the seasonal construction workload increases.
As local businesses in Gaithersburg prepare for seasonal changes like winter weather or summer construction projects, commercial insurance coverage becomes essential. Dave Vidmar - State Farm Insurance Agent helps area companies review their policies to account for shifting risks, from liability concerns to property protection. The agency works directly with business owners to explain policy details and identify potential gaps in coverage. An initial consultation typically includes a thorough assessment of the client’s current operations and insurance needs before any inspection or on-site review is scheduled.
Nazar Insurance Agency focuses on helping business owners manage their commercial insurance coverage. The agency works with clients to assess their specific operational risks and secure appropriate policies. It specializes in offering tailored add-ons like general liability, property protection, and workers’ compensation. Operating in Gaithersburg, Maryland, the agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Gaithersburg Cost?
The cost of commercial insurance in Maryland varies widely by business type, size, and risk level. A small retail shop might pay between $500 and $1,500 per year for general liability, while a construction company could pay $5,000 to $15,000 or more annually for comprehensive coverage. Workers compensation rates are set by the Maryland Insurance Administration and depend on your industry classification and payroll. This is general information, not insurance advice.
About commercial insurance agents in Gaithersburg
Commercial insurance agents in Gaithersburg, Maryland help local businesses find coverage for liability, property, and workers compensation. Maryland law requires most employers to carry workers compensation insurance for their employees. Agents in this area understand the specific risks faced by businesses in Montgomery County and can guide you through available policy options.
Frequently Asked Questions
What types of commercial insurance does a Gaithersburg agent offer?
Agents typically offer general liability, commercial property, workers compensation, and commercial auto insurance. They can also help with professional liability and business interruption coverage.
Is commercial insurance required for businesses in Maryland?
Yes, Maryland requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required for any vehicles used for business purposes. Other coverages are generally optional but often recommended.
How do I choose a commercial insurance agent in Gaithersburg?
Look for an agent licensed in Maryland with experience in your industry. Ask about their knowledge of local risks and their ability to compare quotes from multiple insurers. Check their reviews and professional credentials.
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