The top-rated commercial insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC, United America Financial. This directory lists 28 commercial insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 4 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 5 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 6 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 7 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 8 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
| 9 | RightAway Insurance of Silver Spring Maryland | 1900 Lyttonsville Rd | (888) 643-2161 |
| 10 | Dawn Insurance Group | 109 Claybrook Dr | (240) 729-8261 |
Universal Insurance Group serves businesses throughout Montgomery County and the greater Silver Spring, Maryland area as a commercial insurance agent. It assists local enterprises in securing coverage that protects their operations, property, and liability exposures. Its work includes assessing risks unique to this region and connecting clients with appropriate policies from multiple carriers. The agency handles general liability and commercial property insurance along with workers’ compensation coverage tailored to area employers.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, Maryland, provides a full range of commercial insurance solutions, including general liability, property coverage, and business interruption protection. The agency develops customized service plans to help local businesses manage risk and maintain adequate coverage through periodic policy reviews and adjustments. Clients receive ongoing support for claims filing and policy changes. The firm services a variety of commercial properties, including single-family homes used for business, apartments, retail spaces, and restaurants.
Zelaya Insurance and Business Services LLC serves local homeowners, small businesses, and property managers in Silver Spring, Maryland. It offers commercial liability coverage, property insurance, and business owner policies to protect against common operational risks. The agency works closely with clients to understand their specific coverage needs and find suitable carriers within the region. Its service area extends to neighboring Takoma Park and the surrounding parts of Montgomery County.
United America Financial serves Silver Spring and the surrounding Maryland communities as a commercial insurance agent. It handles a broad range of business coverage needs, including general liability, property, and workers’ compensation. Each client’s exposure to risk is analyzed individually to identify gaps in protection. The company then sources policies from multiple carriers to match coverage with the specific operational requirements of the client. For a typical job, it proceeds by reviewing the business’s current activities and growth plans before presenting a tailored set of insurance options.
A commercial insurance agent may offer either a one-time policy for a specific project or ongoing service with recurring coverage reviews. For businesses in Silver Spring, MD, Ashley Deadwyler-Jones – State Farm Insurance Agent provides general liability and property coverage options designed to protect local operations from common risks. Policies address potential claims arising from customer injuries, property damage, or business interruption. This agency structures its service to run on an as-needed basis following the initial policy setup, allowing clients to request modifications or additional consultations whenever their commercial insurance requirements change.
ERIE Insurance - Harders & Bradford Insurance Agency provides commercial insurance solutions for businesses in Silver Spring and the surrounding region. The agency offers general liability coverage alongside specialized policies such as property protection and commercial auto insurance. Business interruption coverage can also be added to help sustain operations after a disruption. Their commercial expertise serves a variety of sectors, including offices, warehouses, and food service establishments.
As businesses in the D.C. area prepare for seasonal changes in liabilities and property risks, ACG Insurance Services in Silver Spring, MD, helps local commercial clients evaluate their coverage gaps. The independent agency works to align policy protections with the specific operational needs of each small or mid-sized business. By taking time to understand cargo, general liability, and workers compensation exposures, they provide practical risk solutions. A thorough inspection of current premises and business assets is the standard first step in the initial assessment process.
Nationwide Insurance: Won K. Kim Insurance Agency, Inc. in Silver Spring, MD assists local homeowners with residential insurance policies to protect personal property and liability. The agency also provides commercial insurance for businesses, tailoring coverage to meet operational risks and industry needs in the area. Services extend throughout Silver Spring and surrounding communities. Clients can follow up with the agent for policy adjustments or schedule repeat service to review changing coverage requirements between regular visits.
RightAway Insurance of Silver Spring Maryland is known for helping local businesses secure essential commercial coverage, offering a range of policies that protect assets and manage liability. Based in Silver Spring, this agency works with small to mid-sized companies to tailor general liability, property, and workers’ compensation plans to their specific operational needs. The team provides ongoing support to adjust coverage as businesses grow or change. For an added specialty service, the agency can develop customized inland marine insurance for equipment and tools that are frequently moved between job sites.
What Does a a Commercial Insurance Agent in Silver Spring Cost?
Commercial insurance costs in Maryland vary by business type size location and coverage limits. For a small business general liability may range from 500 to 2000 dollars per year. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. Property insurance costs depend on building value and location. This is general information and not insurance advice.
About commercial insurance agents in Silver Spring
Commercial insurance agents in Silver Spring Maryland help businesses secure coverage for property liability and workers compensation. Maryland law requires most employers to carry workers compensation insurance for their employees. A local agent can guide you through state-specific requirements and find policies that match your business needs.
Frequently Asked Questions
What types of commercial insurance do Silver Spring businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Maryland mandates workers comp for most employers with one or more employees. A local agent can assess your specific risks.
How do I choose a commercial insurance agent in Silver Spring Maryland?
Look for an agent licensed in Maryland with experience in your industry. Check their knowledge of local regulations and ask about their claims support process. Compare quotes from multiple agents to find suitable coverage.
What is the minimum workers compensation requirement in Maryland?
Maryland requires workers compensation insurance for any employer with one or more employees. This includes part-time workers. The Maryland Workers Compensation Commission oversees compliance and sets benefit levels.
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