The top-rated commercial insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 21 commercial insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | William Gunn - GEICO Insurance Agent | 13600 Baltimore Ave Suite 702 | (301) 543-3690 |
| 4 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 5 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 6 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 7 | Global Insure USA | 14502 Greenview Dr # 500 | (410) 507-7781 |
| 8 | Jessica Iglesias: Allstate Insurance | 511 4th St | (301) 683-0470 |
| 9 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
| 10 | Braz Insurance Group, LLC | 14502 Greenview Dr Suite 546 | (240) 753-7352 |
State Farm: Adam Herndon serves the Laurel, Maryland area and surrounding communities as a commercial insurance agent. The agency provides commercial insurance policies to help business owners manage property and liability risks. They also assist clients with coverage for business vehicles and employee-related exposures. Core services include business owner policies to protect against common operational threats. This agency handles workers compensation insurance for local employers and general liability coverage for commercial tenants in Laurel.
Simmerer Insurance provides a full array of commercial insurance agent services in Laurel, MD, including liability, property, and workers’ compensation coverage. Its service plans typically involve an initial risk assessment and periodic policy reviews to help ensure adequate protection as business needs evolve. The agency assists with claims documentation and coverage adjustments. It services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
William Gunn - GEICO Insurance Agent serves small business owners, property managers, and homeowners in the Laurel, Maryland area with commercial insurance policies. The agency helps clients secure coverage tailored to their operational needs, including general liability, property, and workers compensation protection. It also works with individuals seeking personal auto and home insurance options. These services are designed to address the risks common to businesses and properties in this region. The agency additionally offers its commercial and personal insurance solutions to clients in nearby Columbia and other parts of Howard County.
Laurel Insurance Center placas y seguro serves Laurel, Maryland, and its surrounding communities. The agency handles commercial insurance agent work, covering policies for local businesses. They manage property, liability, and vehicle coverage to protect company assets. The office assists with applications and policy renewals throughout the year. To handle a typical job, the agent first reviews a client’s operations and risks, then compares available plans to match coverage to specific business needs.
For businesses in Laurel, Maryland, commercial insurance can address either a one-time, short-term risk or ongoing, annual liability. Jennifer Smigal, as a State Farm Insurance agent, offers coverage for property damage, general liability, and workers’ compensation tailored to local enterprises. Policies protect against specific lawsuits, theft, and business interruption. Service includes an initial consultation to analyze risks and customize a plan. Coverage details are explained clearly to help small companies balance protection with budget. Assistance is available on a one-time basis for single projects or on a recurring, annually scheduled renewal cycle.
Mid Atlantic Insurance Financial specializes in commercial insurance agent services for businesses in Laurel, Maryland. It works with companies to secure coverage for property, liability, and other operational exposures. The agency helps local enterprises assess their specific risks and find appropriate policies. Businesses often turn to Mid Atlantic Insurance Financial for guidance during the busy season, such as when expanding their operations or adding new equipment that requires updated protection.
Global Insure USA in Laurel, MD provides commercial insurance coverage for area businesses, helping them manage general liability, property, and workers’ compensation risks. The agency also specializes in adding tailor-made endorsements, such as equipment breakdown or cyber liability protection. Its policies serve a broad array of commercial sectors, including professional offices, large or small warehouses, and both full-service and quick-service food establishments.
When local businesses in Laurel, Maryland, face seasonal shifts in customer traffic or need to update their liability coverage for a new lease, Jessica Iglesias: Allstate Insurance provides guidance on commercial insurance policies. The agency helps business owners assess their risks and choose appropriate protection for property, liability, and other exposures common in the area. A typical engagement begins with a review of the current business operations followed by a scheduled on-site inspection to evaluate specific safety and coverage needs.
CNR Insurance Inc serves homeowners and renters in Laurel, Maryland, with tailored residential insurance policies that cover property and liability needs. Commercial coverage is also available for local businesses, including general liability and property protection. Their service area extends throughout Laurel and the surrounding region, providing consistent support for both personal and professional accounts. Clients commonly follow up with this agency for routine policy reviews, and many return between regular visits for updated coverage as their circumstances change.
Braz Insurance Group, LLC provides residential insurance services to homeowners in Laurel and the surrounding region. The firm then expands its focus to commercial insurance, helping area businesses manage liability, property, and operational coverage through tailored policies. With a dedicated commercial insurance focus, the agency works to meet the unique exposures faced by local enterprises. Following initial consultations to design a coverage plan, they maintain an ongoing relationship to update policies and address new risks until the next scheduled review or annual visit.
What Does a a Commercial Insurance Agent in Laurel Cost?
The cost of commercial insurance in Maryland varies widely based on business type, size, location, and claims history. A small retail shop might pay between $500 and $1,500 per year for general liability, while a construction company could pay $3,000 to $10,000 or more for comprehensive coverage. Workers compensation rates in Maryland are set by the state and depend on your industry classification. This is general information and not insurance advice.
About commercial insurance agents in Laurel
Commercial insurance agents in Laurel Maryland help business owners find policies that meet state requirements and protect against local risks. Maryland law requires certain businesses to carry workers compensation insurance and commercial auto insurance. A local agent can guide you through these requirements and find coverage tailored to your industry.
Frequently Asked Questions
What types of commercial insurance do businesses in Laurel need?
Common policies include general liability, property insurance, workers compensation, and commercial auto insurance. Maryland law requires workers compensation for most employers with one or more employees. Your agent can help you assess which coverages are necessary for your specific business.
How do I choose a commercial insurance agent in Laurel Maryland?
Look for an agent with experience in your industry and knowledge of Maryland insurance laws. Check their licensing status through the Maryland Insurance Administration. Ask about the insurance companies they represent and how they handle claims.
Does Maryland have specific insurance requirements for small businesses?
Yes, Maryland requires workers compensation insurance for businesses with employees. Commercial auto insurance is required for any vehicle used for business purposes. Some professions, like contractors and healthcare providers, may need additional coverage under state law.
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