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Find Commercial Insurance Agents Near You in Owensboro, KY

Browse commercial insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated commercial insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, T.H.E Insurance Group, Allstate Insurance Agent: Kent Banning. This directory lists 20 commercial insurance agents serving Owensboro.

Showing 20 commercial insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Candace Crossan - State Farm Insurance Agent933 Tamarack Rd(270) 926-1114
3T.H.E Insurance Group745 Carlton Dr(270) 240-1835
4Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
5Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
6Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
7Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
8EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
9WD Insurance2410 W Parrish Ave(270) 240-2268
10Bennett Insurance Agency801 Old Hartford Rd(270) 228-2323
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Commercial Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves Owensboro, KY and the surrounding Daviess County area, specializing in commercial insurance coverage. The agency assists local business owners with general liability and property insurance to protect their operations and assets. It also addresses workers’ compensation needs for regional employers. This agency helps restaurants and retail stores in Owensboro secure commercial property and liability policies tailored to their specific risks.

CC
933 Tamarack Rd
Candace Crossan - State Farm Insurance Agent
Commercial Insurance Agent · Owensboro, KY

Candace Crossan - State Farm Insurance Agent in Owensboro, KY provides a full array of commercial insurance services, including general liability, property coverage, and business interruption policies. It offers customized risk assessment consultations and regular policy reviews to ensure coverage remains aligned with evolving business needs. The agency also provides proactive account maintenance and claims support to help clients manage unforeseen losses efficiently. This office services a variety of commercial properties, including single-family homes, apartments, retail, and restaurants.

TH
745 Carlton Dr
T.H.E Insurance Group
Commercial Insurance Agent · Owensboro, KY

T.H.E Insurance Group serves local businesses, property managers, and commercial property owners in Owensboro, Kentucky. It provides commercial insurance agent services, including policy reviews, coverage placements, and risk consultations tailored to the operational needs of small and mid-sized enterprises in the region. These professionals help navigate general liability, property, and workers compensation insurance options. Its coverage area also extends to the neighboring communities in Daviess County and the greater Henderson metro area.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Commercial Insurance Agent · Owensboro, KY

Serving Owensboro and the surrounding communities throughout western Kentucky, this agency handles commercial insurance for locally owned businesses of various types and sizes. It assists with general liability, property, and workers’ compensation coverage essential for daily operations. Client consultations focus on understanding specific business exposures before recommending policy options from available carriers. The typical engagement involves a thorough review of the client’s current operation, followed by tailored plan comparisons presented with clear explanations of coverage limits and deductibles.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Commercial Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc in Owensboro, KY specializes in crafting tailored commercial coverage packages for local businesses, including general liability and property insurance. It also provides ongoing risk management guidance to help entrepreneurs assess their unique exposures and maintain adequate protection. As a commercial insurance agent, it assists with periodic policy reviews to keep coverage aligned with evolving business operations. In the winter months, it helps clients address potential liability concerns related to icy parking lots and snow removal services on commercial properties.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Commercial Insurance Agent · Owensboro, KY

Owensboro Insurance Agency, serving Owensboro, Kentucky, offers commercial insurance clients a choice between one-time policies for specific projects or recurring plans for ongoing business operation coverage. Coverage typically includes general liability, property protection, and workers’ compensation to mitigate daily risks faced by local enterprises. These insurance services are available on a one-time, scheduled, or as-needed basis to align with each business’s unique operational demands and budgetary preferences.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Commercial Insurance Agent · Owensboro, KY

As the changing seasons bring fluctuations in business operations across Owensboro, Elite Risk Advisors provides local commercial insurance agent services to help area companies manage those shifting exposures. This agency offers tailored coverage that safeguards commercial property, liability, and essential business assets throughout the local market. Their approach begins with a thorough review of a business’s specific operations and risks, followed by an on-site inspection of the premises to accurately assess initial coverage needs.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Commercial Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning provides commercial insurance services to businesses in and around Owensboro, KY. The agency offers standard property and liability coverage along with financial planning options to help businesses manage long-term risk. Companies seeking protection for their physical assets, operational liabilities, or employee benefits can find tailored policies to fit their needs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

WI
2410 W Parrish Ave
WD Insurance
Commercial Insurance Agent · Owensboro, KY

WD Insurance serves the residential insurance needs of clients in Owensboro, Kentucky, while also providing commercial insurance coverage for local businesses. The agency handles a variety of policies designed to protect property and liability interests in the region. Commercial clients can expect guidance through coverage options and risk management tailored to their operations. After each policy is in place, the agency regularly follows up to ensure coverage remains appropriate and to assist with any adjustments needed before the next scheduled visit.

BI
801 Old Hartford Rd
Bennett Insurance Agency
Commercial Insurance Agent · Owensboro, KY

Bennett Insurance Agency in Owensboro, KY, is known for providing commercial coverage solutions to local businesses. The agency works with diverse industries to secure policies that protect against common operational risks. Clients can access general liability, property, and workers’ compensation insurance tailored to their specific needs. As part of its insurance offerings, the company can also add on professional liability coverage for service-oriented businesses.

IG
745 Carlton Dr
THE Insurance Group by Drew Young
Commercial Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Commercial Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
RC
800 Frederica St
River City Insurance Agency
Commercial Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
NI
2120 Frederica St
Neely Insurance Agency LLC
Commercial Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Commercial Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Commercial Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
GI
1925 Frederica St
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · Owensboro, KY
(270) 926-4550
assuredpartners.com/Owensboro
SI
3943 KY-54
Storm Insurance, LLC
Commercial Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com
BI
2803 Veach Rd
Baize Insurance
Commercial Insurance Agent · Owensboro, KY
(270) 685-1011
HI
2009 Frederica St A
Houchens Insurance Group
Commercial Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency

What Does a a Commercial Insurance Agent in Owensboro Cost?

Typical costs for commercial insurance in Kentucky vary by industry and coverage level. A small retail business might pay 500 to 1500 dollars per year for general liability while a construction company could pay 3000 to 10000 dollars annually for a package policy. Workers compensation rates in Kentucky are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. This is general information not insurance advice.

About commercial insurance agents in Owensboro

Commercial insurance agents in Owensboro Kentucky help local businesses secure coverage for property liability and workers compensation. Kentucky law requires most employers with three or more employees to carry workers compensation insurance. Agents in Owensboro understand the specific risks for industries like manufacturing agriculture and healthcare common to the region.

Frequently Asked Questions

What types of commercial insurance do Owensboro agents offer?

Owensboro agents offer general liability property insurance workers compensation commercial auto and professional liability. They also provide specialized coverage for construction trucking and agribusiness common in Daviess County.

Is commercial auto insurance required for businesses in Kentucky?

Yes Kentucky requires businesses to carry liability insurance for any vehicles used for work. The minimum liability limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 25 thousand dollars for property damage.

How does Kentucky workers compensation law affect Owensboro businesses?

Kentucky law mandates workers compensation coverage for most employers with three or more employees. Failure to carry this insurance can result in fines and legal penalties. An agent can help you comply with Kentucky Revised Statutes Chapter 342.

Commercial Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.