The top-rated commercial insurance agent in Louisville, Kentucky is Aspen Ridge Insurance, LLC, rated 5.0 stars across 610 reviews. Other highly rated options include RLP Insurance, Hyland Insurance, Commonwealth Insurance Services. This directory lists 38 commercial insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 2 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 3 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 4 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 5 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 6 | Price Point Insurance Services | 5427 Bardstown Rd #3 | (502) 290-5061 |
| 7 | Family Select Insurance | 6409 Dutchmans Pkwy | (502) 454-7283 |
| 8 | Louisville Kentucky Insurance | 6801 Dixie Hwy Unit 237 | (502) 447-3711 |
| 9 | Lincoln Insurance Agency | 214 Breckenridge Ln Suite 101 | (502) 897-3300 |
| 10 | Kentucky Shield Insurance | 8003 Shelbyville Rd | (502) 214-7092 |
Aspen Ridge Insurance, LLC serves Louisville and the surrounding Jefferson County area as a commercial insurance agent. The firm works with local business owners to analyze their specific operational risks and secure appropriate coverage for their properties, liability exposures, and commercial vehicles. Each policy is tailored to meet industry-specific requirements and regulatory standards. In this region, typical services include general liability insurance for small retail shops and workers’ compensation coverage for construction contractors.
RLP Insurance provides commercial insurance solutions tailored to businesses in Louisville, KY. Its services include risk assessment and liability coverage, with a focus on designing maintenance plans that help commercial clients manage policy renewals and claims efficiently. The agency works with a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants, ensuring each has appropriate insurance for its operational needs.
As Louisville businesses prepare for seasonal shifts in inventory and liability, Hyland Insurance provides commercial insurance agent services tailored to local operations. Based in Louisville, KY, this agency works with companies to address common regional risks, including weather-related property exposures and transportation coverage needs. They focus on matching policy options to each business’s specific industry and size. Coverage discussions begin with a thorough on-site inspection of the client’s premises and a detailed liability assessment questionnaire.
Commonwealth Insurance Services provides personalized coverage options for homes and properties across Louisville. The agency also assists local business owners in securing commercial insurance tailored to their specific operational needs and risk profiles. Serving the greater Louisville area, the team helps clients navigate complex policies for property, liability, and other essential coverages. They are available throughout the year to answer questions and adjust policies as businesses grow, with follow-up contact and policy reviews occurring between regular renewal visits to ensure continued protection.
Schwartz Insurance Group in Louisville, Kentucky provides a full range of commercial insurance solutions, including general liability, property, workers’ compensation, and business interruption coverage. It offers ongoing policy reviews and risk management consultations to help businesses maintain appropriate protection as their needs evolve. The practice handles account renewals and updates coverage plans to reflect operational changes. This agency services properties such as single-family homes, apartment complexes, retail spaces, and restaurants.
Price Point Insurance Services serves businesses, commercial property owners, and entrepreneurs throughout the Louisville metro area. It provides risk management guidance and tailored coverage options for office buildings, retail locations, and industrial facilities. The agency works with clients to identify appropriate liability, property, and workers’ compensation policies suited to their specific operations. Its services address the needs of both small growing companies and larger established enterprises. The firm additionally covers commercial accounts in the nearby community of Jeffersontown and surrounding Jefferson County.
Family Select Insurance works as a commercial insurance agent in Louisville, Kentucky, helping businesses secure general liability and property coverage. The agency also specializes in additional protection such as workers’ compensation and commercial auto policies. Its services are designed for a range of local enterprises, including office-based operations, warehousing and distribution facilities, and food service establishments. Clients in these sectors can obtain tailored risk management solutions to safeguard their daily operations and physical assets.
Serving Louisville, Kentucky, and its surrounding communities, Louisville Kentucky Insurance handles commercial coverage needs for local business owners. The agency provides policies that protect various enterprises from operational risks and liability exposures commonly faced in the region. Each client receives a thorough assessment of their unique business requirements and industry-specific challenges. To handle a typical job, the agent carefully reviews the business’s current operations and liability concerns before matching them with appropriate coverage options from available insurance markets.
Lincoln Insurance Agency specializes in commercial property and general liability coverage for businesses in the Louisville area. It also works with clients to build customized insurance packages that address unique operational risks. The agency assists local companies with policy reviews and risk assessments to identify potential gaps. During the winter months, it helps businesses secure protection against weather-related property damage and potential liability from icy premises.
Kentucky Shield Insurance in Louisville, Kentucky offers both one-time commercial insurance solutions and ongoing coverage programs for local businesses. One-time options may address single projects or special events, while recurring services provide continuous protection for operations, property, and liability needs. Their commercial insurance work includes assessing risk and tailoring policies to meet specific business requirements. Services may be arranged on a one-time, scheduled, or as-needed basis to accommodate different client preferences.
What Does a a Commercial Insurance Agent in Louisville Cost?
Commercial insurance costs in Louisville Kentucky vary widely by industry and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for combined coverage. Workers compensation rates in Kentucky are set by the state but vary by job classification. This is general information and not insurance advice.
About commercial insurance agents in Louisville
Commercial insurance agents in Louisville Kentucky help business owners find coverage for property liability and workers compensation. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain how Kentucky-specific regulations affect your policy needs.
Frequently Asked Questions
What types of commercial insurance do Louisville businesses need?
Common coverages include general liability property insurance and workers compensation. Kentucky law mandates workers comp for most employers with at least one employee. An agent can also advise on commercial auto and professional liability policies.
How does Kentucky law affect commercial insurance requirements?
Kentucky follows a modified comparative fault rule for liability claims. This can impact how much a business pays in a lawsuit. Agents help clients understand how state laws affect coverage limits and premiums.
What information do I need to get a commercial insurance quote in Louisville?
You will need your business type number of employees annual revenue and property details. Agents also ask about prior claims and safety practices. This information helps them find accurate quotes from multiple carriers.
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