The top-rated commercial insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves Frankfort and the surrounding Kentucky area with a focus on commercial insurance solutions. The agency helps local businesses manage risks unique to their operations, including property coverage and general liability policies. Client consultations begin with an assessment of specific business needs to build appropriate protection plans. The agency regularly assists with workers' compensation and commercial auto insurance for companies in the region.
RB Brown - State Farm Insurance Agent in Frankfort, KY, provides commercial insurance coverage for a range of business risks, including liability, property, and workers compensation. It offers service through ongoing policy reviews to help ensure coverage keeps pace with changing business needs and regulatory requirements. The agency works with local entrepreneurs and property owners to maintain tailored protection plans. It services properties such as single-family homes, apartments, retail stores, and restaurants.
Customers of Steve Woodrum, the commercial insurance agent serving Frankfort, Kentucky, include property managers, business owners, and local organizations seeking coverage for liability, property, and workers’ compensation. This agency assists with evaluating risk and matching policies to business operations in the area. Consultations focus on understanding each commercial client’s unique needs and the local regulatory landscape. Service also extends to clients throughout the broader Franklin County region, including the neighboring community of Midway.
Erika Hancock - State Farm Insurance Agent serves businesses in Frankfort, Kentucky, and the surrounding communities in Franklin County. The agency handles a range of commercial insurance needs for local enterprises, including general liability, property coverage, and business owner policies. Each client’s risk profile is evaluated carefully to identify appropriate coverage options from available plans. The agent’s approach involves reviewing the specific operations of a business and then recommending a tailored package that addresses its unique exposure to potential losses.
Businesses in Frankfort, Kentucky can secure commercial insurance either through a one-time policy for a specific project or a recurring plan that renews annually to cover ongoing operations. Bill McCoy Insurance Agency provides coverage that protects companies from liabilities tied to their premises, equipment, and daily business activities. When selecting a policy, clients consider the risk profile of their industry and the assets they operate. Service arrangements for this agency are structured to run on an as-needed basis, allowing clients to request evaluations and adjustments whenever their commercial insurance needs change.
Sean Shah: Allstate Insurance in Frankfort, KY, specializes in providing tailored commercial insurance policies for local businesses. It offers agent services such as evaluating appropriate liability and property coverage to protect against operational risks. The company also works with business owners to customize plans that meet their unique needs. Additionally, it assists with reviewing policies ahead of a new fiscal year to adjust coverage as business assets or inventory change during that cycle.
In the spring, many Frankfort businesses face increased liability risks from seasonal outdoor construction and events. Brenda Harris - State Farm Insurance Agent addresses these evolving needs with tailored commercial coverage options to protect local enterprises. From retail store policies to contractor liability plans, the agency works to match insurance solutions to specific operational exposures. An initial risk assessment is conducted to review business operations thoroughly before any policy recommendations are made. This evaluation forms the foundation for identifying appropriate coverage limits and deductibles.
Franklin Goins Insurance Agency in Frankfort, KY provides commercial insurance coverage designed to protect businesses from operational risks. Their offerings include standard general liability and property policies, along with specialty coverages such as professional liability and workers’ compensation. The agency helps local enterprises manage their unique exposures and regulatory requirements across a variety of industries. They serve commercial sectors including offices, warehouses, and food service establishments.
Sturm Insurance Agency in Frankfort, KY serves area residents with their homeowner and personal insurance needs. The company also offers commercial insurance agent services to local businesses, helping them secure coverage for their properties and liability exposures. Businesses in and around Frankfort rely on the agency for policies tailored to their operational risks. The agency remains available between scheduled appointments to respond to policy questions, adjust coverage as circumstances change, or assist with claims reporting.
Kentucky Farm Bureau Insurance serves Frankfort and surrounding Franklin County as a commercial insurance agent. The agency helps local businesses secure coverage for property, liability, and fleet vehicles, assisting with policy selection tailored to commercial operations. They also specialize in protecting agricultural assets, including farm structures and equipment. Specific services offered in this area include workers’ compensation policies for small businesses and commercial auto insurance for delivery and service vehicles.
What Does a a Commercial Insurance Agent in Frankfort Cost?
Typical costs for commercial insurance in Kentucky vary widely by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction firm could pay 5000 to 15000 dollars annually for a package policy. Workers compensation rates are set by class code and can range from 0.50 to 10 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About commercial insurance agents in Frankfort
Commercial insurance agents in Frankfort Kentucky help local businesses find coverage for property liability and workers compensation. Kentucky law requires most employers with three or more employees to carry workers compensation insurance. Agents in the state capital understand the unique risks facing government contractors distilleries and logistics companies.
Frequently Asked Questions
What types of commercial insurance do Frankfort businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Kentucky law requires workers comp for most businesses with three or more employees. Agents can also help with professional liability and cyber insurance.
How do I choose a commercial insurance agent in Frankfort?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their carrier options and claims support. You can verify a license through the Kentucky Department of Insurance website.
Does Kentucky require commercial auto insurance for business vehicles?
Yes Kentucky requires businesses to carry liability insurance on vehicles used for work. Minimum limits are 25 thousand dollars per person for injury and 10 thousand dollars for property damage. Higher limits are recommended for commercial fleets.
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