The top-rated commercial insurance agent in Windsor, Connecticut is Lynn Dobrowsky - State Farm Insurance Agent, rated 5.0 stars across 339 reviews. Other highly rated options include Oxygen Insurance Agency LLC, Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income, The Hartford. This directory lists 11 commercial insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lynn Dobrowsky - State Farm Insurance Agent | 150 Poquonock Ave | (860) 640-6777 |
| 2 | Oxygen Insurance Agency LLC | 360 Bloomfield Ave Suite 301 | (860) 580-6226 |
| 3 | Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income | 100 Northfield Dr #200 | (860) 298-1011 |
| 4 | The Hartford | 1 Griffin Rd N | (860) 547-5000 |
| 5 | Brian Busam - State Farm Insurance Agent | 555 Day Hill Rd | (860) 787-5415 |
| 6 | Allstate - Gridley Insurance | 181 Broad St Ste 2 | (860) 602-6456 |
| 7 | Vantis Life Insurance Co | 200 Day Hill Rd | (866) 826-8471 |
| 8 | Parker Ellingwood Agency Inc Insurance | 62 Poquonock Ave # 5 | (860) 688-5215 |
| 9 | Farmers Insurance - Louis Pinnock | 65 Maple Ave fl 1 | (860) 787-5777 |
| 10 | Rabbett Insurance Agency | 233 Addison Rd | (860) 688-1303 |
Lynn Dobrowsky - State Farm Insurance Agent serves the Windsor, Connecticut area as a commercial insurance agent. This agency helps local business owners manage their risk through customized coverage options. It works with small and mid-sized companies to secure policies that protect their assets and operations. General liability insurance is a common need for many area businesses. It also handles commercial property protection for storefronts and office spaces in Hartford County.
Oxygen Insurance Agency LLC provides a full range of commercial insurance solutions for businesses in Windsor, CT. It helps clients assess their operational risks and secure coverage for property, liability, and workers' compensation. The agency also offers tailored service through ongoing policy reviews and risk management guidance. Its commercial coverage supports various properties, including single-family homes used for business, apartments, retail storefronts, and restaurants.
Serving Windsor and surrounding Connecticut communities, Bolton Financial, LLC helps local retirees handle commercial insurance needs alongside pension, Social Security, and retirement income management. As a commercial insurance agent, it addresses business-related property, liability, and workers’ compensation coverage. The company also focuses on integrating retirement benefits with overall financial strategy. For a typical job, it begins by reviewing an individual’s current policies and income sources, then identifies coverage gaps to tailor a coordinated plan that reduces risk.
The Hartford serves homeowners, businesses, and property managers in Windsor, Connecticut, offering commercial insurance agent services that protect against liability, property damage, and operational risks. Their work includes assessing coverage needs for local retail stores, offices, and small manufacturers. Tailored policies help clients manage exposure to regional weather events and standard workplace liabilities. The agency provides support throughout the application and claims process for commercial clients in Windsor and the surrounding Hartford metropolitan area.
For clients needing a single policy for a unique project, Brian Busam - State Farm Insurance Agent offers one-time commercial coverage, while those with ongoing operations can select recurring plans that auto-renew. Their services include property and liability insurance for businesses in Windsor, Connecticut, designed to protect against common regional risks. Customizing policies involves assessing each company’s specific exposure to loss. Availability for consultation and policy adjustments runs on either a scheduled or as-needed basis to accommodate changing business schedules.
Allstate - Gridley Insurance specializes in crafting commercial insurance policies for small to mid-sized businesses, including general liability, property, and workers’ compensation coverage. It also serves local enterprises in Windsor and surrounding Connecticut communities by assessing unique operational risks to recommend appropriate protection plans. The agency helps business owners address specific challenges such as navigating coverage adjustments before seasonal fluctuations in the retail or construction sectors.
Vantis Life Insurance Co in Windsor, CT, provides commercial insurance that can be structured as either a one-time policy for single projects or as a recurring, multi-year program for ongoing business operations. Their coverage addresses general liability, property protection, and other common business exposures facing local enterprises. Service arrangements are available on either a scheduled renewal cycle for recurring needs or an as-needed basis for one-off consulting and policy adjustments.
As businesses in Windsor prepare for the shifting seasonal demands of Connecticut’s economy, securing proper commercial coverage becomes essential. Parker Ellingwood Agency Inc Insurance provides commercial insurance agent services to local enterprises, helping them address property, liability, and operational exposures. The agency guides clients through policy analysis tailored to industry-specific risks common throughout the Hartford County area. To begin the process, the firm schedules an on-site inspection of the business premises to assess current safeguards and identify any additional coverage needs.
Farmers Insurance - Louis Pinnock provides commercial insurance agent services to businesses in and around Windsor, CT. This agency helps commercial clients manage general liability, property coverage, and workers' compensation policies. It also specializes in adding tailored endorsements, such as equipment breakdown protection and cyber liability insurance. The agent serves a wide range of commercial sectors, including professional offices, warehouses, and food service operations.
Rabbett Insurance Agency in Windsor, CT offers residential insurance policies to protect personal property and liability. They also provide commercial insurance coverage tailored for local businesses, advising on general liability, property, and workers’ compensation needs throughout the Hartford County area. These commercial plans are designed to address the unique risks faced by small to medium-sized enterprises. The agency helps clients review their policies during regular visits and follows up to adjust coverage as business requirements change, ensuring ongoing protection between scheduled check-ins.
What Does a a Commercial Insurance Agent in Windsor Cost?
Commercial insurance costs in Connecticut vary by business type size and location. A small retail shop might pay 500 to 1,500 dollars per year for general liability. Workers compensation rates are set by the Connecticut Insurance Department and average about 1.50 dollars per 100 dollars of payroll for low risk jobs. Larger policies for manufacturers or contractors can cost 5,000 to 20,000 dollars or more. This is general information and not insurance advice.
About commercial insurance agents in Windsor
Commercial insurance agents in Windsor Connecticut help business owners find coverage for property liability and workers compensation. Connecticut law requires most employers to carry workers compensation insurance under Title 31 of the state statutes. Local agents can also advise on business auto and professional liability policies tailored to Windsor businesses.
Frequently Asked Questions
What types of commercial insurance do Windsor businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Connecticut law mandates workers comp for businesses with one or more employees. Agents can also help with professional liability and cyber insurance.
How do I choose a commercial insurance agent in Windsor?
Look for an agent licensed in Connecticut who has experience with your industry. Ask about their carrier network and claims support. The Connecticut Insurance Department provides a license lookup tool to verify credentials.
Does Connecticut require specific commercial insurance for certain industries?
Yes. Construction contractors must carry workers compensation and liability coverage. Connecticut also requires commercial auto insurance for vehicles used for business. Agents can explain additional requirements for healthcare or manufacturing.
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