The top-rated commercial insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include North American Underwriters, Bankers Life, Nick Pitruzzello - Independent Insurance Broker & Retirement Planning. This directory lists 16 commercial insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 248 Main St | (860) 404-2952 |
| 2 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 3 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 4 | Nick Pitruzzello - Independent Insurance Broker & Retirement Planning | 20 Waterside Dr Suite 202 | (860) 251-9161 |
| 5 | Progressive Insurance - Claims Office | 30 Batterson Park Rd Suite 200 | (800) 776-4737 |
| 6 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 7 | Wentworth Insurance | 20 Batterson Park Rd # 120 | (860) 676-3073 |
| 8 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
| 9 | The Beam Agency, LLC | 10 Forest Park Dr #1-RR | (860) 672-1733 |
| 10 | Gustafson Agencies Inc | 790 Farmington Ave | (860) 677-0202 |
Josh Zelem - State Farm Insurance Agent in Farmington, Connecticut, focuses on helping businesses manage risk through tailored commercial coverage. Clients can add specialized protections such as general liability, property insurance, and commercial auto policies. The agency also offers workers’ compensation and business owner’s policies to address unique operational needs. This local office serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
North American Underwriters serves the Farmington, Connecticut area as a commercial insurance agent. The company works to secure business insurance policies that protect companies from operational risks and liability exposures. Common services include assessing a firm’s property and casualty coverage needs and helping to structure appropriate policy limits. Among the specific commercial insurance services this agency handles in the region are general liability coverage and workers' compensation policies.
Bankers Life provides a comprehensive range of commercial insurance solutions in Farmington, CT, including general liability, property, and business interruption coverage. It designs customized maintenance plans to help local businesses manage risk and file claims efficiently. The agency advises on policy updates and coverage limits to match evolving operational needs. Its commercial team services a diverse portfolio of properties, such as single-family homes, apartment complexes, retail storefronts, and full-service restaurants.
Serving Farmington and the surrounding communities of central Connecticut, Nick Pitruzzello - Independent Insurance Broker & Retirement Planning handles commercial insurance coverage for local businesses. The agency works with owners to assess property, liability, and specialized industry risks. Understanding that every company faces different challenges, it focuses on explaining policy options clearly. For a typical job, the agent reviews current exposures, compares quotes from multiple carriers, and presents tailored solutions that fit the client’s specific operational needs.
Businesses, property managers, and commercial property owners in Farmington, CT rely on this office for claims-related commercial insurance services. As a dedicated claims office, its primary role involves assisting policyholders with the filing and processing of business insurance claims, from initial report to resolution. This location specializes in guiding clients through the complexities of commercial coverage, offering in-person support for claims on property, liability, and related business policies. Its service area extends throughout the greater Hartford metro region, including communities like West Hartford and Newington.
At Insurance Alternatives Inc. in Farmington, CT, one-time service addresses an immediate commercial insurance need, while ongoing coverage protects a business over time through periodic adjustments. This agency advises on policies that guard against property damage, liability claims, and other operational risks common to local enterprises. Plans for their commercial insurance agent services generally operate on a scheduled basis, with regular reviews arranged to match changing business conditions.
Wentworth Insurance specializes in arranging commercial property and liability coverage for small to mid-sized businesses. It generally works with clients in Farmington and surrounding areas to design appropriate insurance programs. The agency helps manage risk for various industries, including retail, professional offices, and light manufacturing. Operations such as seasonal construction firms or retail stores preparing for winter weather often consult Wentworth Insurance to address cold-weather liability and potential snow-related business interruptions.
Lindquist Insurance Associates, Inc. of Farmington, Connecticut provides commercial insurance agent services for local businesses. They primarily help companies assess their risk exposures and secure appropriate liability and property coverage. Additionally, the agency specializes in offering tailored endorsements for specific operational needs, such as equipment breakdown protection or cyber liability policies. These supplemental coverages can adapt standard agreements to the unique demands of various commercial enterprises. Their portfolio typically supports a wide range of sectors, including office environments, warehouse operations, and food service establishments.
The Beam Agency, LLC serves residents in Farmington, Connecticut, with commercial insurance coverage tailored for local businesses. The firm helps clients select policies that address property, liability, and other general business risks common to the area. Services include a review of current coverage needs and assistance with policy adjustments to match changing operations. The agency’s process allows for follow-up consultations between regular visits, ensuring coverage remains aligned with business requirements and any new developments.
As winter snowstorms strain local roads and roofs in Farmington, Gustafson Agencies Inc provides hard-to-find commercial insurance coverage for area businesses. The agency focuses exclusively on professional and liability risks facing retailers, contractors, and service companies throughout Hartford County. Their client work includes policy audits to match coverage with fluctuating inventory or equipment values. Although every commercial policy differs, the agency begins each relationship with an on-site inspection of the business premises.
What Does a a Commercial Insurance Agent in Farmington Cost?
Commercial insurance costs in Connecticut vary widely by industry and coverage needs. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars or more for combined policies. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Farmington
Commercial insurance agents in Farmington Connecticut help business owners find coverage for property liability and workers compensation. Connecticut law requires most employers to carry workers compensation insurance under Chapter 568 of the Connecticut General Statutes. A local agent can explain how these requirements apply to your Farmington business.
Frequently Asked Questions
What types of commercial insurance does a Farmington agent offer?
A Farmington commercial insurance agent offers general liability property insurance commercial auto and workers compensation. They also provide professional liability and cyber insurance for local businesses.
Does Connecticut require businesses to have commercial insurance?
Connecticut requires businesses with one or more employees to carry workers compensation insurance. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Farmington?
Look for an agent licensed in Connecticut with experience in your industry. Ask about their carrier options and how they handle claims. You can verify a license through the Connecticut Insurance Department website.
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