The top-rated commercial insurance agent in Berlin, Connecticut is On the Pike, rated 5.0 stars across 108 reviews. Other highly rated options include Tiffany Nguyen - State Farm Insurance Agent, Kensington Insurance Ltd, Zapex Insurance. This directory lists 10 commercial insurance agents serving Berlin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | On the Pike | 1309 Berlin Tpke | — |
| 2 | Tiffany Nguyen - State Farm Insurance Agent | 212 Mill St | (860) 259-5668 |
| 3 | Kensington Insurance Ltd | 925 Farmington Ave | (860) 828-6525 |
| 4 | Zapex Insurance | 39 Mill St Suite 5 | (203) 295-7554 |
| 5 | Bogden Insurance Agency | 965 Farmington Ave | (860) 828-0310 |
| 6 | Denise M. Paquette: Allstate Insurance | 1463 Berlin Tpke | (860) 829-0319 |
| 7 | JMG Insurance Corp | 1251 Berlin Tpke | (860) 600-8402 |
| 8 | C & A Insurance LLC | 1011 Farmington Ave | (860) 356-0100 |
| 9 | Kader Insurance Agency | 859 Mill St | (860) 770-6555 |
| 10 | Farmers Insurance Morrell Agency | 27 Mill St | (860) 612-8900 |
What Does a a Commercial Insurance Agent in Berlin Cost?
Typical annual costs for commercial insurance in Connecticut vary widely. A small office based business might pay 400 to 1500 for general liability. A contractor or manufacturer often pays 2000 to 8000 or more for combined policies. Workers compensation rates are set by the state and depend on payroll and industry class code. This is general information and not insurance advice. Always consult a licensed agent for your specific needs.
About commercial insurance agents in Berlin
Commercial insurance agents in Berlin Connecticut help local businesses secure coverage for property liability workers compensation and commercial auto. Connecticut law requires businesses with employees to carry workers compensation insurance. An agent can guide you through state specific requirements and find policies that match your operations.
Frequently Asked Questions
What types of commercial insurance do businesses in Berlin Connecticut need?
Common coverages include general liability property insurance workers compensation and commercial auto. Connecticut mandates workers comp for any business with one or more employees. Your agent can also recommend professional liability or cyber insurance based on your industry.
How does Connecticut law affect commercial insurance requirements?
Connecticut General Statutes Section 31-284 requires employers to provide workers compensation coverage. The state also has specific minimum liability limits for commercial auto insurance. An agent familiar with Connecticut regulations can ensure your policies meet these legal standards.
What factors influence the cost of commercial insurance in Berlin Connecticut?
Costs depend on your business type number of employees revenue history and coverage limits. For example a small retail shop might pay 500 to 2000 per year for general liability while a construction firm could pay 3000 to 10000 or more. Your agent will review your risks to find competitive quotes.
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