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Find Commercial Insurance Agents Near You in Waterford, CT

Browse commercial insurance agents serving Waterford, Connecticut. Updated 2026-07-14.

The top-rated commercial insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 10 commercial insurance agents serving Waterford.

Showing 10 commercial insurance agents in Waterford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Waterford117 Boston Post Rd(860) 701-7000
2Acrisure Waterford, CT (SAVA Insurance Group)750 Broad St(860) 437-7282
3Mark Nickerson - GEICO Insurance Agent711 Broad St(860) 865-2060
4Insurance Near Me CT711 Broad St Ext(860) 440-6000
5Smith Brothers Insurance LLC26 Clark Ln(860) 442-1396
6Nickerson Agency711 Broad St Ext(860) 440-6363
7Joe Pangelinan753 Broad St Ext(860) 443-4663
8Bouvier Insurance, A HUB International Company: Waterford1020 Hartford Turnpike(860) 859-9821
9Beecher Carlson Insurance Services914 Hartford Turnpike(860) 440-9779
10Swanson Insurance210 Boston Post Rd(860) 443-1500
AW
117 Boston Post Rd
AAA Waterford
Commercial Insurance Agent · Waterford, CT

AAA Waterford serves businesses throughout New London County and southeastern Connecticut as a commercial insurance agent. The company customizes policies to protect local enterprises from common operational risks. General liability coverage addresses third-party injury or property damage claims. Commercial property insurance safeguards buildings, inventory, and equipment from fire, theft, and storm damage. Workers' compensation policies help manage employee injury costs as required by state law. The agency also handles commercial auto insurance for vehicle fleets and business-owned vehicles operating in the region.

AW
750 Broad St
Acrisure Waterford, CT (SAVA Insurance Group)
Commercial Insurance Agent · Waterford, CT

Acrisure Waterford, CT (SAVA Insurance Group) serves local businesses, property managers, and commercial property owners in need of tailored insurance coverage. The agency helps clients assess their specific risk exposures and secures appropriate policies for general liability, property, and workers’ compensation. Its advisors work closely with each customer to navigate the complexities of commercial protection. The firm extends its services throughout southeastern Connecticut, including the neighboring communities of New London and Groton.

MN
711 Broad St
Mark Nickerson - GEICO Insurance Agent
Commercial Insurance Agent · Waterford, CT

Mark Nickerson - GEICO Insurance Agent in Waterford, CT, provides a full range of commercial insurance options to protect local business operations. Services include coverage for liability, property, and workers’ compensation, tailored to meet the needs of various industries. Ongoing account maintenance and policy reviews ensure that coverage keeps pace with changing business requirements. The company serves a diverse mix of properties, including single-family homes, apartments, retail stores, and restaurants.

IN
711 Broad St Ext
Insurance Near Me CT
Commercial Insurance Agent · Waterford, CT

Insurance Near Me CT serves the Waterford area and surrounding communities in southeastern Connecticut, handling commercial insurance for small to mid-sized local businesses. It provides coverage options such as general liability, property, and workers’ compensation to protect companies against common operational risks. By thoroughly assessing each client’s specific industry exposures and business size, the agency structures tailored policies that address unique liability concerns. For a typical job, it begins with a detailed consultation to identify potential gaps, then compares multiple carrier quotes to secure appropriate limits at competitive rates.

SB
26 Clark Ln
Smith Brothers Insurance LLC
Commercial Insurance Agent · Waterford, CT

Smith Brothers Insurance LLC in Waterford, CT, distinguishes between one-time commercial policy setups and recurring service plans to match business cycles, then focuses on tailoring coverage for property, liability, and workers' compensation needs. Each client’s risk profile guides the selection of appropriate protection limits for their industry. Service runs on an as-needed basis for claims and renewals, with scheduled annual reviews to adjust coverage as business operations evolve.

NA
711 Broad St Ext
Nickerson Agency
Commercial Insurance Agent · Waterford, CT

Nickerson Agency specializes in commercial insurance for businesses in Waterford, Connecticut. It provides coverage for property, liability, and workers’ compensation, serving local enterprises to protect their assets and operations. The agency adapts policies to meet the needs of small and midsize clients. As seasonal storms or winter weather threaten the region, Nickerson Agency helps businesses secure proper coverage against potential property damage and related business interruptions.

JP
753 Broad St Ext
Joe Pangelinan
Commercial Insurance Agent · Waterford, CT

Joe Pangelinan operates as a commercial insurance agent in Waterford, Connecticut, handling the general risk management and liability needs of local businesses. The agency also provides specialized coverage for property, equipment, and business interruption to ensure continuity. Typical clients may include offices requiring professional liability policies, warehouses needing inventory protection, and food service establishments seeking product liability and workers' compensation coverage.

BI
1020 Hartford Turnpike
Bouvier Insurance, A HUB International Company: Waterford
Commercial Insurance Agent · Waterford, CT

As local businesses in Waterford prepare for seasonal shifts in inventory and liability exposure, Bouvier Insurance, A HUB International Company: Waterford provides commercial insurance solutions tailored to these evolving risks. The agency works closely with business owners to address property, liability, and coverage needs specific to the southeast Connecticut market. Each commercial insurance policy is designed to protect against weather-related disruptions, equipment failures, and other operational hazards. An initial risk assessment is typically arranged during a consultation to evaluate a client's unique exposures.

BC
914 Hartford Turnpike
Beecher Carlson Insurance Services
Commercial Insurance Agent · Waterford, CT

Beecher Carlson Insurance Services serves residential clients in the Waterford area by helping secure coverage for homes and personal property. The agency also assists local businesses with commercial insurance policies designed to protect companies from common operational risks. Operating throughout Waterford, Connecticut, the office connects with customers both in person and remotely. After an initial policy is written, the team can arrange periodic coverage reviews to adjust for any changing needs, ensuring clients receive updated protection between regular scheduled visits.

SI
210 Boston Post Rd
Swanson Insurance
Commercial Insurance Agent · Waterford, CT

Swanson Insurance is known as a commercial insurance agent in Waterford, CT, offering business owners a range of coverage options tailored to local industries. They assist with general liability, property insurance, and workers compensation policies designed to protect small and mid-sized enterprises. Their services help clients manage risk and comply with regional regulatory requirements. For businesses needing further protection, Swanson Insurance can add on coverage for commercial auto fleets.

What Does a a Commercial Insurance Agent in Waterford Cost?

Commercial insurance costs in Connecticut vary widely by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates in Connecticut are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. A full package for a mid sized business often ranges from 3000 to 10000 dollars annually. This is general information and not insurance advice.

About commercial insurance agents in Waterford

Commercial insurance agents in Waterford Connecticut help local businesses manage risk and meet legal requirements. Connecticut law requires most employers to carry workers compensation insurance. An agent can explain coverage options for retail shops restaurants and marine businesses common in this coastal town.

Frequently Asked Questions

What types of commercial insurance do Waterford businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. Connecticut law requires workers comp for any business with one or more employees. Agents can also recommend inland marine or cyber liability based on your operations.

How do I find a licensed commercial insurance agent in Waterford?

You can verify an agents license through the Connecticut Insurance Department website. Look for agents who specialize in your industry such as construction hospitality or maritime. Local agents understand Waterfords flood zones and seasonal business patterns.

Does Connecticut have specific insurance requirements for small businesses?

Yes Connecticut requires workers compensation insurance for all employers. Businesses with vehicles must carry commercial auto insurance meeting state minimum liability limits. Some professions like contractors need surety bonds. An agent can review your specific legal obligations.

Commercial Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.