The top-rated commercial insurance agent in Manchester, Connecticut is Germany Jimenez - GEICO Insurance Agent, rated 4.9 stars across 559 reviews. Other highly rated options include Independent Insurance Center. Inc, Ashlee Moore - State Farm Insurance Agent, AAA Manchester. This directory lists 19 commercial insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Germany Jimenez - GEICO Insurance Agent | 372 Middle Turnpike W | (860) 812-6300 |
| 2 | Independent Insurance Center. Inc | 830 Hartford Rd | (860) 646-6050 |
| 3 | Ashlee Moore - State Farm Insurance Agent | 698 Hartford Rd | (860) 533-0999 |
| 4 | AAA Manchester | 1500 Pleasant Valley Rd ste g | (860) 648-7300 |
| 5 | The Insurance Store of CT | 303 E Center St | (860) 645-1960 |
| 6 | River East Insurance, LLC | 545 N Main St Suite B | (860) 615-9980 |
| 7 | Brent Young Agency, LLC | 642 Hilliard St #1226 | (860) 432-5806 |
| 8 | The Dolin Insurance Center, LLC | 553 Middle Tpke E | (860) 649-2200 |
| 9 | Jennifer Zachorewitz: Allstate Insurance | 360 E Center St | (860) 647-8118 |
| 10 | KOA INSURANCE: Ken O'Hara Agency | 48 Purnell Pl Suite 10 | (860) 327-5202 |
Germany Jimenez, a commercial insurance agent serving the Hartford metro area including Manchester, CT, provides businesses with policy guidance and coverage options. The agency helps local companies assess their risk exposure and select appropriate protection for their operations. It works with commercial auto, general liability, and property insurance to safeguard assets against common business liabilities. Specialty services handled in this area include workers’ compensation and business interruption insurance.
Independent Insurance Center, Inc. in Manchester, CT serves small businesses, contractors, and property managers seeking commercial coverage. It works with clients to assess liability, property, and workers' compensation exposures. The agency helps local companies structure policies that address industry-specific risks within the Hartford metro area. Guidance often includes recommendations for protecting assets and managing claims. The firm also serves commercial clients throughout towns such as Vernon and Glastonbury.
Ashlee Moore’s State Farm Insurance Agency serves Manchester, Connecticut, and the surrounding communities, handling commercial insurance for local small and medium-sized businesses. It addresses common needs such as liability, property, and workers’ compensation coverage to help protect commercial operations. The agency begins each client relationship by discussing specific business exposures and tailoring a policy to match those risks while considering the local regulatory landscape. It evaluates current coverage gaps and industry-specific challenges to recommend appropriate options, then works through the application process step by step.
AAA Manchester provides a full range of business insurance solutions for commercial clients in the Manchester, CT area. Its service plans include tailored policy reviews to help identify coverage gaps and adjust limits as operations evolve. Scheduled maintenance consultations ensure that each policy remains aligned with current business inventories and liability exposures. The company serves a diverse commercial client base, including single-family rental properties, apartment complexes, retail establishments, and full-service restaurants.
The Insurance Store of CT in Manchester offers commercial insurance agents who help businesses distinguish between one-time coverage solutions and recurring policy options. Their role involves assessing liability, property, and operational risks common to Connecticut enterprises. Guiding clients through insurer requirements and coverage adjustments are equally essential services. Service operates on both a scheduled review cycle to update policies and an as-needed basis for new acquisitions or sudden risk changes.
River East Insurance, LLC serves residential customers in Manchester, CT, before turning to commercial insurance needs for local businesses. They offer coverage designed to protect company assets, liability, and operations. Their service area includes Manchester and the surrounding Connecticut communities. When a policy is in place, they remain ready to follow up after a claim or at renewal, and they are available to adjust coverages between regular visits as a client’s business evolves.
Operating as a commercial insurance agent, Brent Young Agency, LLC works in Manchester, CT to find proper coverage for company operations. It specializes in adding protection for specific property exposures and general liability. The agency addresses challenges like securing appropriate premiums for business assets and vehicles. Its local presence helps clients understand regional insurance requirements. The agency is capable of serving commercial sectors including offices, warehouses, and food service establishments with tailored policies.
The Dolin Insurance Center, LLC provides commercial insurance services including business liability, property coverage, and workers’ compensation policies for clients in and around Manchester, CT. It also arranges protection for specialized risks such as professional liability, commercial vehicles, and equipment breakdown. The agency helps businesses evaluate their exposure to loss and secure appropriate coverage. It specifically addresses the increased need for property and inventory protection that arises during severe winter weather in this region.
A Manchester business facing a sudden seasonal surge in traffic or inventory needs prompt adjustments to its liability coverage. Jennifer Zachorewitz at Allstate Insurance provides guidance on policies that address these shifting commercial exposures. The agency focuses on helping local owners match their insurance to actual operational risks. Evaluations typically begin by scheduling a thorough inspection of the business premises and reviewing current operations to assess any potential hazards or coverage gaps.
What Does a a Commercial Insurance Agent in Manchester Cost?
Typical costs for a small business general liability policy in Connecticut range from 400 to 1,500 dollars per year for low risk businesses. Workers compensation premiums average 1.50 to 2.50 dollars per 100 dollars of payroll. Commercial auto policies often cost 1,200 to 3,000 dollars annually per vehicle. Actual costs depend on your industry claims history and coverage limits. This is general information not insurance advice.
About commercial insurance agents in Manchester
Commercial insurance agents in Manchester Connecticut help business owners find coverage for liability property and workers compensation. Connecticut law requires most employers to carry workers compensation insurance. An agent can explain how local ordinances and state regulations affect your policy needs.
Frequently Asked Questions
What types of commercial insurance do Manchester businesses need?
Common policies include general liability property insurance and workers compensation. Connecticut law requires workers comp for any business with one or more employees. Agents also offer commercial auto and professional liability coverage.
How do I choose a commercial insurance agent in Manchester?
Look for an agent licensed in Connecticut with experience in your industry. Ask about their knowledge of Manchester specific risks like weather or local zoning rules. Check their reputation with the Connecticut Insurance Department.
What is the typical process for getting a commercial insurance quote?
An agent will review your business operations revenue and number of employees. They then compare policies from multiple carriers. You receive a quote with coverage details and premium costs before you decide.
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