The top-rated commercial insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Nationwide Insurance: Michael Silberberg. This directory lists 10 commercial insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 5 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 8 | Northeastern Underwriters Ltd | 5 Linden Ln | (203) 245-7169 |
| 9 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
| 10 | Cretella & Belowsky Insurance | 2 Samson Rock Dr | (203) 245-4107 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut metro area as a commercial insurance agent, providing policies that protect local business operations from common financial risks. General services include general liability, property coverage, and workers’ compensation, tailored to small and midsize enterprises. As a commercial insurance agent, the company advises clients on risk management adjustments and claims processes within the regional commerce environment. Specific services it handles in this area include commercial auto insurance for delivery fleets and business interruption coverage for retail storefronts.
Lauren LaTorre-Osterling provides specialized commercial insurance agent services to businesses in the Madison area, focusing on tailored coverage options such as general liability and property insurance. Routine policy reviews are offered to help clients adjust protection as their operations grow or change. The company services a range of commercial properties, including single-family homes converted for business use, apartments, retail storefronts, and local restaurants.
Carl Jeppesen: Allstate Insurance serves local business owners, property managers, and commercial property operators in the Madison, Connecticut area. The agency provides commercial insurance agent services, assisting with policy options that cover general liability and property protection for small to midsize enterprises. It also helps clients assess risk for their operations and obtain appropriate coverage solutions from a well-known national carrier. In addition to Madison, this commercial insurance office extends its coverage guidance to clients in the neighboring community of Guilford.
Serving Madison, CT, and the surrounding shoreline communities, Nationwide Insurance: Michael Silberberg provides commercial insurance agent services for local businesses. The agency handles coverage for property, liability, and other operational risks that small to mid-sized companies face daily. It works closely with each client to understand specific exposures, then recommends appropriate policies from its available carrier options. This personalized assessment process helps ensure the selected coverage aligns with the business's unique needs and budget.
Based in Madison, CT, Senior Health and Retirement Services distinguishes between one-time policy placements and recurring service agreements for commercial insurance clients. Coverage can address standard commercial liability, commercial property, and related business protections that meet local operational needs. The company’s approach to working with businesses varies by specific circumstance and client preference. Service for this agency runs on a basis that can be one-time for a single policy or as-needed for periodic adjustments.
Kearney Insurance Agency LLC specializes in crafting commercial insurance policies for local businesses, including general liability and property coverage. Its general services help companies in the Madison area protect their assets and manage risk through customized policy reviews. Business owners often consult the agency when navigating seasonal liabilities such as winter weather damage to commercial roofs or increased slip-and-fall hazards during the holiday shopping period.
As spring storms bring renewal across the shoreline, businesses in Madison continually assess their seasonal exposure to weather-related losses. McLaughlin Associates Insurance Agency addresses these commercial risks by evaluating property, liability, and business interruption needs for local companies. They provide clear guidance on general liability and workers' compensation policies tailored to regional operations. After identifying potential coverage gaps through careful client conversations, the agency determines the most appropriate risk management approach. A scheduled property walkthrough or liability inspection always initiates the detailed assessment process.
Northeastern Underwriters Ltd works with businesses in Madison, Connecticut, securing general liability and property coverage to protect daily operations. As a commercial insurance agent, this company also assists clients with specialized add-ons such as workers’ compensation and business interruption policies to address specific operational risks. These tailored solutions help local enterprises manage unexpected financial setbacks and maintain continuity during disruptions. The agency serves a range of commercial sectors including offices, warehouses, and food service establishments.
Karen E Buck - Aflac Insurance Agent serves the Madison, Connecticut, area by providing residential insurance policies that cover homes and personal belongings. For commercial clients, the agency offers coverage for local businesses of various sizes, addressing general liability and property protection needs. Their service territory includes Madison and the broader shoreline region. Clients typically contact the office for policy adjustments or claims assistance between their regularly scheduled coverage reviews and renewal discussions.
Cretella & Belowsky Insurance in Madison, CT, is known for providing commercial insurance agent services tailored to local businesses. The company works with clients to secure coverage for property, liability, and workers' compensation needs. It also helps business owners review policy details, ensuring adequate protection for their operations. For specialty and higher-risk companies, this agent can add on umbrella liability coverage to extend policy limits beyond standard commercial insurance packages.
What Does a a Commercial Insurance Agent in Madison Cost?
Commercial insurance costs in Connecticut vary by business type size and location. A small retail shop in Madison might pay 500 to 1500 per year for general liability. Workers compensation rates are set by the state and average about 1.50 per 100 dollars of payroll for low risk office work. Property insurance for a small storefront can range from 750 to 3000 annually. This is general information and not insurance advice.
About commercial insurance agents in Madison
Commercial insurance agents in Madison Connecticut help local businesses find coverage for property liability and workers compensation. Connecticut law requires most employers to carry workers compensation insurance under Title 31 of the Connecticut General Statutes. A local agent understands the specific risks for shoreline businesses and retail shops in the Madison area.
Frequently Asked Questions
What types of commercial insurance do Madison businesses need?
Common coverages include general liability commercial property and workers compensation. Connecticut law mandates workers comp for any employer with one or more employees. Agents also recommend cyber liability and business interruption coverage for local firms.
How do I choose a commercial insurance agent in Madison?
Look for an agent licensed in Connecticut with experience in your industry. Ask about their carrier relationships and whether they can bundle policies. Check reviews from other Madison business owners to find a good fit.
Does Connecticut require commercial auto insurance for business vehicles?
Yes Connecticut law requires liability coverage for any business owned vehicle. Minimum limits are 25000 per person and 50000 per accident for bodily injury. A commercial agent can help you get higher limits and physical damage coverage.
Commercial Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford