The top-rated commercial insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include David Perkins - State Farm Insurance Agent, River Valley Insurance Group, UR Choice Insurance. This directory lists 20 commercial insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 3 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 4 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 5 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 6 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 7 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
| 8 | Peck-Glasgow Agency, Inc. | 100 Essex Ct Ste A | (256) 772-9704 |
| 9 | Dowdy Insurance | 7352 Wall Triana Hwy | (256) 425-3566 |
| 10 | Alfa Insurance - Colvert and Klein Agencies | 1593 Hughes Rd suite f | (256) 361-0244 |
River Tree Insurance serves the Madison, Alabama area as a commercial insurance agent. The agency helps local businesses find coverage to protect their operations and assets. It works with a variety of local companies to assess their specific risk exposures. The agency connects businesses with insurance carriers to obtain suitable policies. It handles property and liability coverage for area small businesses. Its services also include helping secure workers’ compensation policies for local employers.
David Perkins - State Farm Insurance Agent provides a range of commercial insurance services for businesses in Madison, AL, including general liability, property, and workers’ compensation coverage. It offers tailored policies to help protect business assets and manage everyday risks, with ongoing support for claims and policy adjustments. Clients can access maintenance plans for periodic coverage reviews to ensure adequate protection as their operations grow. The agency services properties such as single-family homes, apartments, retail locations, and restaurants.
River Valley Insurance Group serves businesses and property managers throughout the Madison area, offering tailored commercial insurance policies to protect their assets and operations. The agency works closely with clients to assess risk and secure appropriate general liability, property, and business coverage. Its team understands the unique challenges facing local enterprises, from small retail shops to larger commercial landlords. Continuing its commitment to convenient access, the firm also covers neighboring communities within the Huntsville metropolitan corridor, including the surrounding Limestone County region.
UR Choice Insurance serves Madison, AL, and the surrounding communities of Huntsville, Athens, and Decatur. It handles a range of commercial insurance needs for small to mid-sized businesses in the area. The agency assists clients with general liability, property coverage, and workers’ compensation policies. It focuses on matching business owners with appropriate coverage options from multiple carriers. For a typical job, it first reviews the client’s specific operations and exposures, then compares available plans to recommend a suitable insurance solution without overcomplicating the process.
Legacy Insurance in Madison, AL offers both one-time commercial policies for specific projects and recurring coverage options for ongoing business operations. These policies address liability, property damage, and other standard exposures that local companies in Huntsville and surrounding areas commonly face. Professional agents review each client’s operational risks before recommending appropriate coverage limits and terms. Their service runs on an as-needed basis, allowing business owners to request policy reviews, adjustments, or new quotes whenever their circumstances or coverage requirements change.
River Tree Insurance Services Inc in Madison, AL offers specialty commercial policies for area businesses, including general liability, property, and workers’ compensation coverage. The agency works closely with local enterprises to assess unique operational risks and secure appropriate protection for their assets and daily activities. As seasonal weather events like spring storms and summer heat waves approach, it helps companies review and adjust their coverage for potential property damage and business interruption scenarios.
Grier Insurance serves businesses, property managers, and homeowners in Madison, Alabama. It provides commercial insurance policies that protect companies from liability, property damage, and operational risks. The agency also offers guidance on coverage options tailored to local business needs. For homeowners, it secures policies that safeguard residences and personal assets in the area. Grier Insurance additionally covers clients in the nearby Huntsville metro region, ensuring broad access to its commercial insurance services throughout Madison County.
As local businesses in Madison plan for seasonal inventory fluctuations or property upgrades, Peck-Glasgow Agency, Inc. helps commercial clients secure appropriate insurance coverage tailored to their operations. The agency guides business owners through evaluating common risks such as liability, property damage, and business interruption. Their process begins with a thorough review of each client’s current exposures and coverage gaps. A licensed agent then conducts an on-site inspection of the commercial premises to assess safety protocols, building conditions, and equipment before recommending policy options.
Located in Madison, AL, Dowdy Insurance assists local businesses in securing essential commercial coverage. The agency works to safeguard companies from common operational risks, including property damage and liability claims. Commercial auto and workers' compensation protection can be added as needed, and policies are tailored to address industry-specific hazards. Dowdy Insurance serves a range of commercial sectors, from professional offices and retail warehouses to food service establishments.
What Does a a Commercial Insurance Agent in Madison Cost?
Typical costs for commercial insurance in Alabama vary by business size and industry. A small business general liability policy may cost between 400 and 1 500 dollars per year. Workers compensation premiums average around 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can range from 1 200 to 3 000 dollars annually. These figures are estimates and your actual cost depends on your specific risks and coverage needs. This is general information and not insurance advice.
About commercial insurance agents in Madison
Commercial insurance agents in Madison Alabama help businesses find coverage for property liability and workers compensation. Alabama law requires most businesses with five or more employees to carry workers compensation insurance. Agents can also advise on business auto and general liability policies tailored to Madison industries like manufacturing and technology.
Frequently Asked Questions
What types of commercial insurance do agents in Madison offer?
Agents in Madison offer general liability property insurance workers compensation and commercial auto coverage. They also provide professional liability and cyber insurance for local businesses.
Is commercial auto insurance required in Alabama?
Alabama state law requires businesses that own vehicles to carry liability insurance. The minimum limits are 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident.
How do Alabama workers compensation laws affect my business?
Alabama law mandates workers compensation for employers with five or more employees. Coverage pays for medical bills and lost wages for work related injuries. An agent can help you comply with these requirements.