ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Fairhope, AL

Browse commercial insurance agents serving Fairhope, Alabama. Updated 2026-07-14.

The top-rated commercial insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Globe Life Liberty National Division: The Lambeth Agencies. This directory lists 17 commercial insurance agents serving Fairhope.

Showing 17 commercial insurance agents in Fairhope, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rick Phyfer - State Farm Insurance Agent19416 S Greeno Rd(251) 928-7500
2Farmers Insurance - Andrew Malone104 Professional Park Dr(251) 990-4000
3Chase Herrin - State Farm Insurance Agent21611 State Hwy 181 Ste A(251) 929-2020
4Globe Life Liberty National Division: The Lambeth Agencies106 N Greeno Rd(866) 400-2395
5Alliance Insurance Group19009 State Hwy 181(251) 281-0082
6Steadfast Insurance9959 Windmill Rd(251) 202-4207
7Scott Soulant: Allstate Insurance504 N Section St(251) 990-9553
8Empower Insurance Solutions193 Falls Creek St(251) 880-6108
9The Myrick Agency860 Edwards Ave(251) 517-5600
10Magic City Insurance Group, LLC7 Bayview St S(251) 230-2820
RP
19416 S Greeno Rd
Rick Phyfer - State Farm Insurance Agent
Commercial Insurance Agent · Fairhope, AL

Rick Phyfer - State Farm Insurance Agent serves Fairhope, AL and the surrounding Baldwin County area as a commercial insurance agent. The company works with local business owners to assess their unique liability exposures and property coverage needs. It provides policies designed to protect against common operational risks, including damage to commercial buildings and loss of business income. Specific services handled in this area include commercial auto insurance for company vehicles and general liability coverage for small retail shops.

FI
104 Professional Park Dr
Farmers Insurance - Andrew Malone
Commercial Insurance Agent · Fairhope, AL

Farmers Insurance - Andrew Malone provides commercial insurance for businesses in Fairhope and the surrounding area. Services include general liability, property, and workers’ compensation coverage tailored to local enterprises. The agency works closely with clients to review policies and adjust coverage as needs evolve. Existing clients receive ongoing support for claims and policy changes. Andrew Malone serves a mix of commercial properties, including single-family homes used for business, apartments, retail storefronts, and local restaurants.

CH
21611 State Hwy 181 Ste A
Chase Herrin - State Farm Insurance Agent
Commercial Insurance Agent · Fairhope, AL

Chase Herrin - State Farm Insurance Agent serves homeowners, businesses, and property managers in Fairhope, Alabama, with tailored commercial insurance policies. The agency provides coverage options for general liability, property, and workers’ compensation to protect local operations from common risks. Professional assistance is available to review policy details and adjust limits as a business grows or changes. This agency also extends its commercial insurance services to clients in the neighboring Daphne and Spanish Fort communities across Baldwin County.

GL
106 N Greeno Rd
Globe Life Liberty National Division: The Lambeth Agencies
Commercial Insurance Agent · Fairhope, AL

Serving Fairhope, Alabama, and the surrounding communities of Baldwin County, Globe Life Liberty National Division: The Lambeth Agencies provides commercial insurance solutions for local business owners. It handles general liability, property coverage, and workers' compensation policies to protect companies from common operational risks. The agency customizes each policy by reviewing a business's specific exposures and revenue streams. It then matches those needs with appropriate coverage limits from its carrier options to build a practical risk management plan.

AI
19009 State Hwy 181
Alliance Insurance Group
Commercial Insurance Agent · Fairhope, AL

Alliance Insurance Group in Fairhope, AL offers both one-time policies for specific commercial projects and recurring coverage for ongoing business operations. Its services include general liability, property, and workers’ compensation insurance designed to protect local enterprises from common operational risks. The agency assesses each client’s exposure to recommend tailored plans that meet industry regulations and budget constraints. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s evolving coverage needs and policy renewal timelines.

SI
9959 Windmill Rd
Steadfast Insurance
Commercial Insurance Agent · Fairhope, AL

As local businesses on Alabama’s Gulf Coast prepare for hurricane season, Steadfast Insurance in Fairhope helps commercial clients secure coverage that addresses storm-related risks and property protection. The agency works with a range of industries to tailor policies that meet specific operational needs, from liability protection to workers’ compensation. By evaluating each client’s unique exposure to regional weather and business liability, the company starts every new policy relationship by scheduling a thorough on-site inspection of the premises.

SS
504 N Section St
Scott Soulant: Allstate Insurance
Commercial Insurance Agent · Fairhope, AL

Scott Soulant: Allstate Insurance in Fairhope, AL, provides commercial insurance coverage for local businesses. It focuses on protecting assets against common operational risks such as property damage and liability claims. The agency helps business owners secure appropriate policies to safeguard their daily operations and financial investments. Commercial sectors that can be served by this agency include offices, warehouses, and food service establishments to meet their specific insurance needs.

EI
193 Falls Creek St
Empower Insurance Solutions
Commercial Insurance Agent · Fairhope, AL

Based in Fairhope, AL, Empower Insurance Solutions assists residents with their homeowners and auto insurance needs. For local businesses, the agency offers commercial insurance coverage to protect against property and liability risks throughout Baldwin County. Agents work closely with clients to identify exposures and tailor policies to specific operational requirements. After an initial policy is secured, the agency schedules regular reviews to adjust coverage as the business evolves and to maintain ongoing service between claims or renewal periods.

MA
860 Edwards Ave
The Myrick Agency
Commercial Insurance Agent · Fairhope, AL

The Myrick Agency specializes in commercial insurance for businesses operating along the Gulf Coast, offering tailored coverage for property, liability, and workers’ compensation. It serves local companies in Fairhope, AL, by assessing unique operational risks and recommending appropriate policy structures to safeguard assets and income. As seasonal events such as hurricane season approach, the agency helps business owners review their windstorm and flood endorsements to ensure adequate protection before storms threaten the region.

MC
7 Bayview St S
Magic City Insurance Group, LLC
Commercial Insurance Agent · Fairhope, AL
MI
104 Professional Park Dr
Malone Insurance agency
Commercial Insurance Agent · Fairhope, AL
(251) 990-4000
maloneinsurance.com
PI
402 Bellangee Ave
Pitman Insurance
Commercial Insurance Agent · Fairhope, AL
(251) 928-9786
pitmaninsurance.com
ES
21036 State Hwy 181
Eastern Shore Insurance Agency
Commercial Insurance Agent · Fairhope, AL
(251) 928-6256
easternshoreinsurance.net
RJ
101 N Section St
Robertson John A Insurance Agency Inc
Commercial Insurance Agent · Fairhope, AL
(251) 928-2163
robertsoninsuranceinc.com/contact
AC
520 N Greeno Rd
ALABAMA COASTAL INSURANCE
Commercial Insurance Agent · Fairhope, AL
(251) 929-4672
alcoastalinsurance.com
PI
202 Fairwood Blvd
Pathway Insurance Group
Commercial Insurance Agent · Fairhope, AL
(251) 279-6373
pathwayinsgroup.com/contact-us
TI
319 Fairhope Ave
Tidewater Insurance Agency
Commercial Insurance Agent · Fairhope, AL
(251) 800-8433
tidewaterins.net

What Does a a Commercial Insurance Agent in Fairhope Cost?

Commercial insurance costs in Alabama vary widely by industry size and location. A small retail shop in Fairhope might pay 500 to 1500 per year for general liability. Workers compensation rates in Alabama average about 1.50 per 100 dollars of payroll. Flood insurance in coastal areas can cost 700 to 2000 annually. This is general information and not insurance advice.

About commercial insurance agents in Fairhope

Commercial insurance agents in Fairhope Alabama help local businesses manage risks specific to the Gulf Coast region. These agents can advise on coverage for hurricane exposure and liability under Alabama law. They also assist with workers compensation insurance which is required for most Alabama employers with five or more employees.

Frequently Asked Questions

What types of commercial insurance are common for Fairhope businesses?

Common types include general liability property insurance workers compensation and commercial auto. Many Fairhope businesses also purchase flood insurance due to the coastal location. Alabama law does not require flood insurance but mortgage lenders often do.

How do I find a commercial insurance agent in Fairhope Alabama?

You can search online directories or ask other local business owners for referrals. The Alabama Department of Insurance website has a license lookup tool to verify an agents credentials. You can also contact the Fairhope Chamber of Commerce for recommendations.

Does Alabama law require commercial insurance for businesses?

Yes Alabama requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability insurance is not mandated by state law but is often required by landlords or clients.

Commercial Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.