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Find Commercial Insurance Agents Near You in Decatur, AL

Browse commercial insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated commercial insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,156 reviews. Other highly rated options include Highstreet Kilgro Insurance Agency, Acceptance Insurance, Providence Insurance. This directory lists 20 commercial insurance agents serving Decatur.

Showing 20 commercial insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
3Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
4Providence Insurance107 Grant St SE(256) 277-1481
5AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
6Standridge Insurance Group713 6th Ave SE(256) 476-4068
7Akin & Associates Insurance Group - Priceville468 Hwy 67 S(256) 355-8500
8Alabama Insurance Services2132 6th Ave SE Suite 105(256) 355-0413
9Ken Williams Insurance - Equity Insurance Group901 Wimberly Dr SW B(256) 552-5522
10Stovall-Marks Insurance2601 Danville Rd SW(256) 355-7951
DA
116 14th St SW Suite D
Direct Auto Insurance
Commercial Insurance Agent · Decatur, AL

Direct Auto Insurance in Decatur, Alabama, works with residents on their personal insurance needs, then transitions to provide commercial coverage for local businesses. Serving the Decatur area and surrounding communities, the agency helps entrepreneurs and companies with their liability and property policies. Their approach to commercial insurance ensures clients receive appropriate protection for their operations. Between scheduled visits, customers can follow up on their accounts or request adjustments to existing policies for ongoing service needs.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Commercial Insurance Agent · Decatur, AL

Highstreet Kilgro Insurance Agency serves the Decatur, Alabama, area as a commercial insurance agent. It assists businesses in the region with securing essential coverage to protect their operations and assets. The agency works with local companies to identify appropriate insurance policies that address common commercial risks. Its services include advising clients on their coverage needs and helping them navigate the insurance marketplace. This agency specifically handles general liability insurance and workers’ compensation insurance for businesses in this area.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Commercial Insurance Agent · Decatur, AL

Acceptance Insurance provides a range of commercial insurance agent services, including risk assessment and policy placement for local businesses. It offers routine service plan reviews to ensure coverage remains aligned with evolving operations and liabilities. Additional maintenance plans involve periodic audits and updates as business assets fluctuate. The agency serves properties such as single-family homes, apartment complexes, retail storefronts, and restaurants.

PI
107 Grant St SE
Providence Insurance
Commercial Insurance Agent · Decatur, AL

Providence Insurance provides a full range of commercial insurance services, from general liability to property and workers' compensation coverage. It offers tailored risk management plans to protect business operations and assists with routine policy reviews to ensure adequate protection as needs change. Ongoing support includes claims assistance and coverage adjustments for evolving commercial exposures. The agency serves a variety of property types in Decatur, Alabama, including single-family homes, apartments, retail establishments, and restaurants.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Commercial Insurance Agent · Decatur, AL

AL Auto Insurance serves businesses, commercial property owners, and enterprises throughout Decatur, Alabama. It offers commercial insurance agent services designed to help companies secure appropriate liability, property, and vehicle coverage for their operations. Clients rely on the agency to explain policy options, assess risk exposures, and place coverage with reputable carriers. The firm assists local retailers, contractors, and service providers in managing their insurance needs. It also provides the same commercial insurance services to businesses in the neighboring community of Athens in Limestone County.

SI
713 6th Ave SE
Standridge Insurance Group
Commercial Insurance Agent · Decatur, AL

Standridge Insurance Group serves Decatur, Alabama, and the surrounding communities across Morgan and Limestone counties. It handles commercial insurance for local small businesses, covering general liability, property, and workers' compensation needs. The agency assists operations in retail, construction, and light manufacturing with appropriate risk protection. When approaching a typical job, it begins by reviewing the client’s daily operations to identify exposures and then matches coverage limits to the business’s specific activities and asset values.

AA
468 Hwy 67 S
Akin & Associates Insurance Group - Priceville
Commercial Insurance Agent · Decatur, AL

At Akin & Associates Insurance Group - Priceville in Decatur, AL, the primary specialty is providing commercial insurance coverage tailored to various local business operations. The agency also offers general risk management services for enterprises across the region. This work includes helping owners navigate coverage for property, liability, and workers' compensation needs. For businesses in north Alabama, it can be particularly valuable during the spring storm season, when companies may require temporary protection for inventory and equipment against potential weather damage.

AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Commercial Insurance Agent · Decatur, AL

Alabama Insurance Services assists commercial clients in Decatur with both one-time policies for specific projects and recurring coverage for ongoing operations. The agency offers standard business insurance solutions addressing liability, property, and workers’ compensation needs common to local enterprises. Services are available to meet the demands of clients throughout the area. Service runs on either a one-time basis for single placements or a scheduled recurring basis for annual policy renewals and periodic reviews.

KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Commercial Insurance Agent · Decatur, AL

Ken Williams Insurance - Equity Insurance Group operates as a commercial insurance agent serving Decatur, Alabama, assisting businesses with their general liability and property coverage needs. The agency’s specialty includes customizable add-ons such as equipment breakdown protection and loss-control planning to mitigate operational risks. Commercial clients in various sectors can secure tailored policies, including for offices, warehouses, and food service establishments.

SM
2601 Danville Rd SW
Stovall-Marks Insurance
Commercial Insurance Agent · Decatur, AL

As winter storms and spring hail season threaten Decatur’s commercial properties, businesses rely on Stovall-Marks Insurance to review their current coverage and identify potential gaps. This local commercial insurance agent helps owners navigate policies for general liability, property protection, and other standard business exposures. They assess each client’s specific risk profile, comparing terms from multiple carriers to find appropriate limits and deductibles. An initial on-site inspection of the business premises and operations is typically scheduled to begin tailoring a coverage recommendation.

SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Commercial Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
WA
1904 Flint Rd SE
Webb-Awtrey Agency - American National Insurance
Commercial Insurance Agent · Decatur, AL
(256) 355-8215
da-ins.net
KI
815 Bradley St SW
Knight Insurance Agency
Commercial Insurance Agent · Decatur, AL
(256) 350-8139
SA
101 14th St SW
Stough & Associates Insurance Agency
Commercial Insurance Agent · Decatur, AL
(256) 340-1905
KI
401 Grant St SE
King Insurance Agency
Commercial Insurance Agent · Decatur, AL
(256) 353-1460
PG
2708 6th Ave SE Building 2 Suite A
Peck-Glasgow Insurance
Commercial Insurance Agent · Decatur, AL
(256) 350-7296
peck-glasgow.com/decatur
AI
2314 6th Ave SE ste e
Alfa Insurance - The Hatfield & Garland Agency
Commercial Insurance Agent · Decatur, AL
(256) 353-1591
alfainsurance.com
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Commercial Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
AI
2708 Hwy 31 S Ste C
American Insurance Agency
Commercial Insurance Agent · Decatur, AL
(256) 353-8004
americaninsurance.net
WW
1000 Beltline Rd SW j
Will Wright Agency
Commercial Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com

What Does a a Commercial Insurance Agent in Decatur Cost?

Typical costs for a small business commercial insurance package in Alabama range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and classification often starting at 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 dollars annually per vehicle. These are general estimates and actual costs depend on your specific business risks coverage limits and claims history. This information is general and not insurance advice.

About commercial insurance agents in Decatur

Commercial insurance agents in Decatur Alabama help local businesses secure coverage for property liability and workers compensation. Alabama law requires most employers with five or more employees to carry workers compensation insurance. Agents in the Decatur area understand the specific risks for industries like manufacturing agriculture and logistics common to North Alabama.

Frequently Asked Questions

What types of commercial insurance do Decatur businesses need?

Common coverages include general liability commercial property workers compensation and commercial auto. Businesses in Decatur may also need inland marine or equipment breakdown insurance depending on their industry.

How do I choose a commercial insurance agent in Decatur Alabama?

Look for an agent licensed in Alabama with experience in your industry. Ask about their carrier network and whether they can bundle policies to reduce costs. Check their reviews with the Alabama Department of Insurance.

Does Alabama law require commercial auto insurance for business vehicles?

Yes Alabama requires minimum liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 25 thousand dollars for property damage. Higher limits are recommended for commercial vehicles.

Commercial Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.