The top-rated business insurance agent in Eastpointe, Michigan is L.A. Insurance, rated 4.8 stars across 190 reviews. Other highly rated options include Paul M. Vizzaccaro: Allstate Insurance, State Farm Insurance, Margaret Cuva - State Farm Insurance Agent. This directory lists 11 business insurance agents serving Eastpointe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 18805 E 9 Mile Rd | (586) 541-8217 |
| 2 | Paul M. Vizzaccaro: Allstate Insurance | 18800 E 9 Mile Rd | (586) 778-1144 |
| 3 | State Farm Insurance | 22430 Gratiot Ave Unit 544 | (586) 224-0325 |
| 4 | Margaret Cuva - State Farm Insurance Agent | 18530 E 9 Mile Rd | (586) 777-8855 |
| 5 | Riggi & Associates Inc | 24742 Gratiot Ave | (586) 771-5400 |
| 6 | K Mathes Insurance Agency | 23333 Gratiot Ave | (586) 522-4733 |
| 7 | Davis Insurance Group Agency LLC | 22216 Gratiot Ave | (586) 439-1130 |
| 8 | LSI Insurance | 23801 Gratiot Ave | (586) 859-5060 |
| 9 | Eastpointe Car & Gold Exchange | 14811 E 9 Mile Rd | (586) 445-2020 |
| 10 | Leidecker Insurance Inc | 18400 E 9 Mile Rd | (586) 777-9334 |
L.A. Insurance in Eastpointe, Michigan, specializes in providing business insurance agent services, including policy analysis and coverage selection for local enterprises. It also supports companies with risk assessment and claims assistance for general liability and property protection. The agency helps businesses navigate liability exposures common in Michigan’s retail and service industries. During the winter season, it assists firms with workers’ compensation adjustments related to slip-and-fall weather hazards.
Paul M. Vizzaccaro: Allstate Insurance serves the Eastpointe, Michigan, metro area, offering a range of business insurance solutions. This agency provides coverage options to help protect local companies from financial losses due to common operational risks. Policies can address property damage, liability claims, and other business-related exposures. The agency aims to tailor a plan that matches each business’s unique needs and industry. Handling professional liability and commercial property policies, it assists local entrepreneurs in safeguarding their assets and daily operations.
As local businesses in Eastpointe prepare for the busy holiday season, they often need to reassess their liability coverage. State Farm Insurance in Eastpointe, Michigan, supports these clients as a Business Insurance Agent by helping evaluate general liability and commercial property policies. The agent reviews operational risks common to local retail and service companies. A thorough on-site inspection of the business premises and current policy documents is the initial step when a new commercial client requests a coverage assessment.
Margaret Cuva - State Farm Insurance Agent offers a comprehensive range of business insurance solutions for the Eastpointe, MI area, including general liability, property, and workers' compensation coverage. The agency provides ongoing support with policy reviews and claims assistance to help business owners maintain appropriate protection as their needs evolve. This practice serves a diverse mix of commercial properties, including single-family homes, apartment buildings, retail stores, and restaurants.
Riggi & Associates Inc provides insurance solutions for homeowners, businesses, and property managers in Eastpointe, MI. The agency works with local enterprises to secure coverage for general liability, property, and commercial auto exposures. Their team assists entrepreneurs in assessing risks and selecting appropriate policies tailored to their operational needs. They regularly serve clients throughout Greater Macomb County, including the nearby city of St. Clair Shores.
K Mathes Insurance Agency serves Eastpointe, Michigan, and the surrounding communities within Macomb County. The agency handles a full range of commercial insurance products, including general liability, property coverage, and workers' compensation policies for local businesses. As a business insurance agent, it works with clients to identify specific operational risks. For a typical job, the agency begins by reviewing a company's current exposures and then customizes coverage recommendations to match the client's unique operational needs.
Business insurance agents offer both one-time policy setup and ongoing service options to manage evolving coverage needs. Davis Insurance Group Agency LLC in Eastpointe, MI, assists local businesses in securing policies that protect against common operational risks and liability exposures in the area. This includes general liability, property, and workers’ compensation coverage tailored to small and mid-sized enterprises. Service runs primarily on an as-needed basis, though scheduled policy reviews and renewal support are available to ensure coverage remains aligned with current business activities.
LSI Insurance specializes in business insurance solutions, including general liability, property coverage, and commercial auto policies tailored to small and mid-sized operations in Eastpointe, MI. It also serves as a full-service agency, helping local enterprises navigate risk management and liability protection. For companies facing seasonal fluctuations typical in Southeast Michigan, it provides flexible coverage adjustments to safeguard inventory and equipment during winter slowdowns or summer construction peaks.
Eastpointe Car & Gold Exchange provides business insurance to local companies in Eastpointe, MI, offering general liability policies and a range of specialty add-ons such as cyber liability protection and equipment breakdown coverage. The agency helps business owners review risks and secure appropriate policies tailored to their operations. This commercial coverage can serve a variety of sectors, including offices, warehouses, food service establishments, and retail storefronts.
As local businesses in Eastpointe prepare for the new fiscal year, Leidecker Insurance Inc supports them by securing the right business insurance agent services. They help owners navigate the seasonal liability risks that arise during busy periods like the winter holidays or summer construction months. Their process focuses on reviewing a client’s current coverage gaps before recommending policy adjustments. Each new relationship begins with a thorough initial assessment and on-site inspection of the business premises.
What Does a a Business Insurance Agent in Eastpointe Cost?
Typical costs for a small business insurance policy in Michigan range from 400 to 1500 dollars per year for general liability. Workers compensation costs vary by payroll and industry but average around 1 to 2 dollars per 100 dollars of payroll. Commercial property insurance may add 500 to 3000 dollars annually depending on building value and location. These are general estimates and your actual cost will depend on your business type size and claims history. This information is general and does not constitute insurance advice.
About business insurance agents in Eastpointe
Business insurance agents in Eastpointe Michigan help local companies find coverage that fits their needs. Michigan law requires all businesses with employees to carry workers compensation insurance. An agent can guide you through options for general liability commercial property and other essential policies.
Frequently Asked Questions
What types of business insurance are common in Eastpointe Michigan?
Common policies include general liability insurance commercial property insurance workers compensation and commercial auto insurance. Many Eastpointe businesses also buy professional liability or cyber insurance depending on their industry.
Does Michigan require businesses to have insurance?
Yes Michigan law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I choose a business insurance agent in Eastpointe?
Look for an agent who is licensed in Michigan and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. A good agent will review your specific risks and explain policy details clearly.
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