The top-rated business insurance agent in Dearborn Heights, Michigan is AAA Insurance - Ahmad Nassar Agency, rated 4.9 stars across 246 reviews. Other highly rated options include Brightway Insurance, The Nahid Hammad Agency, ND Insurance Advisors, L.A. Insurance. This directory lists 11 business insurance agents serving Dearborn Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Insurance - Ahmad Nassar Agency | 26429 Ford Rd | (313) 777-1818 |
| 2 | Brightway Insurance, The Nahid Hammad Agency | 24626 Ford Rd | (313) 752-2000 |
| 3 | ND Insurance Advisors | 24500 Ford Rd Ste 50 | (313) 530-5022 |
| 4 | L.A. Insurance | 4629 S Telegraph Rd | (313) 436-5110 |
| 5 | Get Life Insurance | 6802 Mayburn St | (313) 561-2486 |
| 6 | Sean McGraw - State Farm Insurance Agent | 24951 W Warren St | (313) 278-4567 |
| 7 | AAA Insurance - Wahab & Associates | 8240 N Telegraph Rd | (313) 278-1200 |
| 8 | ARZ INSURANCE AGENCY-AMAL ATTAL | 24500 Ford Rd # 5 | (313) 283-2863 |
| 9 | Goosehead Insurance - Hassan Amen | 24614 Ford Rd | (313) 635-4699 |
| 10 | Toler-Stemen Insurance Agency | 23550 Ford Rd | (313) 278-1949 |
AAA Insurance - Ahmad Nassar Agency serves the Dearborn Heights, Michigan area as a business insurance agent. This agency offers commercial insurance policies designed to protect local companies from financial losses. Standard products provided include general liability coverage and commercial property insurance for small to mid-sized businesses. The agency also advises clients on appropriate risk management strategies. Specific services handled in this region include workers' compensation and commercial auto insurance for area businesses.
Brightway Insurance, The Nahid Hammad Agency in Dearborn Heights, MI provides business insurance agent services, including helping clients identify appropriate commercial coverage options and managing policy renewals. Its maintenance offerings include annual policy reviews and assistance with adjusting coverage as businesses grow or change. The agency services a variety of local properties, such as single-family homes with home-based businesses, apartments, retail stores, and restaurants.
ND Insurance Advisors serves homeowners, businesses, and property managers in Dearborn Heights, Michigan, offering business insurance agent services to protect local enterprises. The agency works with clients to identify coverage needs for commercial property, liability, and other standard exposures. Professionals here assist business owners in comparing policies from multiple carriers to find suitable options. The firm also extends its services to neighboring communities throughout the western Wayne County metro area.
L.A. Insurance serves Dearborn Heights, Michigan, and the surrounding communities, handling a full range of business insurance policies to protect local companies from financial risks. The agency covers general liability, property coverage, and workers' compensation for small to mid-sized enterprises in the area. It carefully assesses each client’s specific operations to tailor coverage that addresses their unique vulnerabilities. For a typical job, it begins by reviewing the business’s daily activities and assets to identify potential exposures before recommending an appropriate policy package.
Get Life Insurance in Dearborn Heights, Michigan, distinguishes between one-time policy placements and recurring service plans. Its core coverage as a business insurance agent includes property, liability, and workers' compensation protection tailored to the needs of local companies. The firm consults with business owners to evaluate risk and recommends either a single policy or an ongoing service package based on operational demands. Support for claims and coverage adjustments is provided on both a scheduled and an as-needed basis throughout the year.
Serving Dearborn Heights and the surrounding communities, Sean McGraw - State Farm Insurance Agent provides business insurance coverage for local companies. The agency handles general liability, property insurance, and commercial auto policies to protect business assets. It also offers workers’ compensation and professional liability plans tailored for various industries. For every client, the agency begins with a detailed review of company operations to identify specific risks, then customizes coverage options to meet those needs before finalizing the policy.
Located in Dearborn Heights, Michigan, AAA Insurance - Wahab & Associates specializes in providing liability coverage for commercial properties and helping local businesses protect their assets. The agency works closely with clients to assess operational risks, tailor general and professional liability policies, and address the unique exposures of small and midsize enterprises. It guides clients through the important annual review of their coverage to account for seasonal inventory changes and weather-related disruptions that can significantly impact business continuity during Michigan’s harsh winter months.
As the Michigan winter gives way to spring and local businesses in Dearborn Heights begin reopening patios and resuming outdoor work, ARZ INSURANCE AGENCY-AMAL ATTAL provides business insurance policies to protect these seasonal operations. The agency helps restaurateurs, retailers, and service providers secure appropriate liability and property coverage. Each commercial client’s specific fleet size, storefront location, or daily foot traffic is reviewed. A professional will first inspect the business premises and review current operations to recommend tailored policy options.
Goosehead Insurance - Hassan Amen provides residential insurance services for homeowners in Dearborn Heights. The agency also offers commercial coverage tailored to local business insurance agent needs, supporting small and mid-sized enterprises in managing property and liability risks. Serving the greater Dearborn Heights area, the office connects clients with policies from multiple carriers to match their specific requirements. After an initial policy is in place, the agent follows up regularly to review coverage and address any changes between scheduled visits.
Toler-Stemen Insurance Agency provides business insurance solutions for companies based in and around Dearborn Heights, MI. The agency specializes in general liability, property coverage, and workers’ compensation policies tailored to local commercial needs. It also offers additional endorsements such as employment practices liability and cyber liability insurance for risk management. This agent serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Business Insurance Agent in Dearborn Heights Cost?
Business insurance costs in Michigan vary widely by industry size and location. A small retail shop in Dearborn Heights might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for general liability and workers comp combined. Factors like payroll revenue and claims history heavily influence rates. This is general information not insurance advice.
About business insurance agents in Dearborn Heights
Business insurance agents in Dearborn Heights Michigan help local companies find coverage that meets state requirements and protects against common risks. Michigan law requires most employers to carry workers compensation insurance and businesses with vehicles need auto liability coverage. An agent can explain how Dearborn Heights zoning and local regulations affect your policy needs.
Frequently Asked Questions
What types of business insurance are required in Michigan?
Michigan law requires workers compensation insurance for most employers with one or more employees. Businesses with company vehicles must have auto liability coverage. Other coverages like general liability and property insurance are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Dearborn Heights?
Look for an agent licensed in Michigan who has experience with your industry. Ask about their knowledge of Dearborn Heights specific risks such as flood zones or local building codes. Check their reviews and confirm they work with multiple insurance carriers to compare quotes.
Can a business insurance agent help me lower my premiums?
Yes an agent can review your operations and suggest risk management improvements like safety training or security systems that may qualify for discounts. They can also shop your coverage among different insurers to find competitive rates. However final premium depends on your business type claims history and coverage limits.
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