ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Bay City, MI

Browse business insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated business insurance agent in Bay City, Michigan is Farmers Insurance - Mark Townsend, rated 4.8 stars across 159 reviews. Other highly rated options include Weaver Group Insurance Agency, MCI Insurance, The Kory Agency. This directory lists 20 business insurance agents serving Bay City.

Showing 20 business insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
2Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
3MCI Insurance701 N Madison Ave(989) 892-5541
4The Kory Agency900 S Euclid Ave(989) 391-5200
5Superior Insurance Group916 Washington Ave SUITE 210(989) 893-7651
6Farmers Insurance - Miranda Keenan264 Uptown Dr(989) 671-9899
7Michael Hayes Agency/Farm Bureau Insurance509 S Euclid Ave(989) 684-4160
8Hine-Knopp-Vernon Insurance Agency501 E Midland St(989) 894-2769
9Future Insurance Agency501 S Euclid Ave(989) 922-0049
10DuRussel Insurance Agency3741 Wilder Rd # C(989) 671-8206
FI
509 E Midland St
Farmers Insurance - Mark Townsend
Business Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend serves Bay City, MI, and the surrounding county, offering commercial insurance solutions for local enterprises. The agency helps small and medium-sized businesses protect their assets through tailored coverage plans. General liability policies safeguard against common operational risks, while property insurance covers buildings and inventory from damage or loss. Workers' compensation policies provide employee injury protection as required by Michigan law. Commercial auto coverage is also available for company vehicles. This agency handles business interruption insurance and inland marine coverage for equipment in transit.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Business Insurance Agent · Bay City, MI

Weaver Group Insurance Agency provides a comprehensive range of business insurance solutions for commercial clients in the Bay City, MI area. It offers ongoing service plans to review coverage needs and adjust policies as businesses grow or change. Regular maintenance includes risk assessments to help mitigate potential liabilities. The agency services a variety of commercial properties, including single-family homes used for business, apartment complexes, retail stores, and restaurants.

MI
701 N Madison Ave
MCI Insurance
Business Insurance Agent · Bay City, MI

MCI Insurance serves local businesses, commercial property managers, and entrepreneurs in Bay City, Michigan, who need tailored coverage for liability, property, and workers’ compensation. The agency helps clients assess their unique risks and secure appropriate policies to protect their operations in the Great Lakes Bay region. Business owners rely on its straightforward guidance when selecting commercial insurance solutions. MCI Insurance also extends its services to clients in nearby Essexville and Monitor Township, ensuring broader coverage across the surrounding Bay County area.

KA
900 S Euclid Ave
The Kory Agency
Business Insurance Agent · Bay City, MI

Serving Bay City and the surrounding communities throughout Michigan's Great Lakes Bay Region, The Kory Agency handles a full range of commercial insurance products for local businesses. This includes coverage for property, general liability, workers' compensation, and commercial auto policies designed to protect small and midsize enterprises. To handle a typical job, the agency begins with a thorough review of each client's specific operations, then recommends tailored coverage to address their unique exposures and mitigate potential risks.

SI
916 Washington Ave SUITE 210
Superior Insurance Group
Business Insurance Agent · Bay City, MI

Superior Insurance Group in Bay City, MI, distinguishes one-time business insurance consultations from recurring policy review services. Coverage options include general liability, property, and workers’ compensation policies tailored for local enterprises. As a business insurance agent, the firm helps clients assess risks specific to the Bay City area. Service arrangements are available on a one-time basis for a single policy evaluation or as ongoing scheduled check-ins for existing clients.

FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Business Insurance Agent · Bay City, MI

Farmers Insurance - Miranda Keenan specializes in commercial property and liability coverage for local businesses in Bay City, MI. It also provides general business insurance services, helping companies protect their assets and manage risk. The agency supports industries such as retail, construction, and professional services with tailored policies. In addition, it assists with seasonal concerns like winter storm damage protection for storefronts and warehouses.

MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Business Insurance Agent · Bay City, MI

As the snow begins to melt across Bay City, Michigan, local business owners often review their commercial property liability exposures for the coming warmer season. Michael Hayes Agency/Farm Bureau Insurance assists area companies in identifying the appropriate coverage options for their specific operational risks. Typical conversations include discussing general liability for retail storefronts or commercial auto policies for delivery services. The process commonly begins with a free consultation and a brief inspection of the insured premises or business operations.

HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Business Insurance Agent · Bay City, MI

Hine-Knopp-Vernon Insurance Agency provides general business insurance and offers specialty add-ons tailored to operational risks. The firm helps local companies manage routine liability, property exposure, and workers’ compensation needs while securing extended coverage for unique asset protections. Services address common threats to revenue and physical locations in the Bay City area. Policies can serve a range of commercial sectors, including offices, warehouses, and food service operations.

FI
501 S Euclid Ave
Future Insurance Agency
Business Insurance Agent · Bay City, MI

Future Insurance Agency in Bay City, Michigan, understands that business insurance can be a one-time purchase for a specific project or a recurring service for ongoing liability. Coverage generally protects against property damage, general liability claims, and potential income loss from covered disruptions. The agency offers both short-term policies for single events and standard annual renewals for continuous protection. Service operates on a scheduled renewal basis, with as-needed adjustments for new business assets.

DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Business Insurance Agent · Bay City, MI

Serving residential clients in Bay City and the surrounding area, DuRussel Insurance Agency also focuses on tailoring commercial coverage for local businesses. The agency works to understand each company’s specific operational risks and liability needs. Ensuring business interruption and property protection is a core part of their service approach. They provide ongoing support for policy adjustments and claims assistance, encouraging clients to reach out between regular review visits for any changes or questions that arise.

AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Business Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Business Insurance Agent · Bay City, MI
(989) 401-7770
WI
607 S Euclid Ave
Wise Insurance
Business Insurance Agent · Bay City, MI
(989) 667-3339
BI
503 N Euclid Ave Suite 11
Bechert Insurance Group-Farm Bureau Insurance in Bay City
Business Insurance Agent · Bay City, MI
(989) 656-6860
michfb.com/request-a-quote
SA
721 Washington Ave ste 505
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
Business Insurance Agent · Bay City, MI
(989) 414-1377
secureassetsia.com
FI
2105 10th St
Fremont Insurance
Business Insurance Agent · Bay City, MI
(989) 891-9324
HW
800 S Euclid Ave
Heritage Wise Group
Business Insurance Agent · Bay City, MI
(989) 781-3010
heritagewisegroup.com
VU
1108 W Jenny St
Valley United Insurance
Business Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com
MM
815 E Midland St Suite 2
Mid Michigan Insurance and Financial Services, LLCs
Business Insurance Agent · Bay City, MI
(989) 327-9660
mmifsllc.com
FI
914 N Euclid Ave
Farmers Insurance The Zimmer Agency - Bay City MI
Business Insurance Agent · Bay City, MI
(989) 455-0017

What Does a a Business Insurance Agent in Bay City Cost?

The cost of business insurance in Michigan varies widely based on industry size and risk level. A small retail shop in Bay City might pay between 500 and 1500 dollars per year for a basic general liability policy. A construction contractor could pay 3000 to 8000 dollars or more annually for liability and workers comp coverage. This is general information and not insurance advice.

About business insurance agents in Bay City

Business insurance agents in Bay City Michigan help local companies find the right coverage for their specific needs. Michigan law requires workers compensation insurance for most employers with three or more employees. An agent can explain options for general liability commercial property and professional liability policies.

Frequently Asked Questions

What types of business insurance are required in Michigan?

Michigan law requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability are not legally required but are often needed by landlords or clients.

How do I find a business insurance agent in Bay City?

You can search online for independent agents in Bay City Michigan who specialize in commercial insurance. Many local agents are members of the Michigan Association of Insurance Agents. You can also ask other business owners in the area for referrals.

What information do I need to get a business insurance quote?

You will need details about your business type number of employees annual revenue and location. You should also have information about your property value equipment and any vehicles used for work. The agent will use this to find the right coverage options.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.