The top-rated business insurance agent in Overland Park, Kansas is KMO Insurance Agency, rated 5.0 stars across 727 reviews. Other highly rated options include Insurance Pros Inc, Capstone Insurance Agency, Blue Valley Insurance Agency. This directory lists 22 business insurance agents serving Overland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KMO Insurance Agency | 10551 Barkley St suite 325 | (913) 261-9789 |
| 2 | Insurance Pros Inc | 6600 College Blvd Ste. 140 | (913) 944-4465 |
| 3 | Capstone Insurance Agency | 12721 Metcalf Ave Ste 100 | (913) 825-2700 |
| 4 | Blue Valley Insurance Agency | 7311 W 132nd St STE 100 | (913) 451-0020 |
| 5 | Globe Life Liberty National Division: Cordova Agencies | 10500 Barkley St Suite 218 | (913) 428-0727 |
| 6 | Flury-Hinderks Insurance Agency | 12022 Blue Valley Pkwy | (913) 345-9900 |
| 7 | Dream Assurance | 9200 Indian Creek Pkwy # 100 | (618) 657-7525 |
| 8 | 180 Insurance, LLC | 12920 Metcalf Ave #120 | (913) 800-6311 |
| 9 | The Reilly Company | 11225 College Blvd Suite #210 | (913) 708-8700 |
| 10 | Agency Insurance | 5440 W 110th St Suite 300 | (913) 386-8298 |
KMO Insurance Agency serves businesses throughout the Overland Park metro area and Johnson County with comprehensive commercial coverage solutions. The agency assists local companies in managing risk by evaluating unique operational exposures and tailoring policies to fit specific industry needs. Its agents work closely with business owners to navigate coverage options and ensure proper protection for assets, liability, and employees. KMO Insurance Agency specializes in general liability and commercial property insurance for professionals in this region.
Insurance Pros Inc in Overland Park, KS provides a full range of business insurance agent services, including liability, property, and workers’ compensation coverage tailored for commercial clients. Its offerings extend to ongoing risk assessment reviews and policy maintenance plans that help businesses adjust their coverage as needs evolve. The company works with a variety of property types, such as single-family homes utilized for business, apartment complexes, retail storefronts, and local restaurants.
Capstone Insurance Agency serves business owners, property managers, and commercial landlords in Overland Park, Kansas. It provides general liability, property, and workers’ compensation insurance policies tailored to local enterprises. The agency helps clients understand coverage limits and risk exposures common in the greater Kansas City area. It also assists companies with industry-specific protection for retail, office, and light industrial operations. Capstone Insurance Agency extends its services to businesses throughout Johnson County and neighboring communities like Leawood.
Blue Valley Insurance Agency in Overland Park, Kansas distinguishes between one-time policy consultations for immediate coverage needs and recurring service options for ongoing business insurance management. Their coverage helps local commercial clients address general liability, property protection, and other standard operational risks. Service runs primarily on a scheduled basis, with provisions for as-needed adjustments when a client’s business profile changes or new requirements emerge. This structured approach ensures consistent support without requiring clients to initiate every contact.
Serving Overland Park and the surrounding communities in Kansas, Globe Life Liberty National Division: Cordova Agencies works as a business insurance agent. It handles coverage for local companies, addressing risks related to property, liability, and employee protection. The agency focuses on understanding each client’s operational needs before offering tailored policy options. It reviews a typical job by first discussing the business’s current exposures, then presenting coverage selections that align with its budget and specific industry requirements.
As Overland Park businesses prepare for seasonal shifts in staffing and inventory, local entrepreneurs rely on Flury-Hinderks Insurance Agency for tailored coverage advice. This business insurance agent evaluates property and liability exposures specific to regional industries such as retail or professional services. The firm helps clients understand how standard policies apply to their actual operations. A thorough on-site inspection of premises and current safety protocols typically initiates this process, allowing for a clear documentation of risks before any proposal is presented.
Dream Assurance provides comprehensive business insurance solutions for companies throughout Overland Park, Kansas. The agency specializes in tailoring general liability, property, and workers' compensation policies to meet specific operational risks. A licensed agent reviews each client's exposures, advising on appropriate coverage limits and deductibles. Dream Assurance can create customized packages for professional offices requiring errors and omissions protection, warehouses needing inventory and equipment coverage, and food service operations seeking product liability insurance.
Based in Overland Park, KS, 180 Insurance, LLC is a business insurance agent known for developing tailored coverage strategies for local enterprises. This agency assists companies in navigating complex commercial risks through comprehensive policies that protect assets, operations, and liability exposures. Regular consultations help entrepreneurs adjust their coverage as their ventures grow or pivot. The team can further secure arrangements with specialized, business-specific policies such as inland marine coverage for on-site equipment or tools.
The Reilly Company serves area residential properties needing liability or property coverage in Overland Park, Kansas. Commercial business insurance policies are also written, protecting local contractors, retailers, and professional offices. Service extends across Johnson County and the broader Kansas City metro area. Each client’s unique risk profile is reviewed during an initial consultation, with policy options clearly explained. The agent follows up after claims or policy renewals, ensuring coverage stays appropriate, and maintains regular contact between annual visits to address any evolving business needs.
With winter storms approaching, many Overland Park businesses face risks from ice damage or liability claims. Agency Insurance helps commercial clients evaluate coverage for property and general liability needs common in the Kansas climate. Their agents work with local shop owners, contractors, and professional offices to match policies with operational exposures. Claims support and periodic reviews are standard offerings for small and mid-sized firms throughout Johnson County. An initial consultation typically includes an inspection of the business premises and a review of current certificates.
What Does a a Business Insurance Agent in Overland Park Cost?
Typical costs for a small business insurance policy in Kansas range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting around $1,000 annually for low risk office work. A business owners policy bundling property and liability may cost $1,200 to $4,000 per year. This is general information and not insurance advice.
About business insurance agents in Overland Park
Business insurance agents in Overland Park Kansas help local companies find coverage that meets state requirements. Kansas law mandates workers compensation insurance for most employers with five or more employees. These agents can guide you through general liability, property, and professional liability policies tailored to Johnson County businesses.
Frequently Asked Questions
What types of business insurance are required in Kansas?
Kansas requires workers compensation insurance for employers with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Overland Park?
Look for an agent who holds a Kansas insurance license and has experience with your industry. Ask about their familiarity with local risks like severe weather in the Kansas City area. Check if they represent multiple carriers to compare options.
Can a business insurance agent help with Kansas specific risks?
Yes agents can address risks common in Kansas such as tornado damage, flood exposure near the Kansas River, and liability for agricultural or manufacturing operations. They can also advise on compliance with Kansas Department of Insurance regulations.
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