The top-rated business insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include Kurt Goeser - State Farm Insurance Agent, ICT Insurance Team, Farmers Insurance - Kristi Keefer. This directory lists 20 business insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 3 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 4 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 5 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 6 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 7 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 8 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 9 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 10 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
Tim Waltrip: Allstate Insurance serves the Lawrence, Kansas area with business insurance agent services. This agency assists local business owners in finding appropriate coverage for their commercial needs. Agents work with clients to assess risks associated with running a business in the region. They help structure policies that address general liability and property exposures. Specific services handled by this agency include commercial auto insurance and workers compensation insurance for Lawrence employers.
Kurt Goeser - State Farm Insurance Agent in Lawrence, Kansas provides a range of services for local commercial clients, including general liability, property, and workers compensation coverage. Ongoing account maintenance and risk management consultations assist businesses in adapting their plans as operations change or grow. Customized commercial auto policies are also available to protect company fleets and employee vehicles used for work. The agency services properties such as small retail stores, restaurants, apartment complexes, and single-family homes used for home-based businesses.
ICT Insurance Team serves businesses and property managers in Lawrence, Kansas, offering general liability, commercial property, and workers' compensation insurance. They assist local entrepreneurs with coverage for retail shops, professional offices, and small industrial operations. The agency also works with commercial landlords needing protection for rental properties. Their services extend to businesses in nearby Eudora, providing similarly tailored risk management solutions for growing enterprises throughout Douglas County.
Serving Lawrence, Kansas, and the surrounding communities, Farmers Insurance - Kristi Keefer provides business insurance agency services. This agency handles a range of commercial coverage options, including general liability, property insurance, and workers' compensation. These policies are designed to protect local businesses from common operational risks. The general approach taken involves reviewing each client’s specific business operations and then structuring coverage to address those exposed areas. This method ensures businesses receive appropriate protection tailored to their daily activities and potential liability scenarios.
Miller Insurance in Lawrence, KS helps businesses distinguish between one-time policy placements for special projects and recurring service plans that provide ongoing protection. Their standard coverage options shield local enterprises from common property, liability, and operational risks. Services are available on an as-needed basis, allowing clients to obtain quotes or adjust coverage only when their business circumstances change.
Business insurance agent Edie Insurance Group, LLC. in Lawrence, KS focuses on crafting customized risk management solutions for small and mid-sized businesses. It also provides general liability and property coverage services to help local companies maintain operational stability. Throughout the year, the agency assists business owners with reviewing their policies before major seasonal shifts, such as winter weather that can increase the risk of slip-and-fall claims.
As Lawrence businesses adjust their coverage ahead of the typical winter storm season, JCK Health Insurance helps local companies review their commercial policies. The firm operates as a business insurance agent in Lawrence, Kansas, focusing on matching area enterprises with appropriate coverage plans. Services include consulting on liability, property, and workers compensation needs that often shift with local economic changes. An initial consultation typically begins with a thorough inspection of current business exposures and existing policy limits.
Justin Moravec American Family Insurance works with businesses in the Lawrence, Kansas, area to secure tailored commercial coverage that manages everyday risks and unforeseen liabilities. The agency can help clients add specialized protection, such as general liability in case of on-site incidents, property insurance for valuable equipment, and business interruption policies to safeguard income during disruptions. It serves a variety of commercial sectors, including offices needing operational liability coverage, warehouses requiring inventory and machinery insurance, and food service establishments needing specific kitchen equipment and product liability protection.
Jenny Huber American Family Insurance provides homeowners and renters insurance for Lawrence, Kansas. The agency also offers commercial coverage tailored for local enterprises, helping protect business assets and operations. Serving Lawrence and the surrounding area, this agency focuses on matching policies to specific client needs with guidance on coverage options. Regular check-ins with existing clients allow for policy adjustments, while follow-up between annual reviews helps address any new changes or assets.
Integrity Midwest Insurance, LLC, based in Lawrence, Kansas, is known for designing comprehensive coverage packages that protect local businesses from common operational risks. Its work includes tailoring general liability, property, and workers’ compensation policies to the unique needs of small and mid-sized companies across the region. The agency strongly emphasizes helping clients identify exposures through detailed risk assessments to ensure appropriate limits and deductibles are set. As a specialty add-on service, Integrity Midwest can provide data breach and cyber liability coverage to shield businesses from digital threats.
What Does a a Business Insurance Agent in Lawrence Cost?
The cost of business insurance in Kansas varies by industry, location, and coverage limits. A small retail shop in Lawrence might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 8,000 dollars annually for general liability and workers comp. Premiums depend on payroll, revenue, and claims history. This is general information, not insurance advice.
About business insurance agents in Lawrence
Business insurance agents in Lawrence, Kansas help local companies find coverage for property damage, general liability, and workers compensation. Kansas law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can explain how Kansas specific rules affect your policy needs and help you compare options from multiple carriers.
Frequently Asked Questions
What types of business insurance are required in Kansas?
Kansas requires workers compensation insurance for employers with five or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I find a business insurance agent in Lawrence Kansas?
You can search online directories or ask other business owners for referrals. Many Lawrence agents are independent and work with multiple insurance companies. Check that the agent is licensed in Kansas through the Kansas Insurance Department website.
What does a business insurance agent in Lawrence cost?
Most business insurance agents in Kansas do not charge a direct fee. They earn a commission from the insurance company, typically 10 to 20 percent of the premium. You pay the premium directly to the insurer, and the agent helps you choose the right policy.
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