The top-rated business insurance agent in Kansas City, Kansas is Tom Rich Insurance, rated 4.5 stars across 200 reviews. Other highly rated options include Ruth & Associates Business Solutions, Auto Insurance Discounters, RODINA INSURANCE. This directory lists 14 business insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Rich Insurance | 1057 Minnesota Ave | (913) 281-0808 |
| 2 | Ruth & Associates Business Solutions | 1720 Central Ave | (913) 942-0088 |
| 3 | Auto Insurance Discounters | 4038 State Ave | (913) 371-2255 |
| 4 | RODINA INSURANCE | 1405 N 86th St | (913) 299-9313 |
| 5 | Hernandez Insurance Agency Inc | 1001 Kansas Ave | (913) 967-5727 |
| 6 | Matrix Insurance | 4208 Rainbow Blvd | (913) 515-2222 |
| 7 | R&S Agency Inc | 44 S 7th St | (913) 766-1590 |
| 8 | Ekberg Insurance | 1301 Central Ave | (913) 371-6128 |
| 9 | Conexion Insurance Agency | 6000 Leavenworth Rd STE N | (913) 490-9050 |
| 10 | Fountain City Insurance & Accounting | 4629 Shawnee Dr | (816) 493-4443 |
Tom Rich Insurance serves business owners in Kansas City, Kansas, offering professional business insurance agent services. The company helps local enterprises assess their liability risks and secure appropriate coverage to protect their operations. It works with a wide variety of commercial clients, from small shops to larger regional firms. Typical services include general liability insurance, commercial property coverage, and workers' compensation policies tailored to diverse industry needs. The firm also assists clients with business interruption insurance and commercial auto policies.
Ruth & Associates Business Solutions serves homeowners, property managers, and commercial enterprises in and around Kansas City, Kansas, providing business insurance agent services to protect assets and operations. They assist with securing general liability, property, and workers’ compensation coverage tailored to each client’s specific needs. The company also advises on policy limits and risk exposures, ensuring comprehensive protection for small to mid-sized businesses. Their coverage area extends throughout Wyandotte County and into the neighboring community of Bonner Springs.
Auto Insurance Discounters provides a wide array of business insurance solutions tailored for commercial operations in Kansas City, KS. Its service plans typically include comprehensive coverage evaluations, ongoing policy management, and proactive risk assessment consultations to meet evolving client needs. Detailed maintenance plans may also assist with regular compliance updates and renewal filings for seamless continuous protection. The agency serves a diverse property portfolio, including single-family homes, apartments, retail spaces, and locally operated full-service restaurants.
RODINA INSURANCE serves the Kansas City, Kansas area and its surrounding communities, specializing in business insurance agent services. It handles the identification of commercial coverage needs for local enterprises, from property and liability to specialized policies. The company focuses on understanding the unique risks that businesses in this region face. It then reviews available options from its carriers to match appropriate plans for the client's operational scale. To handle a typical job, it begins with a consultation to assess exposures before submitting applications for comparison quotes for the client.
Hernandez Insurance Agency Inc in Kansas City, KS, distinguishes between one-time policies for single projects or events and recurring business insurance packages for ongoing operations. Coverage options include general liability, property, and workers’ compensation, all tailored to protect local enterprises from financial losses. The process involves a consultation to assess risks, then a customized proposal. Service runs on a scheduled basis, with annual policy reviews and immediate assistance available as needed to adjust coverage or file claims.
Matrix Insurance specializes in business insurance agent services for companies in Kansas City, Kansas, offering liability protection and property coverage as core offerings. It helps local businesses manage commercial auto policies and workers’ compensation requirements. The agency also assists with navigating general risk assessments tailored to small and mid-sized operations. During seasonal shifts or as new regulations emerge, it provides guidance on adjusting existing policies to address changing exposures and operational needs.
As spring storms approach Kansas City, business owners review their commercial insurance coverage. R&S Agency Inc helps local companies evaluate policies for liability, property damage, and business interruption. Located in Kansas City, KS, this business insurance agent works with small and mid-sized enterprises to identify coverage gaps and potential exposures. Services include reviewing current plans, discussing risk management strategies, and explaining policy terms clearly. A typical first step involves scheduling an in-person or virtual inspection of the client’s business premises and operations.
Ekberg Insurance provides general business insurance coverage to companies throughout the Kansas City, Kansas area. The agency specializes in developing customized protection plans that address specific operational risks with liability and property add-ons. They help businesses manage exposures unique to their daily activities and assets. The firm routinely serves a range of commercial sectors, including local offices, industrial warehouses, and food service establishments.
Conexion Insurance Agency in Kansas City, KS works with residential clients to protect their homes and personal property. The agency also provides commercial coverage for small and medium-sized businesses operating in the local area. Business insurance agents here assist with general liability, property, and workers’ compensation policies designed for regional firms. They focus on serving the greater Kansas City metropolitan region, handling new policies and policy reviews throughout the year. Existing clients are contacted ahead of regular renewal dates to discuss any necessary coverage adjustments and follow-up service needs.
Fountain City Insurance & Accounting is a business insurance agent in Kansas City, Kansas, known for helping local companies protect their operations. It provides commercial coverage options such as general liability and property policies to fit varying business needs in the area. The agency also guides small and mid-sized firms through risk assessment and policy selection. For additional protection, it can include coverage for commercial auto or equipment breakdown.
What Does a a Business Insurance Agent in Kansas City Cost?
Typical costs for a small business insurance policy in Kansas range from 500 to 3000 dollars per year for general liability. Premiums depend on factors like industry revenue and number of employees. Workers compensation costs average about 1 to 2 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About business insurance agents in Kansas City
Business insurance agents in Kansas City Kansas help local companies find coverage that meets state requirements and protects against common risks. Kansas law requires certain businesses to carry workers compensation insurance if they have employees. An agent can guide you through general liability property and commercial auto options specific to the Kansas City market.
Frequently Asked Questions
What types of business insurance are required in Kansas?
Kansas requires workers compensation insurance for most employers with five or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Kansas City Kansas?
Look for an agent licensed in Kansas who has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their familiarity with Kansas City specific risks like weather or local liability laws.
Can a Kansas business insurance agent help with a home based business?
Yes many agents offer policies for home based businesses in Kansas. A standard homeowners policy usually does not cover business equipment or liability. An agent can recommend a business owner policy or inland marine coverage for your specific needs.
Business Insurance Agents in Other Kansas Cities
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