The top-rated business insurance agent in Iowa City, Iowa is Chad Burtch - State Farm Insurance Agent, rated 4.9 stars across 1,449 reviews. Other highly rated options include Carolina Espinoza - State Farm Insurance Agent, Nanci Kohl - State Farm Insurance Agent, The Jordan Agency: Allstate Insurance. This directory lists 19 business insurance agents serving Iowa City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Burtch - State Farm Insurance Agent | 1929 Keokuk St | (319) 351-1001 |
| 2 | Carolina Espinoza - State Farm Insurance Agent | 343 Scott Ct | (319) 337-7000 |
| 3 | Nanci Kohl - State Farm Insurance Agent | 431 Hwy 1 W | (319) 338-6200 |
| 4 | The Jordan Agency: Allstate Insurance | 535 Highland Ave | (319) 337-3414 |
| 5 | Relion Insurance Solutions | 24 Westside Dr | (319) 887-3700 |
| 6 | Andrew Pelzer American Family Insurance | 2730 Naples Ave SW Ste 100 | (319) 338-7571 |
| 7 | Daniel Rodriguez - Farm Bureau Financial Services | 2130 Mormon Trek Blvd | (319) 519-6106 |
| 8 | Farmers Insurance - Jeffrey Ruhlow | 1110 N Dodge St | (319) 354-6541 |
| 9 | John Raley American Family Insurance | 24 N Van Buren St | (319) 338-9491 |
| 10 | Joshua Boyce American Family Insurance | 2127 Muscatine Ave | (319) 351-0707 |
Chad Burtch - State Farm Insurance Agent serves the Iowa City, Iowa, metro area and surrounding Johnson County. The agency provides business insurance coverage designed to protect local enterprises from common operational risks. It helps commercial property owners safeguard their physical assets and liabilities. The firm also assists business owners in structuring policies that address income interruption and general liability concerns. Specific services handled in this region include commercial auto insurance for company vehicles and workers' compensation insurance for local employee safety needs.
Carolina Espinoza - State Farm Insurance Agent provides comprehensive business insurance coverage, including general liability, property, and workers compensation policies. The agency works with clients to develop tailored protection plans and offers ongoing policy reviews to adapt to changing business needs. Regular consultations help ensure coverage remains aligned with current operations and potential risks. This Iowa City-based agent serves a variety of commercial properties, including single-family homes used for business, apartment complexes, retail shops, and restaurants.
Serving homeowners, businesses, and property managers in Iowa City, this agency provides insurance for general liability, commercial property, and workers compensation. Policies are tailored to protect local retail shops, small office operations, and growing service providers from common operational risks. Coverage extends to professional liability and business interruption needs. Beyond the immediate city area, this office also offers its services to clients in the neighboring community of Coralville.
The Jordan Agency: Allstate Insurance serves Iowa City and the surrounding communities in Johnson County. It handles business insurance needs for local companies, covering general liability and property protection. The agency also addresses workers' compensation requirements and commercial auto policies for area firms. To manage a typical job, it assesses each client's specific risks through a review of their operations and then customizes coverage options from available policies to match those needs.
Relion Insurance Solutions in Iowa City, IA, distinguishes between one-time business insurance consultations and recurring policy management services. Its core coverage helps local companies protect against common operational risks such as property damage and general liability claims. For clients needing ongoing risk management, service typically runs on a scheduled renewal and review basis, with claims support available as needed throughout the year. This approach ensures that business owners have access to professional guidance when shifting coverage or filing a report outside of regular annual visits.
Andrew Pelzer American Family Insurance in Iowa City, IA offers tailored coverage for local business owners, including general liability and property protection. It also addresses commercial auto insurance and workers compensation for area companies. These custom policies are designed to manage the unique risks faced by Iowa City small and medium enterprises. The agency further assists with fidelity bonds or data breach coverage. During the winter months, it helps clients handle slips and falls liability on commercial premises, ensuring businesses stay protected when icy conditions prevail.
As Iowa City businesses prepare their operations for winter risks, Daniel Rodriguez - Farm Bureau Financial Services assists with adjusting coverage for seasonal liability and income protection needs. This agency specializes in helping local small businesses and farms evaluate their current policies for adequate protection against property damage, lawsuits, and other operational interruptions. They offer support in reviewing asset valuation and security practices as part of the policy assessment process. A representative typically begins by scheduling an on-site walkthrough to inspect the business premises directly.
Farmers Insurance - Jeffrey Ruhlow provides business insurance coverage in the Iowa City area, specializing in general liability and property protection for local companies. The agency also offers tailored policies for specific business risks. Commercial clients can receive guidance on ensuring their operations are properly safeguarded. This agent serves a variety of commercial sectors, including offices, warehouses, and food service establishments throughout the region.
John Raley American Family Insurance, located in Iowa City, IA, assists residents with their business insurance agent needs. This includes tailoring coverage for local commercial clients while also addressing standard personal home and auto policies. The agency serves the broader Iowa City area, offering guidance on appropriate policies to protect regional businesses. They maintain ongoing communication with clients, ensuring coverage is adjusted between regular visits to accommodate new equipment or changing operations. Follow-up service is provided to review any policy updates resulting from business growth.
What Does a a Business Insurance Agent in Iowa City Cost?
Typical costs for a small business insurance policy in Iowa range from 400 to 1500 dollars per year for general liability. Workers compensation costs vary by payroll and industry class codes often between 0.50 and 3.00 dollars per 100 dollars of payroll. Commercial property insurance adds additional cost based on building value and location. These are general estimates and your actual premium will depend on your specific business risks and coverage limits. This information is for general purposes only and is not professional insurance advice.
About business insurance agents in Iowa City
Business insurance agents in Iowa City help local companies find coverage for property damage liability and workers compensation. Iowa law requires most employers with more than one employee to carry workers compensation insurance. Agents can also advise on flood insurance which is important for businesses near the Iowa River.
Frequently Asked Questions
What types of business insurance do Iowa City agents offer?
Agents offer general liability commercial property workers compensation and professional liability insurance. They can also provide coverage for commercial auto and business interruption. Policies are tailored to your industry and location.
Is business insurance required by law in Iowa?
Iowa law requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Iowa City?
Look for an agent licensed in Iowa who has experience with your type of business. Ask about their knowledge of local risks such as flooding or severe weather. Compare quotes from multiple agents to find the right coverage and price.
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