The top-rated business insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent, AlekCO Insurance. This directory lists 20 business insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 4 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 5 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 6 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 7 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 9 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
| 10 | Katherine Frame American Family Insurance | 809 Wheeler St #109 | (515) 232-4142 |
Fortress Insurance Services serves the Ames, Iowa metro area and surrounding Story County as a business insurance agent. It helps local companies secure essential coverage designed to protect against common operational risks. This independent agency works with multiple carriers to find suitable policies for small and mid-sized businesses. It specializes in general liability and commercial property insurance to help businesses manage their unique exposures.
Mark Doyle - State Farm Insurance Agent in Ames, IA, provides business insurance coverage including general liability, property, and workers compensation. The agent helps local businesses assess their unique risks and offers tailored insurance plans designed to meet ongoing operational needs. Regular policy reviews are available to ensure coverage keeps pace with changes in each business. The agency’s services extend to a variety of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Louis Slaughter III - State Farm Insurance Agent in Ames, IA serves homeowners, businesses, and property managers in the area. It offers business insurance policies that help protect commercial assets and daily operations. Clients can receive guidance on coverage options tailored to local industry needs. The agency also supports personal lines for families and property owners. Assistance is available for clients in neighboring Nevada as well as throughout the greater Story County metro region.
AlekCO Insurance in Ames, IA assists local business owners with both one-time policy evaluations and recurring coverage management. They help clients review commercial property, liability, and workers’ compensation insurance options to protect against common regional risks. The company tailors its support to fit each enterprise’s operational needs, ensuring appropriate coverage is consistently maintained. Their service runs on either a one-time consultative basis for single-policy assessments or as a scheduled annual review, depending on the client’s preference and business cycle.
Serving Ames, Iowa, and the surrounding Story County communities, Pat Brown - State Farm Insurance Agent provides business insurance coverage for local enterprises. The agency handles policies designed to protect small and mid-sized companies from common operational risks, including liability and property damage. It works closely with business owners to assess their specific needs for coverage against unforeseen events such as lawsuits or weather-related losses. Each job typically begins with a thorough review of the client's current operations, followed by the development of a customized quote that addresses their most significant vulnerabilities.
Severson Insurance Agency, Inc specializes in business insurance coverage to protect commercial properties and manage general liability risks. It works with local Ames businesses to assess operational exposures and secure appropriate policies for their specific needs. The agency assists with customizing coverage packages that address both daily concerns and unexpected events. As winter approaches, Severson Insurance Agency helps business owners review policy provisions for potential weather-related interruptions and claims from snow and ice on walkways.
Iowa’s variable weather can create sudden liabilities for small retail shops and farm operations in Ames, so businesses often review their policies before planting or inventory seasons. Shelter Insurance - Mike Dolan provides business insurance agent services to help local enterprises select appropriate policy frameworks that address property damage, general liability, and income interruption risks arising from severe storms or equipment breakdowns. Each consultation begins with a no-cost, on-site inspection of the commercial premises to evaluate current exposures and coverage gaps.
Gallagher Insurance, Risk Management & Consulting in Ames, IA helps local businesses secure appropriate coverage for their daily operations. This agency specializes in tailoring policies that address unique liability concerns common to the area. It focuses on identifying potential risks and advising on management strategies to protect commercial assets. The firm serves a variety of enterprises, including retail offices, wholesale warehouses, and full-service food establishments, ensuring each sector receives relevant protection.
Katherine Frame American Family Insurance provides personal insurance solutions for homes and automobiles in Ames. The agency also facilitates commercial coverage packages tailored for local business operations throughout the surrounding area. Each policy is crafted to address specific client exposures and liability concerns. The agent maintains ongoing communication to review coverage needs between regular office visits, ensuring adjustments are made as circumstances evolve.
What Does a a Business Insurance Agent in Ames Cost?
Typical costs for a small business insurance policy in Iowa range from 400 to 1,500 dollars per year for general liability. A workers compensation policy may cost 0.50 to 2.00 dollars per 100 dollars of payroll depending on the job classification. Commercial property insurance for a small retail space in Ames might cost 500 to 2,000 dollars annually. These are estimates and actual costs depend on your specific business type, location, and coverage limits. This is general information and not insurance advice.
About business insurance agents in Ames
Business insurance agents in Ames, Iowa help local companies find coverage for property damage, liability claims, and employee injuries. Iowa law requires most businesses with employees to carry workers compensation insurance if they have at least one employee. Agents can also advise on Iowa specific regulations like the state commercial lines filing requirements.
Frequently Asked Questions
What types of business insurance do agents in Ames offer?
Agents in Ames offer general liability, commercial property, workers compensation, and commercial auto insurance. They can also help with professional liability and business interruption coverage based on your industry.
Is workers compensation insurance required for Iowa businesses?
Yes, Iowa law requires workers compensation insurance for most employers with one or more employees. This includes part time and seasonal workers. An agent can help you meet this legal requirement.
How do Iowa business insurance rates compare to other states?
Iowa business insurance rates are generally lower than the national average due to lower risk of natural disasters. However rates vary by industry, location in Ames, and claims history. An agent can provide quotes specific to your business.
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