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Business Insurance Agents in Des Moines, IA

Looking for a business insurance agent in Des Moines? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 17 business insurance agents in Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207 insspecinc.com
Ligouri Insurance
4320 1/2 SW 9th St, Des Moines, IA 50315
(515) 285-0370 ligouri-insurance.com
Budget Insurance
3111 Douglas Ave, Des Moines, IA 50310
(515) 277-1313 budget-ins.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033 boersmainsurance.com
Insurance Networking Systems
3512 Ingersoll Ave, Des Moines, IA 50312
(515) 243-1223 myinsagents.com
EMC Insurance Companies Headquarters
717 Mulberry St, Des Moines, IA 50309
(800) 362-2227 emcinsurance.com
Centro Insurance
5406 Douglas Ave, Des Moines, IA 50310
(515) 318-5638 centroinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402 adrianas-agency.com
Donahue Insurance Agency Inc
5925 SW 9th St, Des Moines, IA 50315
(515) 287-3919
Nationwide Insurance: Nbs Insurance Agency Inc.
1100 Locust St, Des Moines, IA 50391
(800) 444-1744 nbsbrokerage.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838 davis-insurance.com
Mauro Insurance
4314 SW 9th St, Des Moines, IA 50315
(515) 287-2257 mauroinsurance.net
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988 dsminsuranceguy.com
Crivaro Insurance Agency
2449 SW 9th St, Des Moines, IA 50315
(515) 288-5589 brockerkarns.com
Hartford Home Insurance Solutions
820 Lyon St #8, Des Moines, IA 50309
(808) 563-5011 home-insurance-desmoines.com
Downtown Insurance
655 Walnut St Suite 136, Des Moines, IA 50309
(515) 288-3004 downtowninsurance.net
Gallagher Insurance, Risk Management & Consulting
611 5th Ave #150, Des Moines, IA 50309
(515) 243-2707 locations.ajg.com

Business insurance agents in Des Moines help local companies find coverage for property damage liability and worker injuries. Iowa law requires most employers with one or more employees to carry workers compensation insurance. Agents can guide you through state specific requirements and compare policies from multiple carriers.

What Does a Business Insurance Agent in Des Moines Cost?

Typical costs for a small business insurance policy in Des Moines range from 400 to 1500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification averaging 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do agents in Des Moines offer?
Agents in Des Moines offer general liability commercial property workers compensation and professional liability insurance. They also provide specialized coverage for industries like agriculture manufacturing and construction common in Iowa.
Is business insurance required by law in Iowa?
Iowa law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other types like general liability are not legally required but are often mandated by landlords or clients.
How do I choose a business insurance agent in Des Moines?
Look for an agent licensed in Iowa who has experience with your industry. Ask about their carrier network and whether they can bundle policies for a discount. Check online reviews and verify their license through the Iowa Insurance Division.