The top-rated business insurance agent in Urbana, Illinois is Brian Hanson - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Freeway Insurance, Grant Scofield - State Farm Insurance Agent, The Wesselman Agency : COUNTRY Financial. This directory lists 10 business insurance agents serving Urbana.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Hanson - State Farm Insurance Agent | 408 N Race St STE A | (217) 344-1900 |
| 2 | Freeway Insurance | 1112 W University Ave | (217) 666-6012 |
| 3 | Grant Scofield - State Farm Insurance Agent | 1405 E Florida Ave | (217) 384-5727 |
| 4 | The Wesselman Agency : COUNTRY Financial | 2740 S Philo Rd Ste B | (217) 352-3466 |
| 5 | Farmers Insurance - Michael Rumsey | 1606 Willow View Rd # 1B | (217) 363-3030 |
| 6 | Dan Punkay - COUNTRY Financial Representative | 2740 S Philo Rd Ste B | (217) 328-0023 |
| 7 | Sticklen Insurance Agency | 3109 Tatman Ct Unit 101 | (217) 328-1612 |
| 8 | Brandy Reyna Agency LLC American Family Insurance | 909 N Cunningham Ave b | (217) 337-4988 |
| 9 | Loman-Ray Insurance Group, LLC | 2702 Boulder Dr | (888) 566-2679 |
| 10 | State Farm Insurance | 1405 E Florida Ave A | (217) 384-5727 |
Brian Hanson - State Farm Insurance Agent serves the Urbana, Illinois metro area. As a business insurance agent, the company provides essential coverage options designed to protect local enterprises from common operational risks. They assist business owners with tailoring policies to address their specific liability and asset needs. In this region, they handle commercial auto insurance for vehicles used in business operations as well as general liability insurance to protect against third-party claims.
Freeway Insurance serves residential clients in Urbana, Illinois, with personal insurance solutions tailored to individual needs. The agency also provides commercial coverage for local businesses, helping protect assets and operations across the region. Their clientele benefits from professional guidance through policy selection, risk assessment, and claims support. Whether for a home-based venture or a larger enterprise, regular policy reviews are encouraged. Customers often return for ongoing adjustments between scheduled visits, ensuring their protection remains aligned with evolving circumstances.
Grant Scofield - State Farm Insurance Agent provides coverage for businesses in the Urbana, Illinois area, including general liability and property protection. Its service plans are designed to help local business owners review and adjust their policies as their operations evolve, allowing them to address ongoing commercial risks effectively. Regular consultations assist in identifying potential coverage gaps. The agency works with a variety of local properties, including single-family homes used for business, apartments, retail locations, and restaurants.
The Wesselman Agency : COUNTRY Financial serves Urbana, Illinois and the surrounding communities with comprehensive business insurance solutions. It handles coverage for commercial property, liability, and workers' compensation to protect local enterprises from common operational risks. The agency combines risk management advice with tailored policy options to address each client's specific exposures. A typical engagement begins with a detailed review of the business's assets and liabilities to identify gaps in protection.
Farmers Insurance - Michael Rumsey serves homeowners, local businesses, and property managers in Urbana, Illinois, with comprehensive business insurance coverage. This agency assists commercial clients in safeguarding their assets through tailored policies addressing liability, property, and operational risks common to the region. The agent also works with small and mid-sized enterprises to review their specific insurance needs and recommend appropriate protection plans. Beyond Urbana, the agency extends its business insurance services to neighboring communities such as Champaign and other parts of the Champaign-Urbana metropolitan area.
Dan Punkay - COUNTRY Financial Representative in Urbana, IL, offers specialty services such as tailored business insurance plans and commercial property coverage. It also provides general guidance on managing liability risks and securing policies for local companies. The agency works to protect businesses from unexpected losses and disruptions. During severe winter weather, it helps commercial clients assess potential damage and adjust their coverage accordingly.
Sticklen Insurance Agency in Urbana, IL, distinguishes between one-time business insurance policies, such as a commercial auto policy for a fleet purchase, and recurring service options like annual general liability renewals. The agency provides ongoing advice on risk management and asset protection for small to mid-sized commercial clients. Coverage consultations address property, liability, and workers’ compensation needs for local operations. Service appointments are conducted on a scheduled basis, aligning with policy renewal cycles or major business changes.
As spring storms bring the risk of hail damage to Urbana-area buildings, businesses often need to review their property coverage. Brandy Reyna Agency LLC American Family Insurance provides business insurance agent services, helping local companies assess their liability and commercial property needs. This agency serves the Urbana community by offering guidance on typical small-business policies, such as general liability and workers’ compensation. Their process begins with meeting business owners to inspect the premises and discuss current exposures to identify appropriate coverage options.
Loman-Ray Insurance Group, LLC provides business insurance coverage for companies in Urbana, Illinois. The agency specializes in tailoring commercial policies to address local operational risks. It works with a variety of office environments, including professional firms and administrative centers. The agency also assists warehouses with property and liability protections, and serves food service establishments requiring coverage for equipment, inventory, and general business operations.
State Farm Insurance in Urbana, Illinois is a business insurance agent known for providing essential coverage options to local enterprises. Its service range includes general liability, property protection, and workers’ compensation policies tailored to commercial needs. The agency helps small and medium businesses in the area manage common operational risks through straightforward insurance plans. A specialty service it can add on is a commercial auto policy to cover vehicles used for company operations, delivery, or client transportation.
What Does a a Business Insurance Agent in Urbana Cost?
Typical costs for a small business insurance policy in Illinois range from 400 to 1,500 dollars per year for general liability. Workers compensation costs vary widely by industry and payroll but average around 1.00 to 2.50 dollars per 100 dollars of payroll. A business owners policy bundling property and liability often costs between 500 and 3,000 dollars annually. This is general information and not insurance advice.
About business insurance agents in Urbana
A business insurance agent in Urbana Illinois can help you find coverage that fits your company needs. Illinois law requires certain businesses to carry workers compensation insurance if they have employees. An agent can guide you through general liability, property, and other policies specific to Champaign County.
Frequently Asked Questions
What types of business insurance are required in Illinois?
Illinois requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not required by state law but are often needed by landlords or clients.
How do I choose a business insurance agent in Urbana?
Look for an agent licensed in Illinois who has experience with your industry. Ask about their knowledge of local risks in Urbana such as weather events or university-related foot traffic. Check their reviews and confirm they work with multiple insurance carriers.
What factors affect business insurance costs in Urbana?
Costs depend on your business type, number of employees, annual revenue, and claims history. Location in Urbana near the University of Illinois may affect property and liability rates. Your agent can help you compare quotes from different insurers.
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