The top-rated business insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 18 business insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 6 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Oxford Auto Insurance | 560 W Lake St | (630) 320-3310 |
| 9 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 10 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
Luis Garcia - State Farm Insurance Agent serves businesses in the Addison, Illinois area, providing commercial insurance solutions tailored to local needs. The agency works with companies to structure coverage that protects their assets and operations. Policy options typically include general liability, property insurance, and business interruption coverage. Commercial auto policies help safeguard vehicles used for work. Additionally, the agency assists with surety bonds and workers compensation insurance for local employers seeking to meet state requirements and protect their workforce.
Gary Lemenager - State Farm Insurance Agent in Addison, Illinois, provides tailored business insurance coverage, including general liability and commercial auto policies. Services are offered to help local business owners manage risk and protect their operations. Standard policy maintenance includes periodic reviews to adjust coverage as a business evolves. This agent assists with claims guidance and policy updates to ensure ongoing protection. The company serves a variety of commercial properties, including single-family homes used for business, apartments, retail storefronts, and restaurants.
Freeway Insurance serves Addison, Illinois, and its surrounding communities with business insurance agent services. The agency handles commercial policies that protect local enterprises from common operational risks. Their work typically involves assessing a company's liability exposures and property needs. After reviewing coverage gaps and local market requirements, they present options from multiple carriers. To complete a standard assignment, Freeway Insurance compares policy terms against the business’s specific activities and budget, then recommends a tailored commercial package.
My Insurance Werks, Inc. serves homeowners, businesses, and property managers in the Addison, Illinois area, offering customized business insurance agent services to protect local operations. The agency works with clients to find appropriate commercial coverage tailored to a company's specific daily risks. It also extends its professional guidance to neighboring communities such as Itasca, ensuring that regional enterprises have access to essential insurance support for their unique operational needs across the greater northwest suburban corridor.
While some business owners seek a one-time insurance review, others prefer an ongoing relationship that adjusts coverage as their company evolves, including liability, property, and workers’ compensation policies. Magnum Insurance Agency serves Addison, Illinois, assisting with these standard protections and helping to evaluate how to combine different policies effectively. Service is available both as a one-time consultation to address a specific need and on an as-needed basis when new assets or operations arise.
Towns Johnson Ins: Allstate Insurance serves Addison, Illinois, and the surrounding communities in DuPage County. As a business insurance agent, it handles a range of commercial coverage options designed to protect local enterprises from common risks. The company provides guidance on policies for property, liability, and workers’ compensation needs. To handle a typical job, it begins by reviewing a business’s specific operations and potential exposures, then recommends appropriate coverage limits based on that individual assessment.
Business insurance agents at Hispano Insurance Agency, Inc. in Addison, IL help clients understand the difference between one-time policies for single events and recurring annual coverage for ongoing liability and property protection. They assess local commercial risks to recommend appropriate limits for general liability, workers compensation, and commercial auto. Service is available on an as‑needed basis, allowing business owners to request policy reviews or adjustments whenever their coverage requirements change.
Oxford Auto Insurance provides specialized insurance solutions for small businesses, retail locations, and professional service providers in Addison, Illinois. It also offers general business insurance agent services, helping local entrepreneurs assess liability risks and structure appropriate property coverage. The agency works with clients to customize policies that address operational exposures. As winter approaches, it assists business owners in reviewing coverage for potential property damage from snow accumulation or ice-related incidents.
Leticia Herrera Agency, Inc American Family Insurance specializes in business insurance agent services in Addison, IL, offering tailored policies for commercial property and general liability needs. It also provides ongoing risk management advice and employee benefit solutions for local enterprises in the surrounding area. As seasonal weather patterns shift, the agency assists businesses with reviewing coverage for storm-related property damage. This includes addressing potential disruptions from heavy snowfall or spring thunderstorms that could impact commercial operations in the region.
What Does a a Business Insurance Agent in Addison Cost?
Typical costs for a small business insurance policy in Illinois range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification averaging 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance adds 1,200 to 2,500 dollars per year per vehicle. These are estimates only. Your actual premium depends on business size location claims history and coverage limits. This is general information and not insurance advice.
About business insurance agents in Addison
A business insurance agent in Addison Illinois helps local business owners find coverage that meets state requirements and protects their assets. Illinois law requires most employers to carry workers compensation insurance and businesses with vehicles need commercial auto insurance. An agent can review your operations and recommend policies for general liability property insurance and professional liability.
Frequently Asked Questions
What types of business insurance do Addison Illinois agents offer?
Agents in Addison offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability cyber liability and business interruption coverage based on your industry and risk profile.
Is business insurance required by law in Illinois?
Yes Illinois requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Addison?
Look for an agent who is licensed in Illinois and has experience with your industry. Ask about their carrier network and whether they can compare quotes from multiple insurers. A local agent understands Addison zoning and village requirements.
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