The top-rated business insurance agent in Calumet City, Illinois is Insurance Navy Brokers, rated 4.9 stars across 517 reviews. Other highly rated options include Bobby McClellan - State Farm Insurance Agent, Oxford Auto Insurance, Chris Martin - State Farm Insurance Agent. This directory lists 11 business insurance agents serving Calumet City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 663 River Oaks Dr | (708) 891-9495 |
| 2 | Bobby McClellan - State Farm Insurance Agent | 1475 Ring Rd Suite B | (708) 933-6233 |
| 3 | Oxford Auto Insurance | 1910 Sibley Blvd | (708) 498-1000 |
| 4 | Chris Martin - State Farm Insurance Agent | 852 Burnham Ave | (708) 862-3737 |
| 5 | Teri Kic - State Farm Insurance Agent | 525 Burnham Ave | (708) 862-9600 |
| 6 | Brian Richardson Sr. - State Farm Insurance Agent | 592 Torrence Ave | (708) 891-2323 |
| 7 | Louis Dodd: Allstate Insurance | 1551 Sibley Blvd | (708) 868-2800 |
| 8 | Premium Insurance Agency IL | 1950 River Oaks Dr | (708) 584-3744 |
| 9 | Eagle Insurance | Calumet City, IL 60409 | (708) 847-9707 |
| 10 | John Turner Agency | 93 Paxton Ave Suite 100 | (708) 868-6052 |
Insurance Navy Brokers serves Calumet City residents seeking protection for their homes and personal belongings, while also providing commercial coverage for local businesses against property and liability risks. The agency assists clients throughout Calumet City and surrounding areas in selecting appropriate policy limits and deductibles for standard insurance needs. Following each policy renewal or adjustment, the agent schedules follow-up consultations to discuss any changes in coverage requirements or risk exposure before the next regular check-in.
Bobby McClellan - State Farm Insurance Agent serves the Calumet City, Illinois area as a business insurance agent. The agency offers policies designed to protect local commercial enterprises from financial risks. Common coverages include liability protection for premises and operations. Business property insurance helps safeguard company assets such as inventory and equipment. Clients may also secure surety bonds to meet contractual obligations. Worker’s compensation insurance is one specific service available in this area to cover employee injuries. Commercial auto policies for fleet vehicles are another service the agency handles locally.
Oxford Auto Insurance in Calumet City, Illinois, is known for helping local businesses secure essential coverage to protect their operations. The agency works with commercial clients to find policies that address property, general liability, and workers compensation needs. Understanding the risks faced by small and medium enterprises in the Calumet City area, the agency provides guidance on tailoring coverage limits to specific industries. It also offers business auto insurance as a key product for companies using vehicles in their daily work.
Chris Martin - State Farm Insurance Agent in Calumet City, IL provides a range of commercial insurance services including general liability, property coverage, and workers compensation. Ongoing service plans typically involve periodic policy reviews to ensure coverage keeps pace with business changes and seasonal needs. The agency serves single-family homes, apartments, retail stores, and restaurants throughout the local area.
Teri Kic - State Farm Insurance Agent serves homeowners, businesses, and property managers in Calumet City, IL, providing liability coverage, property protection, and commercial auto policies tailored to local risks. It also assists entrepreneurs with general business insurance and professional liability solutions that address common regional exposures. For property managers, the agency offers policies covering rental dwellings and commercial buildings. This agency additionally covers clients in nearby Hammond, IN, and the surrounding south Chicago metro area.
Brian Richardson Sr. - State Farm Insurance Agent serves clients in Calumet City, Illinois, and the surrounding communities of the south suburban area. The agency handles business insurance coverage, including policies designed to protect small and midsize commercial operations from common risks like property damage and liability claims. To manage a typical job, the agency begins with a consultation to review a business's specific operations, then tailors coverage options that fit the unique needs and budget of each enterprise.
Louis Dodd: Allstate Insurance, located in Calumet City, IL, helps clients distinguish between one-time commercial policy placements and recurring service agreements, such as annual renewals or quarterly coverage reviews. Their business insurance agency offers coverage for property damage, general liability, and workers compensation to protect local enterprises from common operational risks. Service runs on an as-needed basis for policy adjustments and claims support, with scheduled annual reviews to reassess coverage limits.
Premium Insurance Agency IL in Calumet City provides specialized business insurance agent services, including general liability, commercial property, and workers compensation coverage. It also offers professional liability insurance for various local industries. The agency assists small and mid-sized businesses across the region with evaluating their unique risk exposures and securing appropriate policies. During periods of seasonal staffing changes or extended winter weather, the company helps commercial clients review their coverage for potential property damage claims or liability issues related to temporary employees.
Eagle Insurance serves businesses throughout the Calumet City, Illinois area, offering a range of commercial coverage solutions to protect local operations. They assist with evaluating unique risk factors and securing appropriate policies for various industry sectors. Their work involves advising on liability insurance, property coverage, and workers’ compensation plans tailored to regional business needs. The agency regularly handles commercial auto policies for delivery fleets and general liability packages for retail storefronts in this metro region.
Small businesses in Calumet City frequently require updated liability coverage to comply with changing local ordinances. John Turner Agency assists these enterprises by reviewing their current policies and identifying gaps in commercial property or general liability insurance. The agency explains key coverages such as workers’ compensation and business interruption insurance in clear terms. This focused approach helps owners make informed decisions about their financial protections. A convenient initial step is scheduling a no-obligation review of the business’s current insurance portfolio right at the office.
What Does a a Business Insurance Agent in Calumet City Cost?
Typical costs for a business insurance agent in Illinois range from $400 to $3,000 per year for general liability coverage. Workers compensation premiums average $1,000 to $5,000 annually for small businesses. Commercial property insurance costs vary based on location and building value. These are general estimates and your actual costs will depend on your specific business risks and coverage limits. This information is for general informational purposes only and does not constitute insurance advice.
About business insurance agents in Calumet City
Business insurance agents in Calumet City, Illinois help local companies find coverage that meets state requirements. Illinois law mandates workers compensation insurance for most employers with one or more employees. Agents can also help secure general liability and commercial property policies tailored to your business type.
Frequently Asked Questions
What types of business insurance are required in Calumet City Illinois?
Illinois requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I find a business insurance agent in Calumet City?
You can search the Illinois Department of Insurance website for licensed agents in your area. Local chambers of commerce and business associations also provide referrals. Many agents offer free consultations to review your coverage needs.
What factors affect business insurance costs in Illinois?
Costs depend on your industry, number of employees, annual revenue, and claims history. Illinois businesses pay an average of $500 to $2,000 per year for general liability insurance. Workers compensation rates are set by the state and vary by job classification.
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