ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a business insurance agent in O'Fallon? Review the directory below to compare your options.
19 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 business insurance agents in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600
scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911
insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870
monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800
elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383
jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943
mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515
agents.allstate.com
Burgmann Insurance Group
1132 River Birch Dr, O'Fallon, IL 62269
(618) 206-2623
yourtrustedmedicaresource.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937
agents.allstate.com
Derrick Lebryk - COUNTRY Financial Representative
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767
advisors.countryfinancial.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100
fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
agents.farmers.com
Prindable Insurance
1449 Thouvenot Ln, O'Fallon, IL 62269
(618) 622-3332
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
sites.google.com
Risk 24/7 Insurance Agency
W Hwy 50, O'Fallon, IL 62269
(888) 684-7475
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441
mskagency.com
R V Thoman Agency Inc
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943
statefarm.com
Business insurance agents in O'Fallon, Illinois help local companies find coverage for property damage, liability claims, and employee injuries. Illinois law requires most employers to carry workers compensation insurance for their staff. Agents can also advise on commercial auto policies and general liability protection for businesses in St. Clair County.
What Does a Business Insurance Agent in O'Fallon Cost?
Typical costs for a small business insurance policy in Illinois range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums vary by industry and payroll, often between $0.50 and $5.00 per $100 of payroll. Commercial auto insurance adds $1,200 to $2,400 per vehicle annually. These figures are estimates only. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Illinois?
Illinois law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not required by state law but are often required by landlords or clients.
How do I choose a business insurance agent in O'Fallon?
Look for an agent who works with multiple insurance carriers and has experience with your industry. Ask about their knowledge of Illinois-specific regulations, such as the Illinois Workers Compensation Act. Check their license status through the Illinois Department of Insurance.
What factors affect the cost of business insurance in Illinois?
Costs depend on your business type, number of employees, annual revenue, location, and claims history. For example, a small retail shop in O'Fallon may pay less than a construction company. Illinois does not set fixed rates, so agents compare quotes from different carriers.
Free • No Obligation
Compare Business Insurance Agents
Get matched with agents in O'Fallon who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.