The top-rated business insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 19 business insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center # 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 9 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr #1 | (618) 624-8937 |
| 10 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
Scott Huels - State Farm Insurance Agent serves the O'Fallon, Illinois area and surrounding St. Clair County. The agency offers essential business insurance services for local companies seeking financial protection against operational risks. Tailored policies address common commercial needs such as liability coverage for customer injuries or property damage. Additional support includes options for protecting company equipment, inventory, and business income during unexpected closures. The agency works closely with clients to ensure appropriate protection for workers’ compensation requirements and commercial auto coverage for business-owned vehicles.
Rob Isringhausen - State Farm Insurance Agent provides a comprehensive range of business insurance solutions for the O'Fallon, Illinois area. Its service approach focuses on helping local entrepreneurs understand their policy options to find appropriate coverage for their specific operational risks. Regular policy reviews are offered to adjust coverage as business needs evolve over time. The agency supports property insurance needs for a variety of locations, including single-family homes, apartments, retail storefronts, and restaurants.
Monica Vecera - State Farm Insurance Agent serves the O'Fallon, Illinois area and surrounding communities, handling commercial insurance policies for local businesses. It works with business owners to secure general liability, property, and workers’ compensation coverage tailored to their specific operational risks. The office also addresses professional liabilities and commercial auto protection. To handle a typical job, Monica Vecera begins by reviewing the client’s operations and revenue, then compiles quotes from available plans to match coverage needs with budget constraints.
Elisa Hager - State Farm Insurance Agent serves O'Fallon, Illinois, and the surrounding communities with comprehensive business insurance solutions. It handles a range of coverages designed to protect local commercial operations, from property and liability policies to workers' compensation. To manage a typical job, the agency conducts a thorough consultation to assess each business's unique risks and exposures. It then tailors a specific policy package to address those identified needs, ensuring the client receives appropriate protection for their daily operations.
JGP Insurance Group, LLC in O'Fallon, IL distinguishes between one-time business insurance packages and recurring service agreements tailored to ongoing operational needs. Their coverage options typically address general liability, property, and workers’ compensation for local commercial clients. By adapting policies to industry-specific risks, they help protect regional businesses from common financial exposures. This agent provides service on either a scheduled or as-needed basis, depending upon the complexity of each client’s annual review requirements and policy adjustments.
Mike Morrill - State Farm Insurance Agent in O’Fallon, IL specializes in business insurance policies tailored to commercial risks. The agency advises on liability coverage and property protection for small and mid-sized companies operating in the metro-east region. General services include reviewing policy endorsements and recommending appropriate deductibles. As winter approaches, the team helps clients assess their commercial vehicle policies to ensure snow-removal contractors and delivery fleets have adequate coverage for seasonal hazards.
As local businesses in O’Fallon prepare for the spring thaw and potential flooding, small retail and office owners often review their liability coverage against property damage. Jessica Harrison-Wilkins: Allstate Insurance helps area entrepreneurs assess their specific risks, from storm-related losses to customer injuries on premises. Working from the local agency, the team explains policy terms and helps match coverage levels to each business’s exposure. An initial assessment of current assets and operational risks is scheduled during a consultation at the client’s place of business.
Burgmann Insurance Group in O'Fallon, IL, works with local business owners to identify and manage their commercial risk exposures. The agency specializes in tailoring coverage packages that include essential property and liability protections, alongside additional endorsements for specific operational needs. Its clientele ranges from small professional offices and bustling retail locations to large warehouses and food service establishments. The company can also secure policies for contractors and industrial facilities requiring unique loss prevention solutions.
Joe Wallace’s Allstate Insurance serves O'Fallon, IL, and the surrounding area, providing residential insurance policies to local homeowners and renters. The agency also writes comprehensive commercial coverage for small and mid-sized businesses in the region, helping to protect their assets and liability. Each policy is shaped to fit individual client needs, with agents available for in-person consultations. They schedule regular follow-up appointments to review coverage as circumstances change, ensuring clients receive attentive support between their routine visits.
Derrick Lebryk - COUNTRY Financial Representative is an agency in O'Fallon, IL, known for providing business insurance solutions to local enterprises. Its service range covers general liability, property, and commercial auto coverage designed to protect companies from common operational risks. The agency works closely with business owners to assess their specific coverage needs in the St. Louis metro area. In addition to standard policies, it can add on cyber liability insurance to guard against data breach threats.
What Does a a Business Insurance Agent in O'Fallon Cost?
Typical costs for a small business insurance policy in Illinois range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums vary by industry and payroll, often between $0.50 and $5.00 per $100 of payroll. Commercial auto insurance adds $1,200 to $2,400 per vehicle annually. These figures are estimates only. This is general information and not insurance advice.
About business insurance agents in O'Fallon
Business insurance agents in O'Fallon, Illinois help local companies find coverage for property damage, liability claims, and employee injuries. Illinois law requires most employers to carry workers compensation insurance for their staff. Agents can also advise on commercial auto policies and general liability protection for businesses in St. Clair County.
Frequently Asked Questions
What types of business insurance are required in Illinois?
Illinois law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not required by state law but are often required by landlords or clients.
How do I choose a business insurance agent in O'Fallon?
Look for an agent who works with multiple insurance carriers and has experience with your industry. Ask about their knowledge of Illinois-specific regulations, such as the Illinois Workers Compensation Act. Check their license status through the Illinois Department of Insurance.
What factors affect the cost of business insurance in Illinois?
Costs depend on your business type, number of employees, annual revenue, location, and claims history. For example, a small retail shop in O'Fallon may pay less than a construction company. Illinois does not set fixed rates, so agents compare quotes from different carriers.
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