The top-rated business insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 20 business insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves the Waipahu area of Honolulu County as a business insurance agent. The company provides commercial coverage solutions tailored to meet the needs of local enterprises. It assists business owners with policies that address property protection, liability concerns, and income continuity during disruptions. Specializing in helping clients manage operational risks, the agency handles specific services such as commercial auto insurance for vehicles used in business operations and general liability insurance to cover potential third-party claims.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides business insurance coverage for local enterprises. The agency helps businesses assess their risks and select appropriate policies to protect their assets and operations. It offers ongoing support for policy management, claims assistance, and periodic coverage reviews to adapt to changing needs. The company services a variety of commercial properties, including single-family homes used for business, apartments, retail locations, and restaurants, ensuring each receives tailored protection for its specific exposure.
Valerie Bruner at Comparion Insurance Agency serves businesses, property managers, and commercial property owners in Waipahu, HI. Offering tailored business insurance policies, the agency helps clients protect their assets, manage liability risks, and secure coverage for property and operations. Solutions are designed to address the unique challenges of local enterprises, from small storefronts to larger commercial ventures. The agency extends its services to the broader Ewa Beach area and surrounding communities across the western Oahu metro region.
Businesses seeking insurance guidance may choose between one-time policy consultations or ongoing service relationships. Kendrick Nishiguchi at Comparion Insurance Agency in Waipahu, HI, assists local enterprises with commercial coverage needs, delivering tailored advice for liability, property, and other business exposures common in the area. The agency focuses on helping clients understand policy options without immediate pressure. Service runs on an as-needed basis, allowing business owners to request support when their insurance requirements change or renewals approach.
Susan Santos - State Farm Insurance Agent in Waipahu, HI, provides business insurance services tailored to local entrepreneurs, including general liability and commercial property coverage. It also addresses worker protection and professional liability for small and medium-sized enterprises across the area. This agency works with businesses to assess individual risk exposure and secure appropriate policies. During the Pacific hurricane season, it helps local companies review and update their disaster preparedness and business interruption plans.
Dawn Mira-Whitson: Allstate Insurance provides business insurance policies designed to protect local operators from common commercial risks in Waipahu, HI. Their agency specializes in supplementing general liability and property coverage with tailored endorsements that address specific operational exposures. Services include commercial auto protection, inland marine for equipment in transit, and business interruption provisions. The agency serves a diverse range of occupations, covering offices, warehouses, and food service establishments across the region.
As Waipahu businesses prepare for seasonal shifts in inventory and foot traffic, Ricky Bonilla: Allstate Insurance helps local owners adjust their coverage to match current risks. This agency specializes in business insurance for shops and service providers in the area, offering policies that can protect against property damage, liability claims, and income interruption. A dedicated agent will meet with you to review your lease or commercial space, then schedule a brief inspection of your premises to finalize the needed coverage.
Deborah Sumulong at Comparion Insurance Agency in Waipahu provides residential insurance coverage while also offering business insurance solutions for local enterprises. Serving the broader Waipahu area, the agency helps small and mid-sized businesses secure policies that address their operational risks and property needs. Clients often return for periodic policy reviews or to update their commercial coverage as their business evolves, ensuring consistent protection between regular scheduled visits.
Leilani Yee at Comparion Insurance Agency serves businesses in Waipahu, HI, providing coverage for common risks faced by local enterprises. The agency helps clients with general liability and property insurance, as well as workers compensation policies. As a business insurance agent, it evaluates the specific needs of small shops, restaurants, and service providers in the area. A specialty service it can add on is professional liability insurance for those in advisory or technical fields.
What Does a a Business Insurance Agent in Waipahu Cost?
Typical costs for a small business insurance policy in Hawaii range from $500 to $2,000 per year for general liability. Workers compensation premiums vary by industry and payroll but average around $1.50 per $100 of payroll for low-risk jobs. Commercial auto insurance in Hawaii costs about $1,200 to $2,500 per vehicle per year. These are general estimates and actual costs depend on your specific business activities location and claims history. This information is general and not insurance advice.
About business insurance agents in Waipahu
Business insurance agents in Waipahu help local companies find coverage that meets Hawaii state requirements. Hawaii law requires all employers with at least one employee to carry workers compensation insurance. Agents can also assist with general liability and commercial auto policies to protect your business from common risks.
Frequently Asked Questions
What types of business insurance are required in Waipahu Hawaii?
Hawaii law requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required for any business vehicles. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I find a licensed business insurance agent in Waipahu?
You can search the Hawaii Department of Commerce and Consumer Affairs website for licensed agents in Waipahu. Local agents understand the unique risks of doing business in Hawaii such as hurricane exposure and tourism-related liability.
Can a business insurance agent help me lower my premiums in Hawaii?
Yes an agent can review your coverage and suggest ways to reduce costs such as bundling policies or increasing deductibles. They can also help you qualify for Hawaii-specific credits like the hurricane mitigation discount.
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