The top-rated business insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent, Dustin Kwok - State Farm Insurance Agent. This directory lists 27 business insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 4 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 5 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 6 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 7 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 8 | John H Connors Insurance | 500 Ala Moana Blvd # 2-303 | (808) 521-3663 |
| 9 | Hawaiian Islands Insurance, Inc. | 500 Ala Moana Blvd | (808) 212-9202 |
| 10 | Paterson Financial Services: Allstate Insurance | 1259 S Beretania St. #1 | (808) 593-8844 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides business insurance coverage including general liability, property protection, and commercial auto policies for local enterprises. It offers tailored service plans that assist clients in reviewing their existing policies and adjusting coverage as their business evolves. The agency works with owners of single-family homes, apartments, retail stores, and restaurants to help safeguard their operations from common risks.
Kaina Kauahi - State Farm Insurance Agent in Honolulu, Hawaii provides business insurance coverage tailored to the needs of local enterprises. They focus on helping companies manage risk through customized policies that protect assets and operations. Their offerings can cover liability, property, and employee-related exposures common in the area. The agency serves a variety of commercial sectors including offices, warehouses, and food service establishments that require specific coverage solutions for their daily activities and unique operational challenges in the Honolulu market.
Shelli Toguchi-Hadley - State Farm Insurance Agent in Honolulu, Hawaii, is known for providing business insurance coverage to local enterprises. Its service range includes general liability, property protection, and workers’ compensation policies tailored for small to medium-sized businesses in the area. The agency focuses on helping commercial clients navigate risk management in a variety of industries. As a specialty service, it can add on business interruption insurance to help protect income during unexpected closures.
Dustin Kwok - State Farm Insurance Agent serves the Honolulu, Hawaii metro area by providing business insurance coverage to local enterprises. This agency helps companies protect their assets with policies that address commercial property and general liability risks. It also assists small and medium-sized businesses in managing potential financial losses. Services are tailored to meet the unique needs of Hawaii’s business community, including securing protection for professional liability and workers’ compensation coverage.
As Honolulu businesses prepare for the peak tourist season and the heightened risk of hurricane activity, securing appropriate commercial coverage becomes a priority. First Insurance Company of Hawaii, LTD, based in Honolulu, acts as a business insurance agent for local enterprises. The team helps retail, hospitality, and service firms evaluate their specific liability and property needs. By offering tailored policies for this island market, they support continuity through storms and seasonal fluctuations. A commercial agent begins this process by scheduling a thorough on-site inspection of the business premises and its operations.
Financial Benefits Insurance, Inc. in Honolulu, Hawaii provides both one-time policy placements and recurring adjustments to commercial liability, property, and workers’ compensation coverage. The agency consults with local business owners to identify distinct operational exposures on Oahu and match them with appropriate protection strategies. Understanding that island businesses face unique weather and logistical risks requires consistent attention to changing market conditions. Coverage under a standard or specialized business owner’s policy is pursued based on client need. Service is available on an as-needed or scheduled renewal review basis.
Proinsurance Hawaii in Honolulu specializes in crafting tailored business insurance policies for commercial clients across the islands. Its general service work involves assessing local risk factors, such as tropical weather patterns and property vulnerability, to secure appropriate coverage for small to mid-sized companies. The agency helps businesses navigate the complexities of liability and property protection throughout the year. During the peak of hurricane season, it assists owners with reviewing and updating their policies to address potential storm-related disruptions and losses.
What Does a a Business Insurance Agent in Honolulu Cost?
Typical costs for a small business insurance policy in Honolulu range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry, often starting at $1 per $100 of payroll for low risk office work. Commercial property insurance for a small retail space can cost $1,000 to $5,000 annually. Actual costs depend on your business type location and claims history. This is general information, not insurance advice.
About business insurance agents in Honolulu
Business insurance agents in Honolulu help local companies find coverage that meets Hawaii state requirements. Hawaii law mandates workers compensation insurance for most employers with one or more employees. Agents can also help with general liability and commercial property policies tailored to island risks like hurricanes and volcanic activity.
Frequently Asked Questions
What types of business insurance are required in Hawaii?
Hawaii law requires workers compensation insurance for employers with at least one employee. Commercial auto insurance is also required for any business owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a licensed business insurance agent in Honolulu?
You can search the Hawaii Department of Commerce and Consumer Affairs website for licensed agents. Many local agents specialize in small businesses and tourism related industries. Ask for referrals from other business owners in Honolulu.
Does business insurance in Honolulu cover hurricane damage?
Standard commercial property policies often exclude hurricane and flood damage. Hawaii agents can help you add separate windstorm or flood coverage. This is important for businesses near the coast in Honolulu.
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