The top-rated business insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Title Guaranty Kona. This directory lists 18 business insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Title Guaranty Kona | 75-5660 Kopiko St B3 | (808) 329-6666 |
| 5 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 6 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 7 | Liberty Insurance Agency | 75-5586 Ololi Rd | (808) 515-6427 |
| 8 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 9 | Hawaiian Hurricane Group LLC | 75-5706 Hanama Pl # 203 | (808) 498-4270 |
| 10 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves Hilo, Hawaii County, and the surrounding Big Island area. It offers business insurance agent services to local companies. Policies typically help protect small and mid-sized enterprises from common operational risks, including property damage. Liability coverage is often tailored to manage claims that can arise from customer interactions. The agency also helps secure commercial auto policies for vehicles used within the business, a vital service for Hilo's active trade sectors.
First American Title Company, Inc. serves business clients throughout the Kailua-Kona area of Hawaii. As a business insurance agency, it offers policies that protect companies from financial losses related to property damage and liability claims. This work is essential for local operations, helping businesses manage risks associated with daily commerce in the Hawaiian Islands. Typical coverages for such agencies address general liability and workers’ compensation, which are frequently required for employers in this coastal region.
Matt DeMille - State Farm Insurance Agent serves homeowners, businesses, and property managers along the Kona coast, offering tailored commercial liability, property coverage, and workers’ compensation policies for local operations. The agency works with small shops, service providers, and hospitality enterprises to design protection that fits their daily risks and seasonal demands. Regular policy reviews help clients adjust coverage as their ventures grow or shift. The office also extends its services to clients in Holualoa and the surrounding North Kona neighborhoods.
Serving Kailua-Kona and the surrounding communities of the Big Island, Title Guaranty Kona is a business insurance agent that handles commercial coverage needs. It works to protect local ventures from common property and liability risks. For each client, the agent assesses specific operational exposures to recommend suitable policies. The business then coordinates policy details with carriers to ensure proper coverage limits are in place for the unique conditions of Hawaii.
Aloha Insurance Services Inc in Kailua-Kona, HI helps businesses navigate the difference between a one-time policy purchase for a single event and recurring coverage that renews annually. Their work focuses on general liability, property, and workers’ compensation policies suited to local operations ranging from tour companies to retail storefronts. Because risk exposure shifts with seasonal tourism and coastal weather, they tailor each plan to ongoing operational needs. Their services are available on both a one-time and as-needed basis for policy adjustments.
Liberty Insurance Agency assists businesses in the Kailua-Kona area with general commercial coverage for property and liability. It specializes in tailored additions such as inland marine, cyber liability, and equipment breakdown policies to address specific operational gaps. Serving diverse industries, the agency can create protection packages for professional offices, warehouses, and food service establishments, ensuring each client receives appropriate risk management for their distinct requirements.
Keinnen Kato - State Farm Insurance Agent in Kailua-Kona, HI, offers business insurance policies tailored to local company needs, including property and general liability coverage. It also assists firms with commercial auto, workers compensation, and loss control planning to help protect operations. As a local agency, it understands Hawaii’s unique island business environment. During the annual rainy season, it helps owners review flood coverage gaps, ensuring stores and offices remain financially secure when storms threaten low-lying commercial districts.
Atlas Insurance Agency in Kailua-Kona provides residential insurance policies, securing homeowners and renters against common property risks. The agency also arranges commercial coverage for local businesses, tailoring general liability and property protection to regional needs across the Big Island. Its agents offer annual policy reviews and adjust coverage following significant life events or business changes. Clients often return for quarterly check-ins and prompt claim support between scheduled appointments, ensuring ongoing account management throughout the year.
What Does a a Business Insurance Agent in Kailua-Kona Cost?
Business insurance costs in Hawaii vary widely by industry and risk. A small retail shop in Kailua-Kona might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for workers comp and liability combined. Factors include payroll revenue location and claims history. This is general information not insurance advice.
About business insurance agents in Kailua-Kona
A business insurance agent in Kailua-Kona helps local companies find coverage that meets Hawaii state requirements. Hawaii law requires workers compensation insurance for most employers with one or more employees. Agents also assist with general liability and commercial property policies tailored to the Big Island business environment.
Frequently Asked Questions
What types of business insurance are required in Hawaii?
Hawaii law requires workers compensation insurance for employers with at least one employee. Commercial auto insurance is required for any business owned vehicle. Other coverages like general liability are not required by law but are often needed by landlords or contracts.
How do I find a business insurance agent in Kailua-Kona?
You can search online for local independent agents or visit offices in Kailua-Kona. Many agents offer free quotes and can explain Hawaii specific requirements. Ask about their experience with businesses in the hospitality or construction industries common in the area.
What is the difference between a captive agent and an independent agent?
A captive agent works for one insurance company and can only sell that company policies. An independent agent works with multiple insurers and can compare options for you. In Kailua-Kona you will find both types of agents.