ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Fairhope, AL

Browse business insurance agents serving Fairhope, Alabama. Updated 2026-07-14.

The top-rated business insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Globe Life Liberty National Division: The Lambeth Agencies. This directory lists 20 business insurance agents serving Fairhope.

Showing 20 business insurance agents in Fairhope, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rick Phyfer - State Farm Insurance Agent19416 S Greeno Rd(251) 928-7500
2Farmers Insurance - Andrew Malone104 Professional Park Dr(251) 990-4000
3Chase Herrin - State Farm Insurance Agent21611 State Hwy 181 Ste A(251) 929-2020
4Globe Life Liberty National Division: The Lambeth Agencies106 N Greeno Rd(866) 400-2395
5Alliance Insurance Group19009 State Hwy 181(251) 281-0082
6Trawick International300 Fairhope Ave ste g(888) 301-9289
7Steadfast Insurance9959 Windmill Rd(251) 202-4207
8Tim Simmonds - State Farm Insurance Agent356 Morphy Ave(251) 928-1400
9Scott Soulant: Allstate Insurance504 N Section St(251) 990-9553
10Sharon Hattenstein: Allstate Insurance23690 US-98 Ste E1(251) 928-3229
RP
19416 S Greeno Rd
Rick Phyfer - State Farm Insurance Agent
Business Insurance Agent · Fairhope, AL

Rick Phyfer - State Farm Insurance Agent serves customers in Fairhope, AL, and the surrounding Baldwin County area, offering a range of business insurance solutions. The agency helps local entrepreneurs and commercial property owners protect their operations from everyday risks. Policies are tailored to fit the needs of small and medium-sized enterprises. The team assists with property coverage for storefronts and liability protection for professional services. General liability and workers compensation policies are among the specific commercial coverages it handles for area businesses.

FI
104 Professional Park Dr
Farmers Insurance - Andrew Malone
Business Insurance Agent · Fairhope, AL

Farmers Insurance - Andrew Malone serves homeowners, businesses, and property managers in Fairhope, Alabama, by offering business insurance coverage tailored to local operational needs. This agency helps commercial clients protect their assets through customized policies designed for the Gulf Coast region. Services include general liability and property insurance for small to mid-sized companies. The firm also extends its coverage to neighboring communities such as Daphne and the greater Baldwin County metro area.

CH
21611 State Hwy 181 Ste A
Chase Herrin - State Farm Insurance Agent
Business Insurance Agent · Fairhope, AL

Serving Fairhope, Alabama, and the surrounding Baldwin County communities, Chase Herrin - State Farm Insurance Agent handles business insurance for local enterprises. The agency offers coverage solutions designed for various commercial needs, including liability and property protection. To manage a typical job, the agent begins with a review of the client's business operations, then customizes a policy to address specific risks.

GL
106 N Greeno Rd
Globe Life Liberty National Division: The Lambeth Agencies
Business Insurance Agent · Fairhope, AL

Business insurance agents may help with a single policy purchase or offer ongoing service to adjust coverage as a business grows. In Fairhope, AL, Globe Life Liberty National Division: The Lambeth Agencies assists local companies in securing policies that protect against liability, property damage, and other common operational risks. Tailoring coverage to each client’s specific industry and size is a standard part of the work. Service runs on an as-needed basis, allowing business owners to request assistance when new risks arise or contracts change.

AI
19009 State Hwy 181
Alliance Insurance Group
Business Insurance Agent · Fairhope, AL

Alliance Insurance Group in Fairhope, AL specializes in business insurance services, including general liability, property coverage, and workers’ compensation policies. The firm helps local retailers, contractors, and professional service providers review their current coverage to identify potential gaps. Beyond initial setup, the agency supports clients with policy adjustments as their operations evolve. As hurricane season approaches, it assists Fairhope businesses in verifying their flood and windstorm protection limits to ensure adequate coverage for seasonal storm risks.

TI
300 Fairhope Ave ste g
Trawick International
Business Insurance Agent · Fairhope, AL

Trawick International provides a comprehensive range of business insurance agency services in Fairhope, Alabama, helping local enterprises secure necessary liability and property coverage. Its service model focuses on assessing each client’s unique operational risks to build customized protection plans. Regular policy reviews are offered to adapt coverage as businesses grow or their requirements shift. The company serves single-family homes, apartments, retail stores, and restaurants throughout the region.

SI
9959 Windmill Rd
Steadfast Insurance
Business Insurance Agent · Fairhope, AL

Steadfast Insurance provides business insurance coverage to help companies manage their operational risks in the Fairhope, Alabama area. It specializes in offering customized policies that protect against property damage, liability claims, and business interruption losses. The agency works closely with local enterprises to tailor coverage limits and deductibles. Its services can assist a variety of commercial sectors, including office-based professional firms, warehouse and distribution operations, and full-service food service establishments requiring specific protections.

TS
356 Morphy Ave
Tim Simmonds - State Farm Insurance Agent
Business Insurance Agent · Fairhope, AL

Serving residential clients first, Tim Simmonds - State Farm Insurance Agent in Fairhope, AL then offers commercial coverage to local businesses. The agency helps local enterprises protect their assets with liability and property policies. Services extend throughout the Fairhope area and nearby Baldwin County communities. Regular insurance reviews keep policies current for changing operations. Follow-up meetings are scheduled between visits to update coverage as businesses grow or introduce new equipment.

SS
504 N Section St
Scott Soulant: Allstate Insurance
Business Insurance Agent · Fairhope, AL

Scott Soulant: Allstate Insurance in Fairhope, AL, helps local businesses secure essential property and liability protection. The agency customizes coverage plans to address the unique risks faced by companies in Baldwin County. Policies can help shield assets from lawsuits, employee injuries, and equipment damage. Their service range supports small to mid-sized operations, from retail shops to professional offices. A specialty service they can add on is commercial auto insurance, which covers company vehicles and fleet operations for work-related travel.

SH
23690 US-98 Ste E1
Sharon Hattenstein: Allstate Insurance
Business Insurance Agent · Fairhope, AL
EI
193 Falls Creek St
Empower Insurance Solutions
Business Insurance Agent · Fairhope, AL
(251) 880-6108
empowerinsurancesolutions.com
MA
860 Edwards Ave
The Myrick Agency
Business Insurance Agent · Fairhope, AL
(251) 517-5600
themyrickagency.com
MC
7 Bayview St S
Magic City Insurance Group, LLC
Business Insurance Agent · Fairhope, AL
(251) 230-2820
magicins.agency
MI
104 Professional Park Dr
Malone Insurance agency
Business Insurance Agent · Fairhope, AL
(251) 990-4000
maloneinsurance.com
PI
402 Bellangee Ave
Pitman Insurance
Business Insurance Agent · Fairhope, AL
(251) 928-9786
pitmaninsurance.com
ES
21036 State Hwy 181
Eastern Shore Insurance Agency
Business Insurance Agent · Fairhope, AL
(251) 928-6256
easternshoreinsurance.net
RJ
101 N Section St
Robertson John A Insurance Agency Inc
Business Insurance Agent · Fairhope, AL
(251) 928-2163
robertsoninsuranceinc.com/contact
AC
520 N Greeno Rd
ALABAMA COASTAL INSURANCE
Business Insurance Agent · Fairhope, AL
(251) 929-4672
alcoastalinsurance.com
AS
14 Ettle St
American Standard
Business Insurance Agent · Fairhope, AL
(888) 210-6594
TI
319 Fairhope Ave
Tidewater Insurance Agency
Business Insurance Agent · Fairhope, AL
(251) 800-8433
tidewaterins.net

What Does a a Business Insurance Agent in Fairhope Cost?

The cost of business insurance in Alabama varies by industry size and coverage limits. A small retail shop in Fairhope might pay around 500 to 1500 per year for general liability. Workers compensation costs depend on payroll and classification codes often ranging from 0.50 to 3.00 per 100 dollars of payroll. Commercial property premiums are based on building value and location. This is general information and not insurance advice.

About business insurance agents in Fairhope

Business insurance agents in Fairhope Alabama help local companies secure coverage that meets state requirements. Alabama law mandates that all employers with five or more employees carry workers compensation insurance. Agents in Fairhope can guide you through general liability commercial property and other essential policies.

Frequently Asked Questions

What types of business insurance are required in Alabama?

Alabama requires workers compensation insurance for businesses with five or more employees. Commercial auto insurance is mandatory if you use vehicles for business. Other coverages like general liability are not required by state law but are often needed by landlords or clients.

How do I find a reliable business insurance agent in Fairhope?

You can search for licensed agents through the Alabama Department of Insurance website or ask for referrals from other local business owners. Look for an agent who specializes in commercial lines and has experience with businesses in Baldwin County.

Does Alabama have a specific time limit for reporting a business insurance claim?

Yes Alabama insurance policies typically require you to notify your insurer promptly after a loss. Most policies specify a time limit such as 30 to 60 days for reporting claims. Check your policy or ask your agent for exact deadlines.

Business Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.