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Find Business Insurance Agents Near You in Athens, AL

Browse business insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated business insurance agent in Athens, Alabama is Direct Auto Insurance, rated 4.6 stars across 197 reviews. Other highly rated options include Pepper, Johnstone & Company, iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent. This directory lists 20 business insurance agents serving Athens.

Showing 20 business insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance800 US Hwy 72 E B(256) 233-8325
2Pepper, Johnstone & Company122 Market St W(256) 232-7818
3iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
4Phillip Burton - COUNTRY Financial Agent707 US-31 Ste C(256) 232-1256
5Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
6Brody Jackson - State Farm Insurance Agent885 US-72 Ste A(256) 998-5577
7Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
8SOS Insurance Agency1102 S Jefferson St(256) 262-9133
9Highstreet Kilgro Insurance Agency707 US-31 Ste F(256) 232-5241
10Farmers Insurance - Toni Griffin707 Hobbs St E Ste C(256) 262-9286
DA
800 US Hwy 72 E B
Direct Auto Insurance
Business Insurance Agent · Athens, AL

Direct Auto Insurance in Athens, Alabama, provides a full range of business insurance agent services, including general liability, commercial property, and workers' compensation coverage. The company assists local business owners in assessing their unique risks and structuring appropriate liability protection. Service plans often include annual policy reviews to adjust coverage as operations evolve. Businesses can arrange consultations to discuss potential gaps in their current policies or explore bundling options for cost savings. Direct Auto Insurance services a variety of property types, from single-family homes and apartments to retail storefronts and local restaurants.

PJ
122 Market St W
Pepper, Johnstone & Company
Business Insurance Agent · Athens, AL

Pepper, Johnstone & Company serves the Athens, Alabama area as a business insurance agency. The firm helps local enterprises manage their commercial risks across a variety of industries. General liability coverage is typically arranged to protect against third-party claims and property damage. Policies for workers’ compensation are also addressed to cover employee injuries. The agency works with companies to review their specific operational needs. Among the services handled in this region are commercial property insurance and professional liability coverage.

II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Business Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. provides a range of business insurance coverage, including general liability, property, and workers’ compensation policies. It also offers ongoing service plans that include annual policy reviews and risk management consultations to help local enterprises adapt to changing operational needs. Located in Athens, AL, the agency serves clients across the surrounding area. Its team assists with insurance solutions for commercial properties such as single-family homes, apartment buildings, retail storefronts, and restaurants.

PB
707 US-31 Ste C
Phillip Burton - COUNTRY Financial Agent
Business Insurance Agent · Athens, AL

Phillip Burton with COUNTRY Financial in Athens, AL provides business insurance for local companies, contractors, and property managers, helping them protect their operations with tailored policies. Coverage options include general liability, commercial property, and workers compensation. The agency also serves homeowners seeking personal insurance solutions. Business clients benefit from risk assessment to safeguard against common local perils. Service extends to nearby communities such as Decatur and the Huntsville metro area for added convenience.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Business Insurance Agent · Athens, AL

Serving Athens, AL, Eddie Breakfield - State Farm Insurance Agent specializes in business insurance policies tailored to local enterprises. It provides general coverage for property, liability, and commercial vehicles, helping companies manage operational risks. The agency also offers support with business interruption needs following unexpected events. For seasonal concerns such as spring or fall inventory shifts, it assists businesses in adjusting their coverage levels to protect against sudden losses.

BJ
885 US-72 Ste A
Brody Jackson - State Farm Insurance Agent
Business Insurance Agent · Athens, AL

Brody Jackson - State Farm Insurance Agent in Athens, AL, provides both one-time policy assessments and ongoing service agreements for business clients. Coverage solutions address common commercial risks, including liability, property damage, and loss of income. Professional insurance guidance helps local enterprises navigate changing regulatory requirements. Service arrangements run on a scheduled basis, with regular policy reviews and adjustments as the business operations evolve.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Business Insurance Agent · Athens, AL

As Athens businesses prepare for shifts in seasonal inventory or local events, they often need updated coverage that reflects current operations and liability exposure. Nationwide Insurance: Jon Peters Insurance Agency, Inc. addresses these needs by offering tailored business insurance policies designed for small to mid-sized companies in the Athens area. The agency helps local owners evaluate general liability, property, and workers’ compensation options aligned with their specific industry risks. An initial on-site inspection or consultation is scheduled to identify unique hazards before any policy discussion begins.

SI
1102 S Jefferson St
SOS Insurance Agency
Business Insurance Agent · Athens, AL

Serving Athens, AL, and the surrounding communities, SOS Insurance Agency handles a range of business insurance needs, from liability coverage to property protection. It assists local enterprises in securing policies that address common operational risks and regulatory requirements. For each client, the agency typically begins by reviewing the specific operations and exposures of the business, then compares options from multiple insurers to recommend appropriate coverage limits and deductibles.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Business Insurance Agent · Athens, AL

Highstreet Kilgro Insurance Agency serves homeowners, businesses, and property managers throughout Athens, Alabama, by evaluating their unique operational risks and securing appropriate commercial coverage. Its agents work with local entrepreneurs and established companies to tailor policies that address general liability, property protection, and workers’ compensation needs. The agency focuses on helping clients understand coverage details so they can manage unexpected losses confidently. It also extends its services to businesses in the greater Athens metro area and the neighboring community of Decatur.

FI
707 Hobbs St E Ste C
Farmers Insurance - Toni Griffin
Business Insurance Agent · Athens, AL

Farmers Insurance - Toni Griffin in Athens, AL focuses on helping local businesses secure essential coverage against common operational risks. The agency adds specialized policies tailored to protect commercial property, liability exposures, and potential business income interruptions. It works closely with owners to assess unique needs and adjust protection levels accordingly. The firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

AI
22380 US-72
Alfa Insurance
Business Insurance Agent · Athens, AL
(256) 232-2898
alfainsurance.com
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Business Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
AS
171 US-31
Anchor Sure Insurance Co.
Business Insurance Agent · Athens, AL
(256) 208-5257
AI
129 US-31
Alfa Insurance - Thomas-Jones Agency
Business Insurance Agent · Athens, AL
(256) 233-1616
alfainsurance.com
MH
102 Market St W
Martin & Hubbs Inc
Business Insurance Agent · Athens, AL
(256) 232-0505
martinandhubbs.com
RD
107 W Washington St
Richardson & Deemer Insurance
Business Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
ZC
103 S Clinton St
Zach Conlon Insurance
Business Insurance Agent · Athens, AL
(256) 444-1002
zciathens.com
EC
1105 US Hwy 72 E
Elite Choice Insurance AL
Business Insurance Agent · Athens, AL
CS
500 S Jefferson St
Cindy's Insurance & Notary Services
Business Insurance Agent · Athens, AL
(256) 444-2015
TC
201 W Green St Suite A
TWFG Chance Insurance
Business Insurance Agent · Athens, AL
(256) 232-2400
agentpages.twfg.com/deborahchance

What Does a a Business Insurance Agent in Athens Cost?

Typical costs for a small business insurance policy in Alabama range from $500 to $3,000 per year for general liability. Workers compensation premiums average around $1.50 per $100 of payroll for low-risk jobs but can exceed $10 per $100 for high-risk work. Commercial auto policies often start at $1,200 per year per vehicle. These figures are general estimates and your actual cost will vary based on your specific business details. This is general information and not insurance advice.

About business insurance agents in Athens

Business insurance agents in Athens Alabama help local companies find coverage that meets state requirements and protects against common risks. Alabama law requires certain businesses to carry workers compensation insurance if they have five or more employees. Agents in Athens can guide you through general liability, property, and commercial auto policies that fit your industry.

Frequently Asked Questions

What types of business insurance are required in Alabama?

Alabama law requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability are not required by state law but are often required by landlords or contracts.

How do I find a business insurance agent in Athens Alabama?

You can search online for local independent agents or agencies in Athens. The Alabama Department of Insurance website also has a license lookup tool to verify an agent is active and in good standing. Many agents offer free initial consultations to discuss your needs.

What factors affect business insurance costs in Alabama?

Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. Location in Athens also matters due to local weather risks like tornadoes and hail. An agent can provide quotes from multiple carriers to find competitive rates.

Business Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.