The top-rated business insurance agent in Birmingham, Alabama is Freeway Insurance, rated 4.7 stars across 432 reviews. Other highly rated options include Caroline Dorris - State Farm Insurance Agent, Elevation Insurance, Burns Mitchell Agency: Allstate Insurance. This directory lists 25 business insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 4608 Avenue W Ste D | (205) 386-5182 |
| 2 | Caroline Dorris - State Farm Insurance Agent | 2805 6th Ave S | (205) 322-3276 |
| 3 | Elevation Insurance | 4000 Eagle Point Corporate Dr Suite #285 | (205) 974-1323 |
| 4 | Burns Mitchell Agency: Allstate Insurance | 5588 Apple Park Dr Suite 109 | (205) 749-4978 |
| 5 | Wiggins Insurance Agency | 5971 Chalkville Mountain Ln Suite D | (205) 853-6429 |
| 6 | Greg Armstrong - GEICO Insurance Agent | 1423 Gadsden Hwy Suite 109 | (205) 508-6077 |
| 7 | All American Insurance | 819 3rd Ave N | (205) 322-0311 |
| 8 | Miller Insurance Agency LLC | 120 19th St N Suite 2019 | (256) 936-4642 |
| 9 | Farmers Insurance - Mickey Berry | 200 Cahaba Park Cir Ste 112 | (205) 490-6000 |
| 10 | Bama Insurance Services | 260 W Valley Ave | (205) 942-3522 |
Freeway Insurance serves the Birmingham, Alabama metro area as a business insurance agent. The company helps local enterprises secure coverage that addresses operational risks and liability concerns common to the region. Commercial policies can protect against property damage from severe weather or theft. General liability insurance covers third-party claims arising from accidents or injuries on business premises. Additionally, the agency assists with workers' compensation insurance to meet Alabama state requirements and safeguard employees. It also handles commercial auto insurance for Birmingham-based fleets and service vehicles.
Caroline Dorris - State Farm Insurance Agent in Birmingham, AL, provides a full range of business insurance services, including liability, property, and workers' compensation coverage. The agency works with clients to regularly review and update their policies as their operations change, offering ongoing support for claims and policy adjustments. This business insurance agent serves a variety of commercial property types, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
Elevation Insurance serves local homeowners, businesses, and property managers throughout Birmingham, Alabama, by providing tailored business insurance agent services. It assists clients in securing coverage for commercial property, general liability, and workers’ compensation. The agency works to identify specific risk exposures common to small and mid-sized companies in the metro area, helping to structure appropriate policies. Its services also extend to those managing rental properties and commercial real estate. Elevation Insurance additionally covers neighboring communities such as Hoover and the greater Jefferson County area.
Serving Birmingham, Alabama, and the surrounding communities, Burns Mitchell Agency: Allstate Insurance handles business insurance for local enterprises. It addresses the specific coverage needs that regional firms commonly face, such as liability and property protection. The agency approaches each client situation by first evaluating the unique risks present in the local business environment. It then recommends an appropriate policy framework designed to address those identified exposures on a case-by-case basis.
Wiggins Insurance Agency in Birmingham, Alabama helps businesses distinguish between one-time policy placements and ongoing protection packages when evaluating their commercial risk exposure. Coverage options typically include general liability, property insurance, and workers’ compensation to address local operational needs. The agency structures its services to run on either a one-time, scheduled, or as-needed basis, depending on each client’s specific loss prevention requirements and premium renewal cycles.
Greg Armstrong, representing GEICO Insurance Agent in Birmingham, AL, specializes in tailored business insurance policies that protect commercial property, liability, and vehicles. The agency also handles general coverage for local enterprises, including workers’ compensation and professional liability. As seasonal weather patterns can bring severe storms and flooding to the Birmingham area, the agent helps business owners review and adjust their policies to guard against property damage and operational interruptions from such events.
As Birmingham’s seasons shift from summer storms to winter freezes, local businesses face new liability and property risks that require updated policy plans. All American Insurance works as a business insurance agent in Birmingham, AL to help clients adjust their coverage accordingly. The company focuses on common commercial needs such as general liability and workers’ compensation. For any new business seeking its first policy or an existing firm reviewing current limits, an agent begins by scheduling an on-site inspection of the premises to evaluate specific exposures.
Farmers Insurance - Mickey Berry in Birmingham, AL, is a provider of business insurance coverage tailored to companies in the local area. The agency serves small and mid-sized businesses, offering policies for general liability, commercial property, and workers’ compensation. Clients in heavy industry and retail benefit from region-specific risk assessments that address common liabilities in Jefferson County. A specialty service this agency can add on is professional liability insurance for consultants and service-based firms.
Bama Insurance Services operates as a business insurance agent in Birmingham, Alabama, assisting local companies with their general liability and property coverage needs. The firm specializes in adding tailored protections such as workers’ compensation and commercial auto policies to standard packages. With a focus on risk assessment for small to mid-sized organizations, it advises clients on appropriate coverage limits and deductibles. This agency can serve offices, warehouses, and food service operations, helping each sector secure policies that address its specific operational exposures.
What Does a a Business Insurance Agent in Birmingham Cost?
Typical costs for a small business insurance policy in Alabama range from 500 to 2,500 dollars per year for general liability. Workers compensation costs vary by payroll and industry but average around 1.50 dollars per 100 dollars of payroll. Commercial auto policies can cost 1,200 to 3,000 dollars annually. These are general estimates and actual costs depend on your business size location and risk factors. This information is general and not insurance advice.
About business insurance agents in Birmingham
Business insurance agents in Birmingham Alabama help local companies find coverage for property liability and workers compensation. Alabama law requires businesses with five or more employees to carry workers compensation insurance. Agents can also advise on commercial auto and general liability policies tailored to Birmingham industries like construction healthcare and manufacturing.
Frequently Asked Questions
What types of business insurance do agents in Birmingham offer?
Agents in Birmingham offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber insurance for service based businesses.
Is workers compensation insurance required in Alabama?
Yes Alabama law requires workers compensation for businesses with five or more employees. Some industries like construction have additional rules. An agent can help you meet these legal requirements.
How do I choose a business insurance agent in Birmingham?
Look for an agent licensed in Alabama with experience in your industry. Ask about their carrier network and claims support. Compare quotes from multiple agents to find suitable coverage.